Comparing Costs and Risks of Retirement Plans for Sponsors

This stochastic simulation analysis compares funding costs and volatilities for private sponsors of traditional defined benefit (DB), pension equity (PE), cash balance (CB), and defined contribution (DC) retirement plans. Plan provisions of equivalent benefit generosity in the different plan types are determined. The modeling includes current funding requirements and practices as well as a comprehensive set of uncertainties in asset and labor markets. The results show that costs and risks for sponsors vary significantly with plan types, investment and funding strategies, and participant demographics. The hybrid PE and CB plans exhibit characteristics of cost efficiency, as in the DB plan, and risk reduction, as in the DC plan, for plan sponsors under conventional investment strategies. These features are more saliently observed in the CB plan, but it is also more difficult to implement effective asset–liability management strategies for it.     

中国经济增长与金融中介关系的计量分析

文章以国家统计局发布的1978—2007年统计数据为基础,运用计量经济学中GrangerCausality因果关系检验法和回归分析法对中国经济增长与金融中介之间的关系进行了实证研究。结果表明：中国经济增长与金融中介之间存在双向明显的因果关系。1978—2007年,金融中介对中国经济增长的贡献率约为25．43％,表明金融中介在一定程度上促进了中国经济的增长。     

相互制保险公司在我国的实践与发展策略研究

相互制保险比照其他保险组织形式具有保险成本低和管理成本低等优势,引入我国后首先进入了农业保险领域,取得了初步的成效,同时在实践过程中也遇到了阻碍和困难。相互制保险的未来发展有赖于相关法律法规建设和自身管理制度的完善。     

浅谈《高等数学》知识在物理学中的应用

本文主要通过运用高等数学的思想来解决物理问题,阐明了高等数学与物理学之间联系,以提高学生分析问题和解决问题的综合能力。     

超滤膜性能指标检测技术现状

本文简要介绍了超滤膜的起源及发展前景,分析了开展超滤膜性能指标检测方法研究的必要性,通过分析和总结调研结果,初步提出超滤膜性能评价指标,并简要阐述了各项指标检测方法的研究现状,最后对于改善超滤膜性能指标检测方法研究现状提出几点建议。     

浅谈企业的文化品牌发展

品牌文化是社会物质财富和精神财富在品牌中的凝结,是文化特质在品牌中的沉积,是消费心理和价值取向的高度融合,是指品牌经营中的一切文化现象。现就其企业如何发展自己的文化品牌进行简要分析。     

The Chinese in Britain: working towards success?

The Chinese community has made rapid socio-economic advancement Britain over the course of one generation. This paper examines the influences of culture and structure in determining the remarkable levels of attainments made by the Chinese Britain. In addition, the impacts of culture and structure in circumscribing occupational choices of the Chinese in Britain are also explored, since somewhat marring this image of success is the occupational segregation of the Chinese in the labour market. The human resource implication of this latter situation is that there exists a valuable source of qualified Chinese labour currently engaged in the ethnic niche, particularly Chinese catering industry, which could be better utilized in the wider labour market. It suggested that responsibility to address this issue reducing such 'wastage', involves efforts of three parties, namely, the Chinese themselves, careers counsellors, as well organizations in Britain.     

超稠油油藏开发新工艺研究

借鉴国外超稠油油藏开采工艺技术的研究成果和思路，有针对性地选择了胜利油田某一区块进行数值模拟和开发试验，旨在探索适合开采超稠沿 油藏的经济有效开发模式。     

退耕还林工程绩效判断和对后续政策设计的思考——来自四川省的实证分析

随着经济林和生态林补贴陆续到期,国家还没有出台更为明确的退耕还林后续政策,如何维护现在的退耕还林成果,更大地激发农户以及社会的造林热情成为摆在人们面前的难题。本文通过对四川省几种典型区域实施退耕还林工程的情况的实地调查,以大量的案例来佐证对退耕还林工程绩效的基本判断,从中概括出影响退耕还林政策可持续性的风险并进行分析,为下一步后续退耕还林政策的设计和实施提供建议和参考。