浅析农发行增量贷款风险的控制与防范

政策性银行作为当今金融体系的一部分，在贯彻政府意图、补充商业银行金融活动缺陷和不足等方面起了不可或缺的作用，但其在经营活动中同样存在资产损失的问题。因此，正确认识政策性银行的风险并予以防范和化解。对维护我国金融体系稳健发展具有重大意义。     

The frugal entrepreneur: A self-regulatory perspective of resourceful entrepreneurial behavior

The present research complements extant perspectives of resourcefulness, which assert that resourceful behaviors arise out of responses to environmental constraints, by developing a model illustrating that entrepreneurs self-impose constraints on resource acquisition and deployment for differing reasons. Specifically, we introduce a novel conceptualization of frugality and differentiate it from self-control to develop a set of hypotheses that frugality predicts resource use behaviors based on long-held preferences (e.g., effectuation and bricolage) and self-control predicts resource use behaviors based on known end states or goals (e.g., causation and pre-commitments). After accumulating evidence of reliability and validity for a new measure of frugality contextualized for entrepreneurship research, the results support our self-regulatory theoretical framework. Our study contributes to research on resourcefulness by making multiple theoretical insights, and we outline numerous future research opportunities for applying the construct of frugality to explain entrepreneurial behavior.     

Nonparametric Estimation and Sensitivity Analysis of Expected Shortfall

We consider a nonparametric method to estimate the expected shortfall—that is, the expected loss on a portfolio of financial assets knowing that the loss is larger than a given quantile. We derive the asymptotic properties of the kernel estimators of the expected shortfall and its first-order derivative with respect to portfolio allocation in the context of a stationary process satisfying strong mixing conditions. An empirical illustration is given for a portfolio of stocks. Another empirical illustration deals with data on fire insurance losses.     

关于“过度竞争”的误区与解疑——兼论中国反垄断立法的“渐进式”思路

本文从结构、行为、绩效与政策等方面分析了“过度竞争”概念的模糊性,并针对与此相关的种种误区,结合汽车、制药、煤炭、纺织等产业的例证,运用产业经济学的基本理论,试图给予系统解疑。本文认为,“过度竞争”本身是个似是而非的伪命题。在此基础上,从政策论证的角度,提出行政垄断应“区别对待”,以及反垄断立法的“渐进式”思路。     

A cross-cultural validation of the perceived destination restorative qualities scale: the Chinese perspective

Leisure travel entails a necessary tourist–environment exchange, understanding of which becomes critical when considering the role of tourism in providing rest and relaxation. The aim of this study was to understand the restorative functions of tourism destinations in the Chinese context. We attempted to confirm the cross-cultural stability of the measurement scale of perceived destination restorative qualities (PDRQ) and the relation to its nomological network including destination setting, overall sense of recovery, and satisfaction. The construct dimensionality was confirmed; however, contrary to the Western literature, the effects of destination restorativeness on recovery and satisfaction were more pronounced in urban rather than nature-based vacations for Chinese travelers.     

区域智力资本：基于面板数据的评估体系验证及应用

基于已有关于区域智力资本的研究，提出了区域智力资本评估指标体系，并对这一体系的有效性进行了验证，进而利用30个省、市、自治区2005～2012的数据，对区域智力资本进行了评估与比较。研究认为，智力资本的维度划分以及相应指标体系的选择是完全合适的。地区智力资本结构存在明显的不平衡，除市场资本以外，智力资本及其各维度在所考察的8年期间呈现出明显的上升趋势；相对中西部地区而言，东部地区在2005～2012年间在智力资本各维度均具有绝对优势。     

一种引入参数无需确定聚类数的聚类算法

针对传统k-均值聚类算法的两大缺点,即算法中需要知道确定的聚类数和初始种群选取的随机性,提出了一种新的聚类算法,即基于k-均值聚类算法的无需确定聚类数的聚类算法。这种算法是基于递增思想的聚类算法,最大的特色是无需事先知道聚类数,初始聚类数取1,初始聚类中心为所有数据点的聚类中心,算法中首先设定一个惩罚参数,对于确定的惩罚参数,运算时聚类数逐渐增加,直到收敛,即聚类数不再发生变化,就得到了所需的聚类数以及最终的聚类结果。运用于茶叶分类和各省市平均工资水平分析的2个实验也验证了这种算法的可行性,通过实验可知,这种聚类算法具有较好的全局收敛能力和较高的正确率,稳定性强,收敛速度快。     

网络舆情的动态传播演化研究

根据网络舆情的动态传播演化过程与遗传算法中遗传操作的相似性,本文将二者结合起来进行研究。通过对网络舆情的动态传播演化的循环渐进分析,详细阐述了网络舆情的形成、舆情观点的交融、舆情主题的变异及舆情关注点的获得过程。在此基础上找出了在网络舆情传播演化过程中起关键作用的因素,对此提出政府舆情监管部门的应对措施,为舆情管理者更好地开展网络舆情监管调控工作提供建议。     

Development and validation of the Customer-Centered Behavior measure

The purpose of this study was to develop and validate a new measure of customer service job performance – the Customer-Centered Behavior (CCB) measure. The CCB measure draws on the content of over 15 existing measures, but captures in-role service performance focused on customer interactions in a multidimensional framework. Three studies were conducted to develop and validate the new measure. Study 1 addresses the item generation process and examines the initial factor structure. Results demonstrate that service behaviors are best represented as a second-order construct composed of three first-order factors – assurance, responsiveness, and recommendation behaviors. Study 2 confirms the factor structure and provides evidence for the measure's predictive validity. Finally, Study 3 provides evidence for incremental validity above other service performance measures.     

关于油井单井临界产量决策方法的探讨

企业每一项经营决策都应该进行成本效益分析。对单井临界产量的决策应采用边际收益等于边际成本的方法，短期决策时应将固定成本视为沉没成本，在决策时不予考虑。