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Allen Marcus T. Springer Thomas M. 《The Journal of Real Estate Finance and Economics》1998,17(3):263-278
Although previous research addresses the price effects of below-market loan assumptions in housing transactions, no direct evidence exists regarding the price effects of above-market loan assumptions. This study develops a hypothesis of strictly nonnegative price effects in assumption financing and empirically documents a positive impact in housing transactions involving above-market loan assumptions. Based on a switching regimes regression analysis of 2,669 single-family house transactions, we find evidence of a significant price premium in moderately priced homes involving above-market loan assumptions but no evidence for a financing premium for more expensive homes. The results suggest that the sources of the premium in the moderately priced home market are the assuming buyer's motivations to minimize transactions costs and to avoid lenders' qualification criteria. 相似文献
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拥有约60,000人口的卢塞恩市是瑞士第8大城市。它位于瑞士中部Alps山脉的正北面,这就意味着卢塞恩市处于欧洲的心脏部位。由于卢塞恩市特殊的地理位置,即靠近Alps山脉和一个巨大的湖泊,所以市政府官员具有强烈的环境保护意识和高度的环境责任感。 相似文献
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Urs Steiner Brandt 《Journal of Risk Research》2013,16(2):221-240
This paper considers a situation where a real risk exists that requires precautions, but the public mostly experiences the risk through infrequently occurring extreme events; this type of risk includes risk from climate change, international terrorism, natural calamities or financial crises. The analysis shows that if a risk-mitigating policy is based on the perceived riskiness of that risk, it will call for disproportionate responses (compared to what the ‘real’ risk suggests) by either under- or over-investing in risk-reducing policies, depending on the characteristics of the problem, implying significant volatility in the policy response. This type of response provides at least three challenges to society: policy cycles where implementation lags behind the actual change in risk, a lock-in to inefficient technologies and additional costs. Finally, this paper addresses the question of how the above-mentioned challenges can be managed through proper risk communication. 相似文献
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Simon Springer Heather Chi Jeremy Crampton Fiona McConnell Julie Cupples Kevin Glynn 《Geopolitics》2013,18(3):681-711
The unfurling of violent rhetoric and the show of force that has lead to the arrest, imprisonment, and impending extradition of WikiLeaks founder, Julian Assange, serve as an exemplary moment in demonstrating state-sanctioned violence. Since the cables began leaking in November 2010, the violent reaction to WikiLeaks evidenced by numerous political pundits calling for Assange's assassination or execution, and the movement within the US to have WikiLeaks designated a ‘foreign terrorist organization’, amount to a profound showing of authoritarianism. The ‘Wikigate’ scandal thus represents an important occasion to take stock and think critically about what this case tells us about the nature of sovereign power, freedom of information, the limits of democracy, and importantly, the violence of the state when it attempts to manage these considerations. This forum explores a series of challenges inspired by WikiLeaks, which we hope will prompt further debate and reflection within critical geopolitics. 相似文献