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81.
Review of Industrial Organization - 相似文献
82.
W. Kip Viscusi 《Risk Management & Insurance Review》2004,7(1):9-24
Proposed tort reforms have focused on punitive damages and noneconomic damages, each of which pose problems for jury decision making. The U.S. Supreme Court decision in State Farm v. Campbell will greatly limit very large punitive damages awards, and will affect smaller punitive awards to a lesser degree. Noneconomic damages caps enacted by state legislatures have greatly enhanced insurance market performance. Insurers operate within the context of a highly imperfect, regulated market in which there is substantial price rigidity induced by regulation. Reform efforts should strive to establish greater predictability and stability in these awards components rather than simply being concerned with imposing specific numerical caps. 相似文献
83.
We model an accession country facing a Maastricht‐type inflation criterion that specifies an inflation ceiling. In addition to deciding whether or not to satisfy this criterion, the country must decide how much costly economic reform to undertake. If the country puts enough weight on the future that it can credibly meet the inflation criterion no matter what the ceiling is, then the inflation criterion benefits the country but lowers reform. If the country puts less weight on the future, then a criterion with a properly chosen inflation ceiling can increase reform. We derive the inflation ceilings that maximize the country's welfare and its reform. 相似文献
84.
This paper is based on the traditional Austrian Theory of Capital which deals with expected values of future returns of investments over various periods of time. The longer the time period that elapses between the beginning of a production process and its end, the higher the (expected) productivity must be due to positive time preferences of individuals. This paper focuses on the uncertainty of future returns and on uncertainty preferences, instead. Based on the Hayekian idea of the dispersion of knowledge in society, it will be shown that there is a systematic relationship between the structure of capital and uncertainty. This result will be derived for a production process characterized by complete vertical integration and one which is not completely vertically integrated. The distinction between these two settings is crucial, if one accepts the distinction between an individual and a social period of production and the planning horizon which are introduced in this paper. 相似文献
85.
86.
James R. Barth Philip F. Bartholomew Peter J. Elmer 《Journal of Economics and Finance》1997,21(2):3-11
This paper examines the 205 insolvent thrifts that were resolved in 1988 and assesses the cost savings obtained by selling
179 of the institutions through assisted acquisitions rather than liquidating them. It is hypothesized that the cost savings
were determined by factors related both to the future viability of the acquired institution and the particulars of the deal
arranged by the Federal Home Loan Bank Board and the Federal Savings and Loan Insurance Corporation. The added value by selling
a thrift is determined primarily by the level of core deposits obtained by the acquired thrift. However, the branch structure
and purchased mortgage-servicing rights should also add franchise value to the firm. In addition to these factors, the analysis
accounts for the tax benefits and other regulator forbearances associated with the deals. Other characteristics of the deals
are also considered. It is found that core deposits, tax benefits, purchased mortgage-servicing rights, average branch size,
and type of acquirer, as well as some other factors, were significant determinants of the cost savings obtained through selling
an institution rather than liquidating it. 相似文献
87.
Angus W. Laing Alison J. Brown 《International Journal of Nonprofit & Voluntary Sector Marketing》1997,2(4):342-352
This paper examines the process of interaction between consumers and providers of dental services in terms of the key selection and evaluation criteria employed by consumers. Focusing on the United Kingdom, it examines the impact of changes in both pricing and provision on the utilisation and evaluation of dental services. Based on a questionnaire survey of dental patients, in the context of the evolving body of literature concerned with consumer behaviour in respect of services, the paper attempts to improve the current understanding of the key factors shaping consumer choice in respect of professional services. Specifically, it argues that the highly complex nature of professional services impacts on patterns of consumer behaviour, resulting in the relationship between the individual service professional and the consumer being the focus of consumer evaluation. This in turn has significant implications for the effective marketing of such professional services. 相似文献
88.
90.