A Model of Household Heating Demand: Home Production with Satiety and an Endowment

A model of household indoor temperature choice is developed and empirically implemented taking into account that indoor temperature exhibits satiety, that temperature is an output of home production, and that there is a natural endowment of outdoor temperature. The model is applied to home heating choices and the welfare effects of an insulation retrofit requirement.     

College students' attitudes towards credit cards

Based on previous studies and using an approach of tripartite classification of attitude, an instrument measuring college students' attitudes toward credit was carefully constructed. Its reliability and validity were tested. Chi-square tests indicated that the factors associated with differences in attitude towards credit card use comprising three components - affective, cognitive and behavioural included gender, academic major, living arrangement, number of credit cards owned, number of all cards (store cards, phone cards, and petrol cards) owned, time of using credit cards, and cosignment status. Implications for consumer credit educators and practitioners were specified.     

PILE UPHOLSTERY FABRICS–CONSTRUCTION CHARACTERISTICS AND ABRASION RESISTANCE

Pile fabrics are currently enjoying a renewed popularity. They are not only an important upholstery fabric but also are gaining importance in other textile end-uses such as apparel, footwear, toys and accessories. Pile fabrics are made in both natural and synthetic fibres as well as natural and synthetic fibre blends. The study was an attempt to develop a procedure to evaluate the physical properties of pile fabrics to determine their suitability for specific end-uses. The study defined and tested different pile fabric samples which were representative of the 1979 interior textile fabric lines. Six pile fabrics, each with different fibre contents were subjected to seven separate tests and the results reported. The tests included fibre identification, fabric weight determination, fabric thickness determination, breaking load determination, tearing strength determination, and abrasion resistance determination. The results found that pile upholstery fabrics of different generic fibres performed differently when subjected to physical testing. The results obtained from the physical properties tests gave results which can be used to compare pile fabrics of different generic fibre content.     

Contributions of Longitudinal Data to Poverty Measurement in Australia*

Chronic poverty is of greater social consequence than transitory poverty but its measurement requires longitudinal data. This article uses six waves of data from the Household, Income and Labour Dynamics in Australia Survey to explore the extent to which longitudinal data contribute to what is known about poverty from cross‐section data. We find an imperfect correspondence between people’s annual poverty status and chronic poverty status. Consequently, policies that aim to reduce chronic poverty using means‐tested benefits may be partially misdirected if beneficiaries are identified using annual income. Furthermore, some households experiencing chronic poverty may fall through the safety net.