Identification of adopter categories for online banking in Turkey

This article reports the results of an investigation of demographic and lifestyle characteristics of adopters of online banking services in Turkey by using the Bass diffusion model. The results of multinominal logistic regression analysis suggest that there are significant differences both in demographic characteristics, such as age and gender, and psychographic characteristics, such as leadership, non-traditionalism, innovativeness, and practicality among the different adopter categories. Thus, new variables such as gender and lifestyle, which have not been investigated in the literature, could be introduced as segmentation variables to develop more effective marketing strategies tailored to each adopter category in online banking services.     

Free trade versus strategic trade as a choice between two ‘second best’ policies: A symmetric versus asymmetric information analysis

Abstract

We analyse the following policy dilemma: strategic trade policy versus free trade when the domestic government is bound to intervene only after the domestic firm's strategic variable in the form of R&D investment is chosen, and when the information can be either symmetric or asymmetric. The novel feature of our model is that the information asymmetry stems from the assumption that the government may not a priori know the true mode of competition. The intervention in the above set-up allows the domestic firm to manipulate the domestic government and results in a socially inefficient choice of the strategic variable. However, commitment to free trade leads to forgoing the benefits from profit-shifting. Yet, from the social point of view, free trade may be optimal even under the assumption of symmetric information. Due to costly signalling, this result is reinforced in the case of asymmetric information.     

Sea turtle interactions with Hawaii's longline fishery: an extended multi-objective programming model incorporating spatial and seasonal dimensions

The numerous discussions regarding the advantages and disadvantages of Turkey's becoming a member of the Customs Union has been inconclusive. The empirical analysis that mostly focus on the changes in the volume of trade without much regard to the conjectural changes have also been insufficient. This study attempts to shed light on this issue in a formal analysis of Turkey's international trade by empirically accounting for the changes before and after the Customs Union Agreement (CUA). In doing so, we explicitly account for the concurrent changes in the macroeconomic environment that may have affected Turkey's trade with the rest of the world. Our empirical findings indicate that CUA has not only positively impacted on Turkey's trade, but also led to changes in the behaviour of both exports and imports with regards to their responsiveness to underlying variables.     

The (small) blessing of foreign aid: further evidence on aid’s impact on democracy

In an empirical contribution to the literature of foreign aid, we estimate the impact of foreign aid on democracy in a panel of 93 developing economies during 1971–2010. We find that foreign aid promotes democracy, with the result robust to different estimation methodologies and control variables and to instrumenting for foreign aid.     

商品包装用瓦楞纸箱的减量化设计原则概述

综合概述了商品包装用瓦楞纸箱的减量化设计原则,分别从纸箱原材料选择、楞型优化以及纸箱的整体设计方面逐项进行了分析,确保如何实现商品的适度包装。     

R & D,Foreign Direct Investment and Technology Sourcing?

The U.S. experienced a surge in foreign directinvestment (FDI) during the 1980s.To date, we do notfully understand what the research and development(R & D) effects of FDI are. FDI can affect the hostcountry's R & D activities in at least two ways. First,if domestic firms perceive foreign entrants as seriousthreats to their domestic market share, they willchange their R & D policies hence industry-wide R & Dintensity also changes. Second, the increase in R & Dintensity may be attributed to foreign firms' R & Dactivities to acclimatize to U.S. conditions. Using apanel of 4-digit SIC industries from 1981–91, there issome evidence that the latter scenario may be apossible explanation for the observed changes inindustry-wide R & D intensity.     

强化质量管理 注重品牌培育 用科技创新引领企业发展

常州市第八纺织机械有限公司(原常州市第八纺织机械厂)是专业生产各类经编分段整经机及经编机的国家级重点高新技术企业.公司于1984年开始投身于机械行业的发展,以"顽强拼搏、艰苦创业、团结争先"的企业精神及"尊重知识、以人为本、科技创业"的企业理念为支柱,经过20余年的发展壮大,现有固定资产6600余万元;占地面积13.5万平方米,建筑面积5.12万平方米:职工485人,各类工程技术人员占30%,其中高级工程师12人.     

柳工:中国工程机械成长的摇篮

柳工已成为名符其实的中国特色装载机发祥地,中国工程机械成长的摇篮.多年来,柳工始终引领着中国工程机械技术发展的潮流,对中国工程机械的发展产生了深远而重大的影响.     

Factors That Account for the Large Variations in U.S. Export Prices

Using product level U.S. export data from 1989 to 2001, there is evidence that U.S. exporters price discriminate across markets. Variation in the quality of the products is one reason for the observed price differentiation. U.S. exporters also price discriminate based on transaction costs. Finally, U.S. exporters practice pricing-to-market and this pricing strategy is another source of the variations in U.S. export prices. Some of these conclusions though are weakened when export prices toward the center of the price distribution are considered. JEL no. F14     

经典波动模型下的最优债券投资组合

文章认为,由于利率和股价兼有相同的趋势性和波动性属性,股价经典波动模型对利率建模具有研究价值。通过引入经典的波动模型,结合极大似然估计的方法,本文探讨了无风险债券的最优投资方案,并将该成果运用于全球主要国债市场进行实证模拟投资,结果表明,该模型在全球主要国债市场均能取得较好的超额收益。