完善我国个人征信体系防范＂人人贷＂中的信用风险

结合我国“人人贷”的发展现状及主要模式，分析我国“人人贷”存在信用风险的原因，认为应从完善法律制度、健全组织机构、加强征信监管等几个方面完善我国个人征信体系，以防范“人人贷”领域的信用风险。     

Determinants of retirement planning behaviour and differences by age

This paper presents the results of an investigation into the determinants of retirement planning behaviour and differences among three age groups: 21‐ to 39‐year‐olds, 40‐ to 59‐year‐olds and those aged 60 years and older. A national survey of 911 individuals from households with incomes of $75 000 or greater was conducted in the US. The significance of socio‐demographic variables, the ability to recover from loss, behavioural tendencies and perceived or actual personal control were investigated; together with their role in the prediction of maximization of retirement contributions and ownership in the personal individual retirement account (IRA) or Keogh accounts. The results identified several significant variables in the prediction of ownership in a personal IRA or Keogh, including age, sources of financial information, being an early investor and investor activity. The results also identified several significant variables in the prediction of the maximization of retirement contributions, including employment, income, savings activity, ex ante research, review of investment performance, early investor, investor activity, such as planning for financial future, setting up automatic deposits and reviewing financial information in the mail.     

Beyond subjective to confirmatory personal introspection: Interpreting events and meaning of a long-term visit in Sweden

This study goes beyond subjective personal introspection and applies multiple methods to accomplish a confirmatory personal introspection (CPI) of a long‐term stay in Sweden, during a university exchange program. The utilization of old pictures of the experience is one of the key aspects of the research. This study aims to show the importance of confirmatory personal introspection and assess the meaningfulness of CPI for travel industry related marketing research, exploring further than the ordinary tourist vacations and investigating a broader spectrum of the travel experience, in this case a long‐term travel. Demonstrating the significance of photography relating to travel experiences is an additional objective of the study.     

Ethical Evaluations of Business Activities and Personal Religiousness

The study examines the relationship betweenmoral judgments of a business situation with ethicalcontent and personal religiousness. The findingssuggest that ethical interest and behaviour arerelated to religiousness. However, only the ethicalphilosophy of contractualism was found to be relatedto religiousness, while moral equity and relativismwere not.     

中资银行个人理财业务面临外资银行的挑战与对策

随着我国加入世贸组织及金融业的全面开放,中资银行个人理财业务面临外资银行的挑战。因此我们更应该认清我国目前个人理财业务发展的现状,以及国际上个人理财业务发展的趋势;理清中资银行发展个人理财业务中的问题所在和具有的竞争优势;辩证地分析外资银行进入中国后对我国个人理财业务发展的不利以及有利影响,从而归纳出中资银行在个人理财业务上的发展策略。     

体育精神在大学生人格形成中的作用

中国有五千年的悠久历史,其体育文化同样源远流长。文章阐述了我国体育文化的历史,并对独具特色的中国体育文化所蕴含的体育精神做出了解读和诠释。最后从体育精神对当代大学生人格的熏陶阐述了自己见解。     

Correspondence Analysis

No abstract available for this article.     

论信息处理在个人发展中的作用

当今社会可谓是一个信息社会,信息爆炸以及信息污染这两种现象就是对这一时代的有力诠释。生活在信息环绕之中的个体,如何处理信息,对于自身发展具有重要的影响作用。本文就信息处理的重要性、信息处理的差异性以及如何有效地进行信息处理以推动个人发展三个方面进行了简要论述。     

对我国商业银行个人住房贷款风险及防范的思考

本文通过对我国商业银行个人住房贷款的借款人违约行为进行实证分析,揭示出个人住房贷款存在的风险,并就如何建立标准化、集约化操作模式,防范借款人理性违约风险以及房产资产的证券化三个方面提出化解风险的措施。     

个人中长期投资理财研究与分析

文章从基础层面对中长期理财规划进行了探讨,对其理论基础和原则进行了充分的阐述,在此基础上,提出了中长期理财规划的一些基本技能。