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21.
Tourism Brochures: Usefulness and Image 总被引:3,自引:1,他引:2
Tourist information has been shown to have an important influence on the choice of vacation destinations. This article studies brochures, their significance as image generators, and their influence on the selection of destinations. The study sought to discover which features in this medium are more relevant in image generation and destination choice using logistic regression analysis. The analysis is based on data collected from tourists in Madrid, Spain. The results establish a model of usefulness of brochures in order to propose recommendations for their design and content. Implications pertain to the development of theoretical understandings about the influence of the information sources on destination image, destination choice, and satisfying tourist needs. 相似文献
22.
23.
We use data from Germany, The Netherlands, Portugal and Spain to test for the effect of earnings variation on individual
earnings. We replicate estimates for the USA and find that the variance of earnings in an occupation affects individual wages
positively while the skewness of earnings has a negative effect. Both results are in conformity with wage compensation for
risk averse workers.
First version received: March 2001/Final version received: July 2002
We are grateful to two anonymous referees for valuable comments. 相似文献
24.
Arturo C. Porzecanski 《Journal of Banking & Finance》1981,5(1):5-16
The heyday of overseas banking already has passed for U.S. institutions and, according to this paper, the international financial role played by American banks is likely to be diminished still further in coming years. Recent trends in international lending to various groups of countries are examined as are the available data on the profitability and risk attached to overseas exposures. Looking towards the future, the paper reviews the outlook for profit opportunities, capital adequacy, and country risk concentration and it concludes that these factors probably will impose limits to banking growth that may well curtail, for instance, the recycling role formerly (and successfully) played by U.S.-chartered banks. 相似文献
25.
One of the most robust stylized facts in macroeconomics is the forecasting power of the term spread for future real activity. We propose a possible causal mechanism for the forecasting power of the term spread, deriving from the balance sheet management of financial intermediaries and the “risk‐taking channel of monetary policy.” Monetary tightening leads to the flattening of the term spread, reducing net interest margin and credit supply. We provide empirical support for the risk‐taking channel. 相似文献
26.
J. L. Santolaya A. Biedermann A. Serrano 《International Journal of Technology and Design Education》2018,28(3):771-786
In this work a matrix-type tool is used to assist design-engineering students to develop product design projects. The ‘specifications-factors-concepts matrix’ or SFCM is proposed as a specific tool to organize and relate product requirements, design factors and projected solutions. Taking into account the early stages of the design process, two types of projects that are denominated, respectively, with imposed specifications and with derived specifications, are differentiated. In each case, SFCM conveniently integrates the main contents of the project in order to carry out a comprehensive study of the design problem. SFCM was implemented in higher education, particularly in Degree of Engineering of Industrial Design and Product Development. The design of a hydraulic front brake handle for motorcycles (imposed specifications approach) and a waking up enabler for children (derived specifications approach), were proposed. The process of creation as well as the resulting matrix is shown in each case. In addition, the development and results of the experience are exposed. Students assessed by means of a survey how it helped them to develop the main tasks involved in the design projects giving, globally, a positive opinion about its usefulness. 相似文献
27.
This paper analyses interbank risk using the information content of basis swap (BS) spreads, floating-to-floating interest rate swaps whose payments are associated with euro deposit rates for alternative tenors. To identify the impact of shocks affecting interbank risk, we propose an empirical model that decomposes BS quotes into their expected and unexpected components. These unobservable constituents of BS spreads are estimated by solving a signal extraction problem using a particle filter. We find that expected components covariate with aggregate liquidity and risk aversion while systemic risk arises as the main driver behind unexpected fluctuations. Our empirical findings suggest that macroprudential analysis emerges as a key device to ease asset pricing in a new multi-curve scenario. 相似文献
28.
De Giovanni Domenico Leccadito Arturo Pirra Marco 《Decisions in Economics and Finance》2021,44(1):141-160
Decisions in Economics and Finance - Cyber risks and particularly data breaches constitute one of the new frontiers of risk modeling for insurers across the world. We use the cointegration... 相似文献
29.
Santos Anabela Cincera Michele Neto Paulo Serrano Maria Manuel 《Portuguese Economic Journal》2019,18(3):165-202
Portuguese Economic Journal - Several empirical studies have analyzed which firm characteristics influence government evaluators in the decision to select specific firms to participate in Research... 相似文献
30.
Crime is obviously a menace to economic growth and progress, but to acutely understand the enormity of its impact on economic performance for effective policy action, requires a credible means of measurement. Given the crime notoriety of the most of Central America and the struggling state of their economies, this article attempts to discern from econometric evaluation and analyses, the calculable economic impact of crime on the region’s economic progress. From analyses of results, we find the model to be credible and useful following its provision of a much more accurate degree to which crime affects economic performance in Central America, which we find critical to guide policy measures. 相似文献