个人信用与个人破产制度法律关系的分析——兼论我国建立个人破产制度的现实意义

目前,我国个人信用市场存在大量支付不能的债务无法通过现行法律妥善清理,导致个人信用风险难以得到有效控制和化解.本文从分析个人信用的法律保护入手,重点从内在逻辑联系以及个人破产制度的规则安排与个人信用的动态维护两方面,对个人信用和个人破产的法律关系进行了深入探讨,进而论证当前我国建立个人破产制度、推动个人信用风险管理的现实意义.     

延长退休年龄能提高社会养老保险基金的支付能力吗?

本文通过构建我国社会养老保险基金支付能力的精算模型,研究了延长退休年龄后,基金支付能力的变化情况。结果表明,延长退休年龄不一定能够增加养老保险基金的支付能力,因为延长退休年龄后,虽然缴费期限延长了,缴费收入增加了,但养老保险基金支出也增加了,最终结果就是不确定的,要受到很多因素的影响,包括利率、社会平均工资增长率、在职职工工资增长率、养老金增长率和死亡率分布等等。如果要通过延长退休年龄来提高养老保险基金的支付能力,应全面分析各种相关因素的共同作用,否则适得其反。     

Exit as governance: do blockholders affect corporate innovation in large US firms?

Using a sample of large US firms, this study shows that blockholders in combination with liquidity can contribute positively to innovation (R&D investments). We contribute to the literature on managerial myopia that has focused mainly on large owners and their type (short-term/long-term). Our results are in line with recent theoretical studies arguing that blockholders in combination with market liquidity can mitigate managerial myopia, as suggested by the exit model of governance. The results indicate that blockholders can be efficient in resolving agency problems and that they can enhance long-term prosperity, even when the individual blockholder investment horizon may not be long.     

Impact of individual market orientation on selling and customer orientation

ABSTRACT

We analyze the direct effect of individual market orientation on selling orientation-customer orientation of corporate insurance agents licensed in an emerging market based on the data collected using a random survey of corporate insurance agents in the Life Insurance sector in India. The results indicated that individual market orientation had a significant relationship with selling orientation, but the intensity was weak. However, causal relationship between individual market orientation and customer orientation was moderate. Future research should focus on analyzing the influence of the dimensions of individual market orientation on employee commitment, loyalty and should analyze the moderating effects of various associated variables. The findings indicate that efforts should be made to generate market-oriented behavior among individuals to propel selling orientation and customer orientation.     

个人知识吸收能力与双元创新关系研究

以往文献对于吸收能力的研究大都集中在组织层面，缺乏个人层次的探讨。回归吸收能力概念本质，从个人层面出发，将知识吸收分为识别、同化和应用3个阶段，通过采集与分析上海、重庆、西安、广州、长沙等地的113份技术主管有效问卷数据，探讨个人知识吸收对双元创新的影响。结果表明：个人知识识别有助于探索式创新和挖掘式创新的实现；个人知识同化导致了探索式创新和挖掘式创新之间的差别，探索式创新需要个人同化能力，挖掘式创新则不需要；个人知识应用对双元创新均无作用。结论可为企业管理者以鼓励员工正确定位知识吸收，促进企业双元创新提供借鉴。     

National culture and incentives: Are incentive practices always good?

This study evaluates national culture’s influence on the incentive practice-firm performance relationship. Hofstede’s work (1993) and institutional theory (North, 1990) suggest national culture will moderate incentive effectiveness, while others suggest it has minimal impact (Gerhart & Fang, 2005). We find performance orientation (PO), in-group collectivism (I-GC) and uncertainty avoidance (UA) dimensions explain strength and direction of incentive-performance relationships. Profit-sharing―performance relationships are favorably supported by cultures with high PO, high I-GC, and low UA; however, the individual-bonus―performance relationship is enhanced by the near-opposite culture profile. There was no evidence that the team-bonus―outcome relationship is influenced by national culture.     

Individual new energy consumption and economic growth in China

We document the one-way relationship between individual new energy consumption and economic growth in China through the autoregressive distributed lag (ARDL) model from 2004 to 2017. Our results show that individual new energy consumption has a positive effect on economic growth. Moreover, the urbanization rate, import and export trade volume and foreign direct investment all affect the individual new energy consumption in the short run. The outcome of the causality test reveals a one-way Granger causal relationship from individual new energy consumption to economic growth, from the urbanization rate, and from the import and export trade volume to new energy consumption.     

名义帐户制探析

名义帐户制度是近年来国际养老保险制度改革中出现的一种制度创新,它已引起了部分转型国家的极大兴趣和许多专家学者的关注.但作者认为,名义帐户制作为一种过渡安排,并不能解决养老保险制度的根本问题.中国仍应坚持社会统筹与个人帐户相结合的部分积累制的养老保险制度.当前,中国应继续完善试点,积级探索做实个人帐户的有效方式,着力解决个人帐户的隐性负债问题.     

试论市场经济下的利益分配格局

私人收益率不断地接近社会收益率是市场经济条件下利益分配的基本格局，随着我国经济体制改革的深入和社会经济的发展，利益分配格局发生了很大的变化，在新的形势下，正确认识和把握社会效益问题就成了一个值得探讨的非常重要的问题。