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61.
Background risk can influence the performance of insurance markets that must deal with adverse selection when applicants are risk vulnerable, since they are more averse to bearing the insurable risk as a result of their exposures to background risk. We show that background risk always results in a lower deductible for the incentive constrained contract, and that a broader range of markets attains the stable sequential equilibrium cross-subsidized pair of separating contracts. We conclude that background risk always improves the performance of markets for coverage against (insurable) foreground risks that must deal with adverse selection. We also find, however, that these improvements are never sufficient to offset the cost to insureds of bearing the background risk. 相似文献
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本文首先由我国的CPI计算出通货膨胀率,综合分析了我国通货膨胀率和GDP增长率数据。其次,用带有动量项和自适应学习率的BP神经网络预测出2008~2009年我国CPI,从而推算出2008~2009年我国通货膨胀率分别是4.99%和4.91%左右。并提出了一些相应的政策建议。 相似文献
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Miklós Losoncz 《Intereconomics》2003,38(3):132-137
In mid-January 2003 a severe speculative attack was launched against the exchange rate of the Hungarian forint. The attack
was very unusual in the history of foreign exchange speculations, since it was aimed at enforcing the appreciation — and not
the depreciation — of the currency targeted. The specific nature of this kind of speculation is closely related to Hungary’s
accession to the European Union in general and to EMU in particular. Since the other Central and Eastern European acceding
countries face similar problems and challenges, the Hungarian experience may involve some instructive lessons on monetary
and economic policy for them too. 相似文献
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Franz Neueder 《Intereconomics》2003,38(4):190-195
While the political benefits of the coming EU enlargement are relatively easy to identify, its economic and financial consequences
are less unequivocal. The following article examines the likely costs and benefits of enlargement to both existing and future
Members, and in particular how it will affect Germany, one of the few present EU Member States which has direct borders with
acceding states.
The article expresses the personal opinions of the author. 相似文献