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排序方式: 共有135条查询结果,搜索用时 125 毫秒
41.
In this article, we show that common insurance policy provisions—namely, deductibles, coinsurance, and maximum limits–can arise as a result of adverse selection in a competitive insurance market. Research on adverse selection typically builds on the assumption that different risk types suffer the same size loss and differ only in their probability of loss. In this study, we allow the severity of the insurance loss to be random and, thus, generalize the results of Rothschild and Stiglitz [1976] and Wilson [1977]. We characterize the separating equilibrium contracts in a Rothschild-Stiglitz competitive market. By further assuming a Wilson competitive market, we show that an anticipatory equilibrium might be achieved by pooling, and we characterize the optimal pooling contract. 相似文献
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Firm-provided training and temporary contracts 总被引:3,自引:0,他引:3
This paper analyses the relationship between workers type of contract and the probability of receiving firm-provided training. In particular, we raise the following question: do workers with temporary contracts face the same probability of receiving training as workers with permanent contracts, once we account for the fact that both types of workers have different probabilities of being employed in a firm providing training? The results from our empirical analysis using data from the Spanish labour market suggest that workers with temporary contracts not only are less likely to be employed in training firms but, once they are in those firms, they also have a lower probability of being chosen to participate in firm-provided training activities.JEL Classification:
J23, M53Authors gratefully acknowledge financial support from Universidad de Alcalá under research project La relación entre temporalidad y formación en la empresa: un análisis comparativo entre los países de la Unión Europea (award no. UAH2002/022) and from the Spanish Ministry of Science and Technology under research project Observatorio del mercado de trabajo (SEC2001-0061). We have also benefited from our participation in the research project Estudio sobre la situación actual de la contratación temporal e indefinida en España financed by the Spanish Employment Office (INEM). We are grateful to participants in the XXVII Simposio de Análisis Económico (Salamanca), V Jornadas de Economía Laboral (Reus-Tarragona), and a seminar in the Istituto de Ricerca Sociale (Milano), and to one anonymous referee. The usual disclaimer applies. 相似文献
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Uriel Magaña Virginia L. M. Spiegler 《International Journal of Logistics Research and Applications》2017,20(4):359-380
Air transportation plays a crucial role in the agile and dynamic environment of contemporary supply chains. This industry is characterised by high air cargo demand uncertainty, making forecasting extremely challenging. An in-depth case study has been undertaken in order to explore and untangle the factors influencing demand forecasting and consequently to improve the operational performance of an air cargo handling company. It has been identified that in practice, the demand forecasting process does not provide the necessary level of accuracy, to effectively cope with the high demand uncertainty. This has a negative impact on a whole range of air cargo operations, but especially on the management of the workforce, which is the most expensive resource in the air cargo handling industry. Besides forecast inaccuracy, a range of additional hidden factors that affect operations management have been identified. A number of recommendations have been made to improve demand forecasting and workforce management. 相似文献
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Virginia Munro Denni Arli 《International Journal of Nonprofit & Voluntary Sector Marketing》2020,25(3)
Designing sustainable corporate social responsibility (CSR) strategy utilizing the United Nations sustainable development goals (SDGs) framework to deal with consumption in a sustainable and responsible fashion is increasingly a requirement in emerging economies. This paper examines sustainable social initiatives (SIs) via a CSR model and social lens as part of the SDG framework for multinational enterprises (MNEs), to determine the perception of the internal customer and stakeholder (i.e., the employee) alongside their identification and voluntary engagement in their organization's SIs. The study examines internal customers (as the employee) of two MNEs who reside in a developed country and two developing countries from emerging economies. The findings indicate that identification with the SDG‐based SIs selected by MNEs for this study mediates the relationship between perception of their organization's perceived CSR and engagement in these initiatives, for employees in developing countries (and emerging markets) but not the developed country. This suggests the importance that internal employees “identify” with SDG‐based SIs in emerging markets in particular and builds on significant managerial implications for MNEs in these markets alongside their voluntary work with nonprofits as part of their SIs and CSR strategy. The findings also confirm the importance of MNEs adopting SIs that are not only relevant to the global United Nations SDG framework but also relevant to the actors, collaborators, and nonprofit organizations involved in these SIs, including stakeholders and in particular the internal customer (i.e., employee) who volunteer their time to implement these SIs in the communities where MNEs reside. 相似文献
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Employee voice to supervisors 总被引:3,自引:0,他引:3
David M. Saunders Blair H. Sheppard Virginia Knight Jonelle Roth 《Employee Responsibilities and Rights Journal》1992,5(3):241-259
This article reports the results of two studies examining some factors that increase the likelihood that employees will voice to their supervisors. The way employees perceive that their supervisors manage employee voice was identified as a major cause of the likelihood that employees will voice upward. The Supervisor as Voice Manager Scale is presented along with data demonstrating its reliability and validity. Theoretical and applied implications of the results are discussed.Faculty of Management, McGill University.Fuqua School of Business, Duke University.Mathematics & Computer Science, Meredith College.School of Management, Georgia Institute of Technology. 相似文献
50.
ASSET ALLOCATION AND ANNUITY-PURCHASE STRATEGIES TO MINIMIZE THE PROBABILITY OF FINANCIAL RUIN 总被引:2,自引:0,他引:2
In this paper, we derive the optimal investment and annuitization strategies for a retiree whose objective is to minimize the probability of lifetime ruin, namely the probability that a fixed consumption strategy will lead to zero wealth while the individual is still alive. Recent papers in the insurance economics literature have examined utility-maximizing annuitization strategies. Others in the probability, finance, and risk management literature have derived shortfall-minimizing investment and hedging strategies given a limited amount of initial capital. This paper brings the two strands of research together. Our model pre-supposes a retiree who does not currently have sufficient wealth to purchase a life annuity that will yield her exogenously desired fixed consumption level. She seeks the asset allocation and annuitization strategy that will minimize the probability of lifetime ruin. We demonstrate that because of the binary nature of the investor's goal, she will not annuitize any of her wealth until she can fully cover her desired consumption with a life annuity. We derive a variational inequality that governs the ruin probability and the optimal strategies, and we demonstrate that the problem can be recast as a related optimal stopping problem which yields a free-boundary problem that is more tractable. We numerically calculate the ruin probability and optimal strategies and examine how they change as we vary the mortality assumption and parameters of the financial model. Moreover, for the special case of exponential future lifetime, we solve the (dual) problem explicitly. As a byproduct of our calculations, we are able to quantify the reduction in lifetime ruin probability that comes from being able to manage the investment portfolio dynamically and purchase annuities. 相似文献