我国商业银行私人银行业务的发展现状与对策

随着我国富裕阶层队伍的不断壮大,我国私人银行业务显示出巨大的市场潜力,中外银行因此展开了激烈的竞争。但是,我国商业银行发展私人银行业务也面临着诸多制约因素。因此,我国商业银行应在市场细分、产品的研发与创新、品牌建设、组织架构、专业人才的培养、外部环境建设等方面采取切实措施,以促进私人银行业务的发展     

国际航运中关于贸易术语的几个问题

首先介绍了国际航运中合同性质发生改变的情况和解决问题的办法；接着分析了对贸易术语变形的处理，规定装卸港口应注意的事项，对转运的把握；最后分析了国际航运中货物风险的提前转移。     

加入WTO对我国会计服务业的影响

公共领域内由会计公司和注册会计师职业(以下简称CPA)提供的所有服务统称为会计服务。会计服务其范围在不断地扩大。但是总的来讲,可以分为两大类,即保证服务和非保证服务。我国加入世界贸易组织后,我国的会计服务业作为WTO《服务贸易总协定》(以下简称GATS)重要内容之一,其国     

Financial integration and the price of world covariance risk: Large- vs. small-cap stocks

We investigate whether recent country-level evidence of global pricing is particular to large-cap stocks. Specifically, we examine cross-country return correlations and conduct asset pricing tests on three size-based stock portfolios for nine developed countries over the period from 1980 to 2004. We find that large-cap stocks realize significant comovements across countries, whereas small-cap stocks realize smaller average correlations (relative to both large-cap stocks and small-cap stocks across countries). More important, asset pricing tests suggest that while large-cap stocks are priced globally, global pricing is rejected for most small-cap stocks. Finally, the evidence indicates that financial integration deepened in recent years primarily for large-cap stocks. Overall, the results suggest that the global pricing pertains chiefly to large-cap stocks.     

一种新型高速数字锁相环的研究

本文针对传统方法实现的数字锁相环(DPLL)工作速率低的问题,通过对一种典型的DPLL的分析,找出影响其工作速率的主要因素,研究并提出了一种全新的高速实现方法,并在实验室进行了数据传输位同步提取实验。     

某大坝坝顶水平位移监测系统更新改造方案论证

根据某大坝的具体情况比较了真空激光准直系统和引张线系统的优劣,在此基础上结合丹江口、葛洲坝、潘家口的工程事例分析了某大坝原引张线测值不稳的原因,提出了采用不分段引张线方案的具体理由,可供基层水库运行单位参考.     

西安市政府开发农村人力资源的举措

西安市农村人力资源总体素质偏低是制约西安县域经济快速发展的原因之一,要变人口包袱为人力资本,西安市政府可采取如下举措:转变观念,提高对农村人力资源开发重要性和必要性的认识;建立健全农村人力资源开发的政策法规;发展各类教育及培训;多渠道吸引县域外的人力资源。     

税制改革与税收文化滞后分析

本文引入了税收文化滞后的概念,阐明了进行税制改革时将会出现税收文化滞后现象,它将影响到税制结构优化目标的实现,因此必须尽力减弱其影响,以确保税制改革的成效。     

Explaining the Cross‐Section of Stock Returns in Japan: Factors or Characteristics?

Japanese stock returns are even more closely related to their book-to-market ratios than are their U.S. counterparts, and thus provide a good setting for testing whether the return premia associated with these characteristics arise because the characteristics are proxies for covariance with priced factors. Our tests, which replicate the Daniel and Titman (1997) tests on a Japanese sample, reject the Fama and French (1993) three-factor model, but fail to reject the characteristic model.