银行监管中的最优市场约束研究

基于社会利润最大化的视角,本文研究了银行监管中的最优市场约束问题.研究发现:在银行监管中实施最优的市场约束不仅可以提高银行监管帕累托效率,而且可以给社会带来最大的利润;最优市场约束水平受到银行"额外价值",无市场约束时贷款失败的概率、贷款成功的收益、市场约束的成本弹性等因素的影响,且与这些因素呈正相关;最优市场约束水平对银行"额外价值"、贷款成功的收益这两个因素的变化敏感性较强,对无市场约束时贷款失败的概率的变化敏感性较弱,对市场约束的成本弹性的敏感性呈现出由强变弱的趋势.     

Analysis of topologies and key players in terrorist networks

While topologies and key player positions and roles differ across terrorist networks, similar ideological networks share similar structures and topologies, maintaining structural properties of their predecessor groups. In this study, we look at basic ideological waves of terrorism in history, classify terrorist network ideologies, and describe the patterns in network topologies and key player characteristics. We show that ideological differences in terrorist networks in part explain the differences in the structure of links between key players.     

Key account relationships: An exploratory inquiry of customer-based evaluations

The management and retention of key accounts is imperative in facilitating a firm's long-term viability. Previous examinations of key account relationships have revealed valuable insights into the factors facilitating key account management and driving relationship strength. However, account managers often fail to recognize weaknesses within their existing key accounts and the sources of their relationship vulnerabilities. Utilizing an exploratory inquiry of in-depth interviews with 99 executive decision makers across 52 key accounts cases, the authors assess customer relationship evaluations prior to contract expirations for account retention opportunities valued at over $1.3 billion. Unique positive and negative drivers of key account relationship evaluations are identified in a thematic categorization, along with a subsequent content analysis highlighting their patterned associations with positive and negative relationship evaluations, future business intentions, and business referral behaviors. These patterned associations reveal that positive and negative perceptions of relational drivers often affect outcomes in a differential manner, resulting in a classification of conventional constructs, prevention constructs, and promotion constructs. The results indicate that the desire of a supplier to maximize positive relational outcomes or minimize negative relational outcomes is driven by distinct underlying associations and allow for insights into resource allocation strategies within key account relationships.     

Gendered key events in the life course: effects on changes in travel mode choice over time

This paper studies changes in travel mode specific trip rates after life course (and accessibility) related key events from a gender perspective. It is theoretically informed by the mobility biographies approach, and by gender/travel studies. The data used is the German Mobility Panel (GMP) 1994 to 2010 in which households and their members are asked three times in three subsequent years to report the trips they made over a week. The changes reported are regressed to key events over the life course, cohort effects and period effects, while sociodemographics and spatial context attributes are controlled. A cluster–robust regression approach is used to account for the non-independent character of panel observations. Significant effects were found for some key events, including the birth of a child, entry into the labour market, and changes in spatial context, accessibility and mobility. Some effects differed distinctly between men and women, suggesting that men and women are differently affected by life course events. However, taken together the associations found, as well as their gender differences are rather limited. Hence, key events over the life course seem to be only loosely associated with travel mode specific trip rates.     

对培育和提升我国保险业核心竞争力的战略思考

随着加入WTO后中国保险市场的全面开放,培育和提升我国保险业核心竞争力成为国内保险业可持续发展的关键.本文在对保险业核心竞争力内涵进行科学界定的基础上,客观分析了目前我国保险业竞争力的现状和差距,从而提出了培育和提升保险业核心竞争力的具体对策.     

运用平衡计分卡,审视和提升公司平衡管理

针对平衡计分卡(BSC)这种全新的战略管理理念与工具,我们最应该关注的是它的“执行力”。本文首先对“平衡管理”问题进行了重新审视,并试图与Robert Kaplan的四大平衡进行“融合”。在此基础上借用“战略地图”的巨大力量,将公司愿景、战略目标、关键控制点和测量工具之间主要因果关系逐一具体化和形象化,致力于公司战略目标、平衡管理理念具体落实到数字指标。     

中美贸易摩擦背景下“卡脖子”技术识别方法与突破路径——以电子信息产业为例

中美贸易摩擦背景下，研究科学合理的“卡脖子”技术识别方法对攻克“卡脖子”技术、提升国家技术实力、维护国家经济安全具有重要意义。通过对“卡脖子”技术的概念和内涵进行分析，得出“卡脖子”技术的识别原则和识别方法，以电子信息产业为例，通过问卷调查法搜集关键核心技术35项，从中识别出“卡脖子”技术13项，得出电子信息产业“卡脖子”技术基础性特征突出、集成电路“卡脖子”威胁大、高端软件相对安全的结论，并从技术、企业、产业、社会层面出发提出我国攻克“卡脖子”技术的政策建议。     

数字化信息时代下的网络安全技术

阐述了网络安全技术这个综合性的课题，涉及到国际上流行的各种安全技术以及许多方面的应用，论证了实时地保证信息的完整性和确证性的技术实现，提出一种技术只能解决一方面的问题，而不是万能的的思想，从而为网络提供强大的安全服务。     

工业设计中的环境保护

环境保护是工业设计不可忽视的要素,环境保护产品设计的原理遵从"多米诺骨牌"原理消除人为的过失骨牌或破坏环境的操作和浪费资源的行为骨牌.环保产品设计的原则是根据熵的法则,选择使用原材料;加强标准化观念;产品报废后的再生利用等.     

关于我国工程造价管理改革中的几个问题

我国现行的工程造价管理模式显然不适应改革开放和加入WTO的新形势。章针对我国现行的工程造价管理现状，结合WTO的市场准入原则和国际经济合作活动规则，提出一些急需解决的问题的措施和对策。