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81.
Kin Wai Michael Siu Yi Lin Wong 《International Journal of Technology and Design Education》2016,26(1):105-121
Emotions have a significant effect on the processes of designing and creative thinking. In an educational context, some emotions may even be detrimental to creativity. To further explore the link between creativity and emotion, a series of interviews were conducted with design and technology (D&T) teachers in Singapore, Hong Kong and Beijing concerning their experiences of working with students on design projects. The intent was to investigate how these teachers understood and managed their students’ emotions while teaching creative design skills. Some teachers indicated that they understood their students’ emotions through observing their behaviour, connecting with them by synchronising emotions or by evaluating student performance. The teachers also reported using various other methods to handle their students’ emotions. This study highlights the importance of equipping D&T teachers with skills for awareness and regulation of emotions so that they can better enable students to cultivate creativity in the design process. 相似文献
82.
In a roll‐up mortgage, the borrower receives a loan in the form of a lump sum. The loan is rolled up with interest until the borrower dies, sells the house, or moves into long‐term care permanently. The house is sold at that time, and the proceeds are used to repay the loan and interest. Most roll‐up mortgages are sold with a no‐negative‐equity guarantee (NNEG), which caps the redemption amount at the lesser of the face amount of the loan and the sale proceeds. The core of this study is to develop a framework for pricing and managing the risks of the NNEG. 相似文献
83.
We empirically examine two methods for measuring output in property-liability insurer efficiency studies: the value-added approach and the “flow” (or financial intermediation) approach. The approaches are not mutually consistent. The value-added approach is closely related to traditional measures of firm performance, but the flow approach is not. In addition, efficient value-added approach firms are less likely to go insolvent, while firms characterized as efficient by the flow approach are generally more likely to fail. We also find that the theoretical concern regarding the value-added approach’s use of losses as a measure of output is not validated empirically. 相似文献
84.
The intense hurricane seasons of 2004 and 2005 caused considerable instability in property insurance markets in coastal states with the greatest problems occurring in Florida and the Southeast. Insurers have substantially raised rates and decreased their exposures. While no severe hurricanes struck the United States in 2006 and 2007, market pressures remain strong given the high risk still facing coastal states. These developments generate considerable concern and controversy among various stakeholder groups. Government responses have varied. In Florida, political pressures prompted a wave of legislation and regulations to expand government underwriting and subsidization of hurricane risk and constrain insurers' rates and market adjustments. Other states' actions seem more moderate. In this context, it is important to understand how property insurance markets have been changing and governments have been responding to increased catastrophe risk. This article examines important market developments and evaluates associated government policies. We comment on how regulation is affecting the equilibration of insurance markets and offer opinions on policies that are helpful and harmful. 相似文献
85.
Siu Wai Wong 《International journal of urban and regional research》2015,39(5):912-926
Existing scholarship suggests that local transformation in reform‐era China has been a process of decentralization of state power driving extractive local governments to pursue economic growth through rapacious land appropriation and producing many miserable landless villagers. This study puts forward an alternative perspective by arguing that local governance reforms in China to advance urban development should also be interpreted as a process of state building, whereby local government reshaped its governance strategy so as to mitigate potential social unrest and strengthen its political legitimacy in governing rapidly urbanizing areas. Based on intensive fieldwork in a periurban district in southern China, this research examines how the local state has heightened its control over urbanizing villages through its day‐to‐day governance practices and the pursuit of a complex policy agenda comprising social welfare provision, shareholding reforms and intervention in grassroots politics. The findings of this study shed new light on understanding local state transformation in periurban China and on explaining why the country still maintains tremendous urban growth despite incessant land disputes and numerous social tensions at different localities. 相似文献
86.
Official statisticians have been dealing with a diversity of data sources for decades. However, new sources of data in the Big Data domain provide an opportunity to deliver a more efficient and effective statistical service. This paper outlines a number of considerations for the official statistician when deciding whether to embrace a particular new data source in the regular production of official statistics. The principal considerations are relevance, business benefit, and the validity of using the source for official statistics in finite population inferences or analytic inferences. The paper also describes the Big Data Flagship Project of the Australian Bureau of Statistics (ABS), which has been established to provide the opportunity for the ABS to gain practical experience in assessing the business, statistical, technical, computational and other issues in using Big Data. In addition, ABS participation in national and international activities in this area will help it share experience and knowledge, while collaboration with academics will enable ABS to better acquire the capability to address business problems using the new sources of data as part of the solution. 相似文献
87.
Siu Fai Leung 《Journal of Public Economic Theory》2002,4(4):581-612
This paper presents a theoretical investigation of the dynamic effects of social security on individual consumption, wealth and welfare. The framework of analysis is Yaari's (1965) life–cycle model of saving with uncertain lifetime and borrowing constraint. A simple uniform social security system as well as an actuarially fair and fully funded social security system is considered. The presence of terminal wealth depletion is shown to play a pivotal role not only in the derivation of the results but also in the outcome of the analysis. 相似文献
88.
This paper assesses the empirical desirability of the East Asian economies to form a monetary union. The Structural Vector Autoregression (VAR) method is employed to assess the nature of macroeconomic disturbances among the East Asian countries, as a preliminary guide in identifying potential candidates for forming an Optimum Currency Area (OCA). In comparison with European countries, East Asia has less symmetric underlying structural shocks but the speed of adjustment to shocks is much faster. The empirical results suggest that there exists a scope among some small sub-regions, comprising mainly of ASEAN countries, for potential monetary integration. The finding of an increased symmetry of shocks among countries after the Asian Financial crisis indicates that the regional policy-coordinating effort after the crisis has put the region on the right track if monetary union is a desired goal. 相似文献
89.
Martin Gervais Nir Jaimovich Henry E. Siu Yaniv Yedid‐Levi 《International Economic Review》2015,56(1):27-53
The search‐and‐matching model of the labor market fails to match two important business cycle facts: (i) a high volatility of unemployment relative to labor productivity, and (ii) a mild correlation between these two variables. We address these shortcomings by focusing on technological learning‐by‐doing: the notion that it takes workers' time using a technology before reaching their full productive potential with it. We consider a novel source of business cycles, namely, fluctuations in the speed of technological learning, and show that a search‐and‐matching model featuring such shocks can account for both facts. Moreover, our model provides a new interpretation of recently discussed “news shocks.” 相似文献
90.
Among governing boards traditionally dominated by men, the presence of women is becoming more common. However, these women may face prejudices and discrimination that prevent them from feeling and ultimately being successful. This qualitative study focused on the experiences of women who participated in a grassroots organization's leadership training program. Interviewees revealed that they believed gender‐related obstacles were preventing them from being effective leaders. Four significant themes emerged: persisting stereotypes and bias, separation and isolation, desire for change, and potential for added value. In response, the authors recommend organizations and practitioners engage in more intentional and complete implementation of path‐goal theory throughout the leadership development process. 相似文献