对我国银行卡业务进一步发展的思考

我国银行卡市场参与主体逐渐增多，发卡总量近5亿张，服务不断创新，逐步成为银行业务开发的重点。我国银行卡业务发展中，在行业管理体制、参与主体体制、相关法制等方面存在着不少问题。要促进银行卡业务的进一步发展，就要调整对其管理的政策，大力扶持专业化机构，建立行业准入和退出规则，推动受理市场建设。     

Repositioning the urban environment question in Zimbabwe: a review of the context,conditions and processes

This analysis is a reappraisal of two perspectives in urban development in Zimbabwe: environmental sustainability and human sustenance. The discussion seeks to reposition the conservation–survival debate by broadening it to the wider urban and national macroeconomic and sociopolitical context. It re‐examines Zimbabwe's environmental problems by examining the challenges posed by urbanisation, industrialisation and informalisation. To these ‘permanent’ strands are added the ‘transient’ phenomena of structural adjustment and indigenisation. The analysis is done within the overall national macroeconomic and sociopolitical environment. The article examines environmental sustainability and human sustenance as the two policy challenges that have to be reconciled in the quest for sustainable urban settlements in Zimbabwe. The analysis stresses that the exercise of striking a balance between the needs of humankind and those of nature has to take cognisance of the complexity of issues and the processes going on elsewhere in the urban and national context.     

Quality Management Systems Certification: Research Note

Although International Quality Standards 9000 certification is one of the most popular quality assurance systems in the world, its contribution to a firm's value is still a controversial issue. This project re-examines this issue by using stock market reactions to the announcements of the award of certification made by a sample of Hong Kong listed companies, as a proxy for its contribution to a firm's value. The results suggest that on average certification increased a firm's value. However, most of this value increase was incorporated into stock prices before formal announcements were published in newspapers. In addition, the contribution of certification to value was greater in smaller firms than in larger ones. This can be attributed to fewer stock traders and professional analysts following smaller firms.     

优先发展水电 立足技术创新

广西水力资源丰富，可供开发的装机总容量达16092MW，年发电量734.7亿kW.h，水电是洁净的再生能源，符合环保要求和可持续发展的战略，应优先发展水电，以满足广西国民经济增长的用电需要，并成为我国西电东送的电网支和电源调节补充基地，水电设计要依靠科技进步，立足技术创新，建议在坝工专业领域中重点抓好碾压混凝土坝新技术和混凝土面板堆石坝的推广应用与研究。     

锅炉炉膛红外成像温度实时检测系统研究

说明电厂锅炉炉膛温度及结焦直接影响锅炉正常运行及安全；给出了基于多探测器的锅炉反应温度红外成像实时测温系统的系统结构、系统原理、系统标定和温度测定方法。     

云南省水环境状况及问题分析

根据2000年云南省主要河流水质监测评价结果，全省评价河段总长9280km中，水质为Ⅰ－Ⅲ类的河长占76．3％，总体上，云南省内各大水系水质良好，但水污染总体上正在加重，从1985－2000年，Ⅰ类河长年均减少2．3％，V类河长年均增长0．6％，废污水直接排入江河是引起污染的重要原因。水环境问题已成为社会经济可持续发展的关键问题，要切实加强水资源的保护，科学地开发利用水土资源，为了有效地改善水环境的质量，污染控制应从源头开始并采取综合治理措施。     

宜昌站泄流能力变化对葛洲坝设计洪水影响

宜昌水文站是葛洲坝、三峡水利枢纽的设计依据站。葛洲坝水利枢纽动工修建和运行 ,对该站水位流量关系中低水部分产生了影响。探讨了该河段泄流能力的变化对葛洲坝水利枢纽设计洪水有无影响的问题。用1 967～ 1 999年实测资料对宜昌站以汛期平均水位为参数的水位流量关系曲线簇进行了检验 ,大部分年份最大日平均流量、3、7、1 5、30d洪量的偏差在± 4 %之间 ,说明曲线簇推流具有相当的精度。证明了宜昌河段中低水泄流能力的变化对葛洲坝水利枢纽设计流量和校核流量基本没有影响     

Finding Pareto Optimal Insurance Contracts

This paper deals with on-line computation—or step-wise learning—of Pareto optimal insurance contracts. Our approach tolerates that the loss distribution might be unknown, intractable, or not well specified. Thus we accommodate fairly inexperienced parties. Losses are here simulated or observed, one at a time, and they cause iterated revisions of the premium. The mechanical and global nature of probability calculus thereby yields to more tentative, myopic procedures, possibly closer to how humans operate or reason in face of risk. Sequential revisions may also reduce the expense of insurers' time and money in seeking sufficient statistics. Emphasized below is the remarkable simplicity and stability of the resulting adaptive procedures. Special attention goes to catastrophic risks, and to subsidized or competitive insurance.     

大化水电站通航建筑物型式的再研究

本文较详细介绍了大化通航建筑的研究过程并针对大化水电站的现状，论证分析了大化水电站升船机改型为船闸的可能性，技术上的优越性和经济上的合理性，是较好的合理化建议文章。     

Fragmentation, Engel's Law, and Learning

This paper outlines the conditions under which trade is beneficial for a developing country's growth. A developing country suffers from two disadvantages: low income and a comparative disadvantage in the production of modern manufactured goods—goods which allow a high rate of human capital accumulation through learning by doing. Low income together with Engel's law imply that developing countries consume and produce very few modern goods in autarky and hence grow slowly. With international fragmentation of production, a developing country may find comparative advantage in the production of some stages of modern goods despite an absence of comparative advantage in the production of modern goods under “100% local content.” More resources can then be allocated to the modern goods sector leading to greater learning externalities and hence growth under free trade than in autarky.