Analysis on Balance Gap between Saving and Credit Account in China

In China, the balance gap of credit and saving account emerged in 1995, and its amount enlarged since then. By the end of Dec. 2005, with 28.7 trillion RMB saving balance and 19.5 trillion RMB gross credit account balance, the gap between saving and credit account was as large as 9.2 trillion RMB, which indicated a 67.8% of credit/saving ratio. Some believed this phenomenon was resulted from on one hand, the rapid growth of saving account; and on the other hand, relatively slower expanding of credit account. Some believed cooling down cash demand was behind the gap, while others claimed the balance gap caused dead capital and inefficiency service of saving account. In fact, the balance gap between credit and saving account might not necessarily relate to dead bank capital. And the phenomenon itself could not indicate the down-tendency of finance power that underlay economy. Nevertheless, it was liquidity not the balance gap should be regarded an index of capital situation in financial organizations. Therefore the balance gap between saving account and credit account could not be viewed as criteria against liquidity position. Solution of this problem should lay in boosting financial innovation among commercial banks, expending capital market and encouraging or permitting commercial banks as well as state-owed funds to enter share market and so on.     

北京市老龄产业发展现状、问题与对策研究

面分析了北京市老龄产业发展的现状 ,探讨了老龄产业发展存在的问题 ,提出了相关的政策建议     

网络嵌入视角的电商平台企业知识学习行为的关键影响因素研究——解释结构模型的探索性应用

网络嵌入视角的电商平台企业的知识学习行为研究是一个探索性较强的研究议题,而关键影响因素研究是基础性问题之一,受到各领域学者的较多关注。采取解释结构模型方法,针对电商平台企业知识学习行为的关键影响因素进行实证研究。研究得到边界跨越、结构嵌入、探索学习、知识搜寻等27个子范畴,并结合浙江杭州的经验证据,进行了语素阐释。研究丰富了企业知识学习理论,并对电商平台企业的知识学习实践有启示价值。     

预制节段拼装预应力混凝土箱梁胶接缝抗剪性能研究

由于节段间接缝的影响,导致预制节段预应力混凝土箱梁接缝处抗剪机理与连续整跨梁存在较大差异,在计算抗剪承载力时无法直接应用整跨梁抗剪计算公式。首先对节段拼装箱梁接缝处的抗剪机理进行分析,得到影响计算抗剪承载力的关键参数;其次在已有计算公式的基础上,考虑混凝土立方体抗压强度和接缝处键齿数等参数的影响,提出适用于这种抗剪承载力的计算公式;最后将提出的计算公式与试验数据对比,表明该计算公式中的参数物理意义明确,计算精度较高,为预制节段拼装预应力混凝土箱梁结构的设计及应用提供了一定理论基础。     

多孔连续斜交框架桥顶进施工过程受力分析

城市道路下穿铁路框架桥顶进施工的关键是合理控制桥梁主体结构的受力。为了对框架桥顶进施工过程进行受力特性分析,采用Midas有限元软件模拟了框架桥在滑板上开始顶进、框架桥重心即将离开滑板、框架桥顶进即将就位三个施工阶段。结果表明,该框架桥的施工过程是安全可靠的,同时结合工程项目实际给出了顶进施工的注意事项。该方法可用来指导类似工程顶进施工过程的受力分析和施工控制。     

基于层次分析法的重点实验室绩效模糊综合评价

省级重点实验室作为各省科技创新基地的重要组成部分,是实施创新驱动发展战略的重要载体,为社会经济发展提供强大的科技支撑。甘肃省通过近几年优化整合省级创新基地平台,在实验室分类、布局、管理、运行上取得了显著的成效,但实验室同时又是一个由政府、科研院所、高校、企业、科研人员等多元化构成的复杂系统。对省级重点实验室开展绩效评价研究,建立重点实验室绩效评价指标,运用层次分析法确定指标权重,利用模糊综合评价方法构建绩效评价模型,对所构建模型的结果进行分析。在此基础上提出合理的意见建议,旨在为新时期实验室良性发展提供重要的参考依据,从而达到规范实验室运行、提升实验室建设质量的目的。     

新股发行定价的聚类分析方法研究

新股定价问题一直是国际金融界公认的最具迷惑性的难题之一。针对我国证券市场的特点 ,对现行国内外各种新股定价模型和理论进行了研究。在此基础上 ,将多元分析方法的聚类分析应用于新股定价中 ,并通过实证研究表明这种方法是一种比较实用的、客观有效的新股定价方法 ,该方法可以有效地解决新股抑价现象 ,并对我国新股发行定价的改革将产生重要的指导意义。     

Assessing Industrial Buyer Preferences: Using the Swait-Louviere Test to Test the Key Informant Assumption

When using professional buyers to study an organizations buying behavior an important consideration is whether their preferences reflect those of the organization. Since this is a key informant problem, the present article focuses on the issue of the degree to which key informants can be used to provide insights into their own organizations preferences. We conduct a direct test of the key informant assumption using the Swait-Louviere test. In this test preferences from a choice experiment using actual buyers, and from market decisions made by the organization, are estimated separately, then jointly in multinomial logit models. We found that buyers experimental preferences were similar to estimates obtained from the market decisions. Buyers preferences were closer to the intuitive preferences of the organizations top executives than the estimates based on past market decisions, although a model based on the combined data outperformed either. We discuss the implications of these results for industrial buying research.This revised version was published online in May 2005 with a corrected cover date.     

我国中小企业战略变革研究

改革开放以来随着中国共产党对私营经济政策的变化,我国中小企业已得到迅猛发展。文章从建立公平竞争的自由市场环境,构建有效的企业制度,培养和提升企业竞争力,构建诚信体系,保护环境和实现可持续发展几方面来阐述我国中小企业的发展战略。     

顶层设计的宏观情境及其若干可能性

党的十七届五中全会提出更加重视改革顶层设计和总体规划,使顶层设计成为学术界和政策层面的热门词汇。学术界围绕顶层设计提出的宏观情境、顶层设计的内涵、顶层设计的重点领域和关键环节、顶层设计的改革路径等进行了深入解读和研究。梳理这些成果有助于十二五时期各项改革的顺利推进,使上层建筑适应经济基础发展变化。