发展山西现代农业的财政政策浅探

发展现代农业是社会主义新农村建设的首要任务,是以科学发展观统领农村工作的必然要求.近年来,山西省农业发展情况反映出由传统农业向现代农业演进的特点,但在此过程中仍存在着基础设施建设落后、农业生产科技水平低、社会化服务体系薄弱、农业产业化程度不高等问题.针对这些问题,应给予财政支持,促进传统农业向现代农业的转变.     

农业供应链金融创新与践行——基于龙江银行农业产业金融创新调研

改善农村金融服务,创新金融产品和服务,必须有创新的理念.龙江银行在创新理念指导下,创新了农业供应链金融的五种模式和六种金融产品,有效地促进了农业发展,实现了农业供应链的各经营主体共赢,各得其所.创新的农业供应链金融模式及其配套新产品的践行,取得了一定的经济和社会效益,具有重要的推广价值.     

基于 LSSVM 的供应链金融业务中企业信用风险评估研究

针对目前供应链金融业务中企业信用风险评估不科学与不完善的问题,在对企业信用风险评估的指标体系进行梳理和完善的基础上,利用最小二乘支持向量机(LSSVM)的基本原理尝试构建了企业信用风险 LSSVM 评估模型,并对模型的可行性和优越性做了分析和验证。研究结果表明：LSSVM 评估模型收敛速度快、准确度较高、泛化能力强,为供应链金融业务中的企业信用风险评估提供了一种新的办法和思路。     

金融控股公司若干问题研究

本文在广泛搜集近年来有关资料基础上,对金融控股公司的涵义、特征与必要性、利好与风险、问题与挑战、现状与成绩、模式选择与战略对策等内容进行了简要概述,初步勾画了金融控股公司理论体系的基本框架.     

Lending technologies,banking relationships,and firms’ access to credit in Italy: the role of firm size

This paper analyses the role of lending technologies and banking relationships on firms’ credit access in Italy. Using EFIGE firm-level data, we show that the depth and strength of firm–bank relationships have heterogeneous effects on credit demand and rationing probabilities depending on the size of the borrower. Multiple banking relationships alleviate financial constraints for small firms, while borrowing from a large number of lenders hinders access to credit for large companies. Small and medium-sized enterprises with a higher share of debt with the main bank have a lower probability of being credit denied, as debt concentration contributes to overcome the opacity problems typical of the SMEs. Long-lasting relationships, by reducing information asymmetries, significantly improve access to credit for small and large firms. Conversely, we find that medium-sized enterprises are more exposed to financing constraints as relationship duration increases, due to possible lock-in effects. Finally, firms maintaining banking relationships based on transactional technologies are more likely to be credit denied, while the use of relationship lending technologies improves credit availability for both small and large enterprises.     

Exogenous and Endogenous Attention and the Convergence of Analysts’ Forecasts

The propensity of the forecasts of sell-side financial analysts to converge (or diverge) is a function of their exogenous and endogenous selective attention and overconfidence. When returns are negative, the endogenous form of selective attention—a static measure of analysts’ goal-driven attention at a particular point in time—has a positive association with convergence. The exogenous form of selective attention—a relatively involuntary dynamic process of exogenous attentional shift driven by external changes in the market over time—is associated with a tendency for forecasts to diverge.     

我国城乡金融统筹机制形成的评价指标体系研究

金融是经济的核心,城乡金融统筹发展是城乡统筹发展的前提保障。本文在分析城乡金融统筹发展机制的基础上,试图构建城乡金融统筹发展机制形成的一个评价指标体系,通过该指标体系来评价我国目前城乡金融统筹发展的状况,并且通过各个单项指标将城乡金融统筹的各个方面进行量化,由各单项指标的得分反映出我国城乡金融统筹工作中需要加强和重点关注的方面,最后提出了我国城乡金融统筹机制形成的政策建议。     

我国农村金融风险的现状与对策

中国是一个具有典型“二元经济”特征的发展中农业大国,农村经济在国民经济中占有重要的地位,其发展离不开金融的有效支持。农村金融基于自身各种因素的影响,在我国农村金融领域也积聚了大量的风险因素,如果不对农村金融的风险进行及时有效地防范与化解,将会影响农村经济环境的稳定,从而危及到社会的稳定。本文结合我国农村经济与农村金融的实际,提出了一些控制我国农村金融风险的措施。