College students' attitudes towards credit cards

Based on previous studies and using an approach of tripartite classification of attitude, an instrument measuring college students' attitudes toward credit was carefully constructed. Its reliability and validity were tested. Chi-square tests indicated that the factors associated with differences in attitude towards credit card use comprising three components - affective, cognitive and behavioural included gender, academic major, living arrangement, number of credit cards owned, number of all cards (store cards, phone cards, and petrol cards) owned, time of using credit cards, and cosignment status. Implications for consumer credit educators and practitioners were specified.     

Nursing Turnover and Hospital Efficiency: An Organization-Level Analysis

This study tests the competing arguments that organization-level turnover is positively associated with organizational inefficiency or, alternatively, positively related to organizational inefficiency only in those organizations experiencing very high or very low turnover. Findings from multivariate analyses support the former argument: in a national sample of 333 hospitals, turnover among registered nurses was found to be associated in a positive linear fashion with both nonpersonnel operating and personnel costs per adjusted inpatient day.     

A Model of Household Heating Demand: Home Production with Satiety and an Endowment

A model of household indoor temperature choice is developed and empirically implemented taking into account that indoor temperature exhibits satiety, that temperature is an output of home production, and that there is a natural endowment of outdoor temperature. The model is applied to home heating choices and the welfare effects of an insulation retrofit requirement.     

Contributions of Longitudinal Data to Poverty Measurement in Australia*

Chronic poverty is of greater social consequence than transitory poverty but its measurement requires longitudinal data. This article uses six waves of data from the Household, Income and Labour Dynamics in Australia Survey to explore the extent to which longitudinal data contribute to what is known about poverty from cross‐section data. We find an imperfect correspondence between people’s annual poverty status and chronic poverty status. Consequently, policies that aim to reduce chronic poverty using means‐tested benefits may be partially misdirected if beneficiaries are identified using annual income. Furthermore, some households experiencing chronic poverty may fall through the safety net.