金融创新的动因研究

建立合理的金融创新体系和环境,适时推动金融创新,是我国实现经济社会发展战略的必然选择。本文在国内外相关研究的基础上,系统阐述了金融创新的内在动机和外在条件,并据此提出了推动我国金融创新发展的政策性建议。     

深圳市电子信息产业优化升级浅探

近年来,随着深圳市社会经济发展方式的转变,加快电子信息产业优化升级成为当前深圳市经济发展的重要课题。文章基于产业经济学相关理论,分析了深圳市电子信息产业发展的现状,指出该产业现阶段在产业链、人力资源、产业内部结构等方面存在的问题,提出了整合产业链、发展高新技术园区、加强人才培养等一系列政策建议。     

功能观视角下的农村金融体系

“三农”问题的解决将有赖于农村金融体系改革的深入,本文将从金融功能观的角度,探讨我国农村金融体系在实现金融功能上存在的诸多不足,建议应从分析农村微观金融需求出发,得出恰当的金融功能要求,在此基础上构建多层次、梯度化的农村金融体系,同时宏观上通过完善金融基础设施和公共政策以保证金融体系更有效率地行使金融基本功能。     

浅析网络环境下的高校图书馆服务工作

图书馆怎样利用现代化高速发达信息环境发展图书馆服务工作？     

In search of diners responsive to health cues: Insights from U.S. consumers

Many consumers rely on summary statistics offered by online and mobile platforms to attain nutrition information on menu items. While positive (vs. negative) summary cues garner more favorable consumer responses, this research provides a more nuanced understanding of this effect by examining the moderating role of two individual-level characteristics: health-consciousness and need for status. Two MTurk samples (Study 1: n = 142, Study 2: n = 119) were recruited in 2018. Findings from Study 1 suggest that health-conscious (vs. less health-conscious) consumers show a wider gap in perceived healthiness of a menu item in response to the valence of a health cue. This greater gap translates into more polarized attitudes toward the menu item. Findings from Study 2 indicate that consumers high (vs. low) in need for status exhibit less favorable attitudes toward a menu item with a negative health cue. Theoretical and managerial implications are discussed.     

Sharing versus collaborative economy: how to align ICT developments and the SDGs in tourism?

Great hopes have been placed in the sharing economy to provide a new business model based on peer-to-peer (P2P) exchanges of underutilized assets. As a model, the sharing economy has been expected to make significant contributions to sustainability, providing new opportunities for entrepreneurship, more sustainable use of resources, and consumer co-operation in tight economic networks. However, in recent years, digital platforms have turned into the most important actors in the global sharing economy, turning global corporations, such as AirBnB, Booking, or TripAdvisor into intermediaries controlling and profiting from most transactions. Focused on accommodation, this paper conceptualizes the sharing economy in comparison to the wider collaborative economy, and discusses its social, economic, environmental, and political impacts in comparison to the sustainable development goals. It concludes that the sharing economy has great potential to make very significant contributions to sustainability, though the model is increasingly being replaced by the collaborative economy, which performs as an extension and acceleration of neoliberal economic practices.     

Golf Versus Nongolf Club Operations: Benchmarks for 2014

With the club industry comprising of different types of clubs, a more in-depth analysis separating clubs with and without golf operations would be beneficial. Financial performance can be summarized via financial ratios. This study surveyed 115 clubs regarding their financial performance and calculated 24 financial ratios for 2014. The median profit margin of all clubs was at 1.65%. Clubs with golf operations reported a median profit margin at 1.73%, doubling that of the nongolf operations at 0.83%. T-tests using means of financial ratios showed a statistically significantly difference in only the food inventory turnover by days.     

金融危机的演化阶段及其美国检视

过度自由却缺少监管的资产证券化,最终酿成了美国的"次贷危机"。次贷危机是一次非传统的金融危机,但可以体现所有金融危机的共同特征,即信用扩张背景下的资产价格泡沫。从资产价格泡沫的形成和发展过程来把握金融危机的生成机理,将有助于我们在把握金融危机本质的基础上极大限度地加以防范。     

基于现金流量的企业财务预警系统构建

构建科学完善的财务预警系统,完善以偿债能力为核心的长期财务预警指标体系,从定性、定量、定性与定量相结合构建企业长期财务预警方法,将财务分析方法沃尔比重评分法应用到财务预警领域,使其成为一种定性与定量相结合的财务预警方法。     

基于公司治理的财务治理研究

我国在国有企业改革和上市公司治理实践过程中出现了许多特殊、复杂的财务难题,为了解决这些难题,提高公司治理效率,本文从公司治理与财务治理两者的概念界定入手,分析了公司治理与财务治理的内在关系,探讨了完善公司财务治理的方法,从而强化财务治理,以促使上市公司持续健康发展.