Social norms, information, and trust among strangers: theory and evidence

Can a social norm of trust and reciprocity emerge among strangers? We investigate this question by examining behavior in an experiment where subjects repeatedly play a two-player binary “trust” game. Players are randomly and anonymously paired with one another in each period. The main questions addressed are whether a social norm of trust and reciprocity emerges under the most extreme information restriction (anonymous community-wide enforcement) or whether trust and reciprocity require additional, individual-specific information about a player’s past history of play and whether that information must be provided freely or at some cost. In the absence of such reputational information, we find that a social norm of trust and reciprocity is difficult to sustain. The provision of reputational information on past individual decisions significantly increases trust and reciprocity, with longer histories yielding the best outcomes. Importantly, we find that making reputational information available at a small cost may also lead to a significant improvement in trust and reciprocity, despite the fact that most subjects do not choose to purchase this information.     

商业银行经济资本管理现状及对策

20世纪90年代以来,随着巴塞尔资本协议逐渐成为对商业银行的核心监管标准,以及商业银行风险度量方法的发展和成熟,经济资本管理体系已经成为当今国际银行业最为先进的风险控制和价值管理的核心体系。随着银监会对资本充足率监管力度的加强和股东对资本回报要求的提高,经济资本管理在我国商业银行的经营管理中日益发挥其效益约束和风险约束的双重功效,推动着我国商业银行加快向现代商业银行转变的步伐。     

中国居民储蓄率的特征事实及其政策含义

本文使用资金流量表数据探讨了中国国民储蓄的部门特征以及居民储蓄在其中的地位及其变化、研究显示：1978年以来。中国居民储蓄率总体上呈现出明显的上升趋势,其中在上世纪90年代的增速最快．而在2000年以后一直保持在较高水平：并且中国的居民储蓄率明显高于世界主要发达国家和转型经济国家的同期水平;从国民储蓄的部门特征来看：居民储蓄始终是国民储蓄中最重要且稳定的组成部分,进一步的分析显示．近年来居民部门的收入占比呈现出较大幅度的下降,但居民储蓄倾向却增长明显,从而导致居民部门储蓄率的基本稳定。文章最后提出了相关的政策建议．     

Consumers’ responses to ambivalent online hotel reviews: The role of perceived source credibility and pre-decisional disposition

Electronic word-of-mouth (eWOM) is prevalent in today's lodging market and has potential to influence consumers’ decision making. This study investigated how the presence of online reviewers’ personal identifying information (PII) may affect consumers’ processing of ambivalent online hotel reviews and hotel booking intentions. The results of an experiment with a sample of 274 undergraduate students indicate that the presence of PII positively affects the perceived credibility of the online reviews. When coupled with ambivalent online reviews, the presence of PII significantly lowers consumers’ hotel booking intentions.     

我国股市个体投资者恋战原因剖析

我国股市个体投资者一直呈现占比高、投资收益亏损比例高的“双高”局面。文章以前期文献的相关理论为基础,从个体投资者的个体特征、心理因素等方面对股市个体投资者“双高”局面进行解释:从个体特征来看,我国个体投资者呈现出年轻化、高学历化的趋势;从心理因素来看,个体投资者存在收益错觉和投机、赌博心理。这两方面的因素导致个体投资者交易活跃却亏损严重。     

技术创新、金融创新与经济增长——基于中国省际面板数据

本文从实证分析层面对金融创新、技术创新与经济增长之间的作用关系进行探讨。基于我国 2000~2015 年省级面板数据,采用GMM估计方法,利用动态面板模型进行实证检验。结果表明：技术创新对经济增长的影响显著为正,单独的金融创新对经济增长起抑制作用,二者的交互作用则对经济增长起显著性正向作用。脱离实体经济的金融创新将抑制经济增长,也会间接阻碍技术创新对经济增长的影响。本文结合当前经济形势,从金融机构与创新企业相接轨共同提高创新水平、培养创新型人才等角度提出建议。     

工业化进程中失地农民安置问题探讨

目前全国各地（特别是沿海地区）对工业化、城市化进程中的失地农民的安置方式主要有货币安置、社会保险安置、留地安置和就业安置等。但因安置方式简单,政府单一的安置方式与农民多种安置的愿望相冲突以及补偿安置标准过低和缺乏争端解决机制等问题的存在,并未能消除失地农民的后顾之忧。本文在分析产生上述矛盾深层次原因的基础上,提出了对失地农民实行科学补偿安置的系列对策。     

区域旅游竞争力基本理论与评价体系研究

开展区域旅游竞争力研究对增强区域竞争的紧迫感,优化资源配置,制定正确的旅游竞争策略,提高在旅游竞争格局中的地位具有重要意义.在现有相关研究成果的基础上,对区域旅游竞争力的相关概念进行界定,并分析影响区域旅游竞争力形成的外层环境因素、中层资源因素和核心因素,进而确定区域旅游竞争力的评价指标和评价方法.     

京津冀区域经济一体化的演变、现状及发展对策

建立和实现区域经济一体化,逐步消除区域间的壁垒和封锁,构建统一的市场体系是中国最终实现全国统一大市场的必然步骤。在这一推进过程中,京津冀区域经济一体化发展缓慢。针对京津冀区域经济一体化过程中所面临的困境,应采取在经济、教育和税收方面的政策统一等措施来加速京津冀协调发展。     

A study on the tourism practitioners＇ perception of tourism impact： a case study of Hainan,China

This study examines the urban population of tourism practitioners perceptions of economic, environmental, and social impacts on cultural, convention, and sport tourism may have in Haikou and Sanya. Hainan, China. The study uses a modified Urban Tourism Impact （UTI） to examine economic, environmental, and social perceived impacts. Analysis of the data includes testing three models of structural relationships between tourism impacts and support for development in each of the tourism market sub-divisions through a confirmatory factor analysis. The results of this study show that the positive economic impacts consistently exert influence on predicting support for tourism development in all three models. However; the social impacts play a greater explanatory role with all three market segment, the negative environmental impacts play a role in determining support for sport tourism only. Differences have been found with those with a higher education level in predicting support for cultural tourism, but not convention or sport tourism.