中国邮政储蓄银行中间业务特色化发展战略的设想——以安徽分行为例

自成立之日起,中国邮政储蓄银行依托强大的邮政网络,励精图治,其中间业务迅速发展,呈现出品种丰富、效用增强、规模扩大的趋势。该行在中国作为＂草根银行＂,的确为区域经济的发展做出了应有的贡献,但和金融同业相比,其中间业务发展仍凸显产品研发滞后、业务收益不高、操作风险尚存等问题。本文以邮政储蓄银行安徽分行为例,结合其中间业务发展现状的分析,对邮政储蓄银行特色化发展战略进行设想,提出要通过审时度势、东学西渐、内外联动和左右开弓的系列措施助力其中间业务发展。     

Internet Marketing Communications in the Selling Process

Abstract

The internet represents an opportunity for sellers to communicate easily with potential and existing customers across the world. To what extent are websites and e-mail used in the selling process for complex services? A sample of advertising agency affiliates found some differences in the frequency of e-mail and website use for different selling tasks. In addition agencies in high-income regions used website communication more frequently than those in low-income regions, but no significant differences were discerned in e-mail use between the two groups.     

The Psychological Influences of Threat on B2C E-commerce Adoption: An Extended Study and Explanatory Framework

In order to better understand how internet users actually decide to conduct business transactions or related activities in a B2C e-commerce environment, this article adds a new lens of study by investigating the roles of Threat Appraisal (TA) and Perceived Coping Appraisal (PCA) from the end user's perspective. Based on established academic theories and relevant industrial practices, it is suggested that TA and PCA are critical behavioral components influencing the user's intentions to participate in online transactions. These functions serve as important inputs to formalizing our understanding of how services offered by e-commerce websites are utilized.     

赴韩中国旅游市场开发对策分析

中国是韩国的第二大旅游客源市场。为了加强赴韩中国旅游市场的开发,以韩国文献和数据为基础,客观地分析了中国旅游者赴韩旅游的特征。通过特征分析,从宏观视角有针对性地提出了赴韩中国旅游市场的开发对策,以期为赴韩中国旅游市场的开发提供一点借鉴,达到促进中韩旅游交流的目的。     

论足球运动的特征变异与规则演变的辩证关系

足球运动的特征变异与规则演变密切相关,规则总是要根据竞赛中出现的问题,着眼于足球发展的趋势,做出及时合理的修改,才能保证足球运动向更健康的方向发展。     

新疆地区特色植物油脂的营养分析和发展前景

新疆特产多,特色油料资源丰富,各种特色油脂不饱和脂肪酸成分含量高,并含有维生素、人体必需氨基酸等营养成分,各种油脂的搭配食用,将有利于人体健康。目前,新疆油脂市场品种少,应抓住跨越式发展机遇,加快发展力度,利用新疆本地资源,为广大消费者提供更具营养价值的新疆特色油脂。     

武汉都市圈结构特征与结构优化研究

中国中部地区崛起迫切需要战略支点.在分析武汉市及周边城市初步具备都市圈形态的基础上,从规模结构、职能结构和空间结构的角度对武汉都市圈进行较为系统的分析,并提出了优化思路.     

考虑应力作用影响的黄泛区粉土土水特征曲线分析与预测

为了研究应力作用对土水特征曲线的影响，采用应力关联土水特征仪测定不同应力下粉土的脱湿-吸湿曲线，讨论应力变化对粉土土水特征的影响规律，并利用应力与孔隙比的关系提出考虑应力作用的粉土土水特征曲线预测方法。研究发现：试样在应力逐渐增加时不易脱水，但更易吸水，非饱和粉土的持水能力随着正应力的增大而增强；脱湿曲线与吸湿曲线并不重合，有明显的回滞现象，并且吸湿曲线饱和度的变化比脱湿曲线更加剧烈；随着正应力的增大，滞回圈面积减小，滞回特性减弱。此外，将预测曲线与测得的试验曲线对比, 可知提出的考虑应力的土水特征曲线预测方法具有较好的预测精度。     

The Signs and Causes of Risks of China＇s Commercial Bank

Recently some press reports about the insolvency and the debt-repayment of the GITIC have attracted growing international interest in the problems of the Chinese banking sector： What happened in China？ Which problems exist in the banking sector？ Could these problems trigger a banking crisis in China？ The purpose of this article is to analyze the potential risk in the Chinese banking sector. At first we give an overview of the characteristic of the Chinese banking sector. In section 2 we explain some risk-indicators, then we analyze the factors causing those risks. Finally we give some possible risk-scenes     

论马家浜陶器的审美特征

马家浜文化中陶器的创造与发明,不但对崧泽、良渚文化陶器发展起到开山祖的作用,而且独特的纹饰与丰富的造型所体现出的单纯素雅、对称均衡、比例恰当节奏鲜明、多样统一的审美特征,直观生动地显示出7 000多年前马家浜先民天真未凿的造物天性、率性而为的表现才能以及情融器中的设计精神,其研究的价值不仅具有人类"史前"造物学功用,而且还具有形式美发生学上的意义。