浅谈湖南农村信用社金融风险形成的原因与对策

农村信用社作为最基层的金融机构,现已成为农村金融的主力军。农村信用社在服务"三农"支持地方经济发展方面,发挥着不可替代的重要作用。农村信用社的金融风险也随着业务的拓展而不断膨胀,越来越受到人们的关注。     

Manufacturer–reseller e-business arrangements: The impact of inequity on relationship performance and the moderating role of dependence

Manufacturer–reseller e-business arrangements are changing the nature of channel relationships. When manufacturers supply e-business tools to their resellers, resellers may perceive that the benefits of technology are not shared equitably. This research explores this issue by examining two technology based antecedents of perceived inequity from the reseller perspective. We also examine the impact of perceived inequity on relationship performance, and the moderating role of reseller dependence on the proposed inequity–performance link. The results of the empirical test involving a sample of 224 resellers suggest that perceived inequity negatively impacts relationship performance, while reseller dependence plays a moderating role. Implications of these findings for researchers and managers are discussed.     

Sex as Leisure in Later life: A Netnographic Approach

ABSTRACT

This study aimed to provide an in-depth understanding of the roles of sex as leisure activity in later life and to explore the links between sex and wellbeing at this life stage. Applying a netnographic approach, the study followed a full year of activity in 14 leading English language-based seniors’ online communities. The final dataset of 2,534 sex-related posts was analyzed using constructivist grounded theory. The findings reflect the multiple roles of sex in older adulthood, highlighting its importance, leisurely qualities, and benefits. The community members also discussed various constraints limiting sexual function and expression. Many posters, however, did not treat these constraints as a verdict and reported adopting myriad strategies to maintain sexuality despite limiting constraints. These findings suggest that sexual activities encompass all patterns of leisure in older adulthood and highlight the threats of leisure constraints to wellbeing and the importance of constraint negotiation.     

Active engagement with nature: outdoor adventure tourism,sustainability and wellbeing

Abstract

This article draws on the conflicting arguments surrounding outdoor adventure tourism activities to determine if such activities might usefully be considered beneficial for humans and nature, and how they might offer avenues for sustainable tourism practice. Research in the field has often examined outdoor adventure activities through a lens that either highlights their negative environmental impacts or has sought to conceptualise motivations and/or experiences. In this article, we argue that through practices that are often seen as destructive, there is the possibility to think differently about human-nature relationships and pro-environmentalism. To explore these issues, we draw on data collected from a series of semi-structured interviews with outdoor adventure tourists. Our analysis highlights how outdoor adventure tourism facilitates reconnections to nature, offering potential wellbeing impacts and pro-environmental attitudes and behaviours. We conclude that outdoor adventure activities as a form of sustainable tourism have potential implications for our understanding of, and engagement with, sustainability, mental health and wellbeing.     

Advisory Councils in Franchising: Advancing a Theory-Based Typology

There is limited empirical data on the roles associated with Franchise Advisory Councils (FACs) yet much time, money, and energy is spent on these quasi-governing bodies. This qualitative research study combines a series of semistructured interviews with franchisors and franchisees who are part of systems with and without FACs, data from case studies involving interviews, and participant observations of FAC meetings and conference calls. The results identified four core roles FACs perform (i.e., supporting, partnering, representing, and monitoring) and uses a multitheoretical perspective to advance a typology to explain franchisor–franchisee dynamics within FACs.     

Value Chain Analysis Across Borders: The Case of Australian Red Lentils to Sri Lanka

This research examines the creation and distribution of consumer value in the most important supply chain of lentils between Australia and Sri Lanka. This adopts a value chain analysis approach applied to a case study, using a mix of qualitative and quantitative methods. Intercept surveys of consumers in Sri Lanka revealed that quality, size, and price as the most important value-creating factors. A very strong communication and relationships triad exists among the trader, indenting agent, and processor, but the flow of information from consumer to producer is weak. Opportunities lie in improved genetics, better-informed growers, and continued production efficiencies.     

Perceived Project Value,Opportunistic Behavior,Interorganizational Cooperation,and Contractor Performance

Predictors of contractor performance have attracted the attention of researchers in the developed world. However, research from sub-Saharan Africa to corroborate these findings has remained sparse. What exists is speculative and at best anecdotal. Using data from construction firms in Uganda, this study finds that commitment to the project, perceived value of the project, interorganizational cooperation, and opportunistic behavior are significant predictors of contractor performance. This has both policy and managerial implications, which we present in this paper.     

地方政府保障房供给的合作性努力与自私性努力：一项实证研究

地方政府具体落实保障房供给政策,其行为取向是保障房有效供给的决定性因素。构建改进的多任务委托代理模型,研究激励约束机制与地方政府付出的努力,以及与保障房供给行为取向之间的关系。研究结果表明：其一,地方政府的合作性努力水平与激励强度正相关。其二,约束机制缺失时,地方政府的自私性努力水平不随外部性强度的变化而变化;存在有效约束机制时,自私性努力水平与惩罚强度负相关。因而,增加保障房有效供给,既要激励地方政府的合作性努力,也要约束地方政府的自私性努力。     

Antecedents and outcomes relating to public and private nurses’ use of intuition in England

This paper examines public and private sector nurses’ use of intuition in England using structural equation modeling. Leader–member exchange (LMX) and perceived organizational support (POS) correlated positively with nurses’ perception of discretionary power and use of intuition. Nurses’ perception of discretionary power and use of intuition were positively correlated with their engagement. Further, differences were identified between private sector and public sector nurses in relation to the impact of workplace relationships (POS and LMX) and intuition onto perceived discretionary power and employee engagement. The results are important for all hospital managers seeking to foster employees’ use of intuition, perception of discretionary power, and engagement.     

The costs of lead bank–distressed borrower relationships: evidence from commercial lending in Taiwan

This is the first study to investigate the impact of the adjudication of a borrower's reorganisation filing on the shareholder wealth of the lead bank. The results reveal that the market is acutely sensitive to adverse information and the reorganisation adjudication of a borrower's plan has a detrimental effect on the reputation and wealth of the lead bank. Further, while both are positively associated with wealth effects, the RATE of the loan-level variable is more highly related than the LEVERAGE of the borrower-level variable to wealth loss. Additionally, large lenders experience less wealth loss. The higher the bank debt of a firm, the higher the adverse abnormal returns to the lead bank. Higher collateral and rates on loans are used to compensate for the greater risk of the loan portfolio. Likewise, the market may view lead banks with high loan loss reserves as banks that are not particularly adept at identifying creditworthy borrowers.