Reserve Requirements,Liquidity Risk,and Bank Lending Behavior

Although reserve requirements (RR) have been used in emerging markets to smooth credit cycles, the transmission mechanism remains blurry. Using bank‐level data, we unveil the interaction of RR with bank lending. We identify a new channel that works through a decline in banks’ liquid assets and loan supply due to an increase in RR. “Quantitative tightening” through RR raises the short‐term funding needs of the banking system, which is met by collateralized central bank lending, thus depleting banks’ unencumbered liquid assets. Our results suggest that such a shift in bank liquidity is associated with a significant change in lending.     

关于铁矿产品合理价位的研究与建议

铁矿石是钢铁工业的重要原料,其价格一方面伴随钢铁产品价格升降同时起伏,另一方面其供求状况又对钢铁产品价格的变化起着重要的制约作用。所以,研究铁矿产品合理价位,保持市场供应相对稳定,不仅对保持矿山企业可持续发展具有重要作用,同时,也是稳定钢铁工业原料供应,维护钢铁产品合理价位和市场稳定的基础,值得认真研究。因此,冶金价格协会、冶金矿山价格研究会、《冶金财会》编辑部组织专家、学者和矿山实际工作者组成联合调研组,对这个问题进行了专题研究,现将研究结果报告如下。一、建国以来我国铁矿产品价格变动的基本情况建国50多年来…     

Industrial design students’ perceptions towards a career in user experience field in Turkey

International Journal of Technology and Design Education - The rapid growth of the user experience (UX) field has brought efforts to meet the increasing demand for specialists by welcoming...     

Consumers’ Perceptions of Corporate Social Responsibility: Scale Development and Validation

Researchers and companies are paying increasing attention to corporate social responsibility (CSR) programs and the reaction to them by consumers. Despite such corporate efforts and an expanding literature exploring consumers’ response to CSR, it remains unclear how consumers perceive CSR and which “Gestalt” consumers have in mind when considering CSR. Academics and managers lack a tool for measuring consumers’ perceptions of CSR (CPCSR). This research explores CPCSR and develops a measurement model. Based on qualitative data from interviews with managers and consumers, the authors develop a conceptualization of CPCSR. Subsequently, model testing and validating occurs on three large quantitative data sets. The conceptualization and the measurement scale can assist companies to assess CPCSR relative to their performance. They also enable managers in identifying shortcomings in CSR engagement and/or communication. Finally, the paper discusses implications for marketing practice and future research.     

和谐营销战略的构建--4P与4C的对接

4C 理论的提出是企业营销战略追求和谐的结果。通过4P 理论中的产品、价格、渠道及促销因素与对应的4C 理论中的消费者的需求、愿意支付的成本、购买的便利性及与消费者的沟通四个方面进行对接分析,实现了企业和谐营销战略的构建。     

西部国债政策研究

西部大开发以来,国债政策较好地促进了西部经济增长和结构优化,但存在国债资金使用效益低下、债转贷资金归还难、债务风险较大以及积极财政政策淡出带来的资金短缺等问题。近期内国债政策仍然是促进西部经济发展的主要手段。应严格国债资金管理,发挥国债资金导向作用;改革债转贷制度,允许有条件的地方政府发行公债;并有效防范和控制地方政府债务风险。     

重庆市统筹城乡战略思路及成效分析

重庆市城乡居民收入差距不断加大,二元经济结构显著,呈现“大城市大农村”的二元城乡结构。自获批全国统筹城乡综合配套改革试验区以来,以三个试验区为突破口,配套推进六个方面的相关改革,确定“一圈两翼”的发展格局,实施土地流转及大力发展劳务经济等相关政策措施,城乡统筹全面铺开,取得相当大成效,但距离目标存在一定的差距。     

基于渠道沟通视角的“中国制造”危机实证研究

继2007年中国制造在国外连续发生市场危机后,2008年由美国次贷危机引发的全球金融危机的到来,更给中国制造企业在国外市场的生存和竞争带来了巨大挑战。针对这一问题,本研究以市场营销基本理论为基础,在“市场营销价值传递系统”概念模型下,从渠道沟通角度对中国制造危机进行了分析。结果显示,仅仅根据渠道沟通质量对企业发生危机与否进行判别的准确率达到56．63％。指出,加强渠道建设和渠道控制对中国企业成功走向国际市场有着重要的意义。     

基金羊群行为的博弈分析

本文从博弈角度对信息不完全和声誉报酬型羊群行为的生成机理进行了剖析,最后从博弈均衡解出发,给出了弱化羊群行为的对策。