人口老龄化与养老模式选择

当今世界,人口老龄化与养老问题日益受到关注.各国都在积极探索有效的养老模式以应对老龄化问题.虽然国际上现有的三种主要养老保障模式对解决和应对老龄化问题发挥着重要作用,但也都面临诸多困境.     

遗产动机与公共养老保险制度的效应分析

本文运用内生增长模型与世代重叠模型的结合分析，试图从理论上来探讨在考虑人们遗产动机的情况下，公共养老保险制度对于经济增长率和社会福利（social welfare）所产生的效应。在分析中，基金积累式养老保险制度的中立性的特征再次得以确认；同时，我们还发现在一定条件下，现收现付方式养老保险制度也可能保持中立性，即当具有遗产动机的个人对于今后养老保险制度拥有完全信息时，个人会将足够的遗产留与后代，使得后代在养老保险费上的负担与获取的遗产相抵，从而使得各代人消费路径以及资本积累路径不发生变化，因此，养老保险制度的建立也不会对经济增长率和社会福利水平产生影响。     

对旅游规划单位无风险经营与旅游规划质量的思考

“旅游开发,规划先行”已在旅游行业中形成共识。目前我国旅游规划总体质量偏低,很大程度上与旅游规划单位不承担规划实施后果的无风险经营有关。有必要在旅游规划市场中引入风险经营机制以规范旅游规划市场,以促进旅游规划质量总体水平的提高。     

The Political Economy of Rental Housing in Spain: The Dialectics of Exploitation(s) and Regulations

ABSTRACT

This paper analyses how the exploitation of tenants in Spain is boosting income for banks, hedge funds and pension funds. It does so by tracing the origins of the money invested in a Tres Cantos housing project in Madrid. The paper makes the following claims: First, the exploitation taking place in households -referred in this paper as secondary- is increasingly related to worker exploitation, and thus this particular type of exploitation is increasingly relevant to the dynamics of capital accumulation. Second, the key role of secondary exploitation of tenants in the revenue-making strategies of pension funds, hedge funds and banks is augmented and mediated by a myriad of regulations being implemented at the national and supranational scales. Theoretically, the paper contests the Marxian claim that household exploitation is ‘secondary’ to the exploitation taking place in the production process.     

浅谈养老金融发展的路径选择

我国已快速进入老龄化社会,高龄老年人口、失能老年人口、慢性病老年人口、空巢老年人口、无子女老年人和失独老年人口数量的持续增长,势必给经济增长模式、产业结构和社会结构带来复杂影响,在银发经济带来诸多机遇的同时,也带了诸多的压力和挑战。建立好养老金融体系,对我国养老事业的稳步发展具有积极推动作用。     

The effect of a wife’s retirement on her husband’s mental health

This article examines the effect of wives’ retirement on their husband’s mental health in Australia. By exploiting the exogenous variations in women’s retirement induced by the age pension qualifying ages, we find that spousal retirement status has a positive impact on the mental health of older men. This beneficial impact is found to strengthen with wives’ time spent in retirement. We show that wife’s retirement affects the constituents of her husband’s mental well-being in different ways. We also have identified four channels for the positive linkage between older women’s retirement and the mental health of their spouse.     

The Determinants of Sticky Prices and Sticky Plans: Evidence from German Business Survey Data

So far, there is no consensus on the price adjustment determinants in the empirical literature. Analyzing a novel firm‐level business survey data set, we provide new insights on the price setting behavior of German retailers during a low inflation period. Relating the probability of both price and pricing plan adjustment to time‐ and state‐dependent variables, we find that state‐dependence is important; the macroeconomic environment as well as the firm‐specific condition significantly determines the timing of both actual price changes and pricing plan adjustments. Moreover, input cost changes are important determinants of price setting. Finally, price increases respond more strongly to cost shocks compared to price decreases.     

Pensions reforms,workforce ageing and firm-provided welfare

This paper investigates the impact of an exogenous increase in the legal retirement age on the firms’ propensity to provide welfare services voluntarily to their employees. To this purpose we exploit a unique information derived from the Rilevazione su Imprese e Lavoro (RIL), a survey conducted in 2015 on a large and representative sample of Italian firms. Applying different regression models we show that firms which were forced to give up previously planned hirings because of the Law 201/2011 (the so-called ‘Fornero pension reform’), increased the probability of providing welfare services at workplace. By referring to the sociological, human resource management and economic literature we then argue that a sudden increase in the legal retirement age may motivate the employers to establish welfare schemes as a way to cope with an ageing workforce. Our findings also hold when propensity score matching methods are used in order to control for sample selection issues.     

河北省新型农村养老保险试点分区域调查研究

新型农村养老保险制度是整个社会保障制度体系中的一个重要的组成部分。在对河北省新农保试点地区进行实地调研的基础上,从人们对政策的认知程度、参保率、宣传和经办服务、制度期望等多角度全面分析试点推进过程中存在哪些现实问题和主要难点,并借鉴其他省市试点经验,提出具有针对性的对策建议。     

养老保障制度的政府责任边界分析

由于经济、社会各方面因素的变化,传统的养老保障制度面临结构性改革的需要,改革的实质在于重新划分政府和企业与个人之间的责任边界,改革的重点和难点是对政府责任的合理界定和化解.政府在养老保障改革过程中应遂循政府责任边界清晰化、变动渐进化和法制化三原则.