物流系统货物损失分析及模糊综合评价

针对我国物流系统货物损失现状,阐述了物流系统货物损失的概念、种类及影响,提出了应用模糊综合评价方法评判物流系统货物损失的思路与方法。     

山东省水土流失经济损失与生态价值损失评估

介绍了山东省水土流失现状，分析其危害，重点探讨了水土流失经济损失和生态价值损失的计算方法，建立经济损失计算模型，提出水土流失生态一经济面积边际比的概念，计算山东省县域边际损失比，并对其进行区域分布规律分析。     

关于商业银行贷款呆账准备金制度的分析

对贷款的会计处理和计提呆账准备金的实践是银行业管理和控制风险的基本要素,财政部已多次颁布了有关的管理办法。这些办法的出台对于商业银行防范和化解金融风险有着积极的意义,但也存在一些问题与不足。本文针对这些问题,结合国际惯例和我国实际情况,提出了改革和完善我国商业银行贷款呆账准备金制度的对策和建议。     

当前我国农业保险发展的主要问题及对策建议

我国农业保险正面临着极好的发展机遇,出现了良好的发展势头.但目前仍然存在制约我国农业保险发展的诸多因素,主要是:农业风险本身的可保性差;农业保险经营技术落后;农民收入低,政府投入少;法律法规建设缺位等.我国农业保险要健康有序的发展,必须改进农业保险经营技术;建立有效的再保险机制;增加政府投入,逐步实行以支持农业保险为主的农业保护政策;加快农业保险立法进程,使农业保险走上规范化制度化发展的轨道.     

我国银行贷款违约损失率影响因素的实证分析

本文利用某国有商业银行的贷款数据资料，运用主成因子分析对贷款样本的LGD进行统计分析并确定影响因素的重要性及排序。本文结论为：影响我国商业银行贷款LGD的因素依次为企业的信用等级、贷款担保方式、企业的行业属性；企业规模、企业经济类型、贷款担保方式等因素对LGD的影响都很弱。此外，本文验证了PD和LGD之间存在一定的关系，并非相互独立。     

环境分析中沾污与损失的来源及相应对策

将环境污染分析的全过程中沾污的来源归纳为实验室空气、实验用容器、实验设备、实验试剂、实验用溶剂以及工作人员等 6个方面 ;将损失的来源归纳为容器吸附和挥发损失两方面 ,同时给出了减轻沾污与损失的对策     

Incorporating Collateral Value Uncertainty in Loss Given Default Estimates and Loan-to-value Ratios

We present a model of risky debt in which collateral value is correlated with the possibility of default. The model is then used to study the expected loss given default, primarily as a function of collateral. The results obtained could prove useful for estimating losses given default in many popular models of credit risk which assume them constant. We also examine the problem of determining sufficient collateral to secure a loan to a desired extent. In addition to bank practitioners, regulators might find our analysis useful in reviewing banks’ lending standards relative to current collateral values. In particular, the current proposals for The New (Basel) Capital Accord involve options for the use of banks’ own loss given default estimates which might benefit from the analysis in this paper.     

加强无功电压管理 降低电网线路损耗

从石河子电网(文中简称石网)无功电压的运行现状及线损率的变化规律出发,分析了无功电压对电网经济运行的影响,并从技术、经济、管理三方面提出如何加强无功电压管理、降低电网线路损耗的建议.     

The Impact of SFAS No. 114 on the Linear Information Dynamic for Commercial Banks

Increase (decrease) in loan loss provisions would decrease (increases) bank earnings, but increase (decreases) regulatory capital. Previous studies have separately documented earnings and capital management behavior via loan loss provisions by commercial banks. However, it is difficult to isolate a bank's demand for increasing earnings from its demand for regulatory capital because earnings is a source of capital. Based on the objective bank function, this study investigates the impact of SFAS No. 114 on the information content of loan loss provisions in relation to both earnings quality and capital adequacy in a linear information dynamic framework. Test results show that the association between market value with loan loss provisions became significantly stronger for commercial banks in the post- than in the pre-adoption period. As a result, SFAS No. 114 is also found to positively affect the association of market value with both bank earnings and regulatory capital through the clean surplus relation because of the higher value relevance of loan loss provisions. The findings thus provide empirical evidence that SFAS No. 114 has significantly complemented banking regulations in enhancing (reducing) the (dispersion from the) accounting measurement construct of loan loss provisions.     

Conservation finance and sustainable tourism: the acceptability of conservation fees to support the Tambopata National Reserve,Peru

Protected areas are key to the conservation of global biodiversity and ecosystem services; however, their success is contingent upon adequate funding. One possibility to increase funding for park management is to “sell” a wider suite of ecosystem services “produced” by protected areas, such as carbon sequestration. We conducted 420 tourist surveys to analyze willingness to pay (WTP) for ecosystem service benefits via a conservation fee in the Tambopata National Reserve in Peru. We also interviewed eight tour operators about their perceptions of the proposed fee. The average stated WTP was 15 USD. Sixty-six percent of tourists stated they would pay 10 USD or more, which, if actually paid, would have resulted in 318,000 USD for park management in 2015. Most respondents stated they would pay an additional fee if it supported biodiversity conservation or local ecosystem services, such as water, but less than 10% of tourists were motivated by carbon sequestration as a reason to pay the fee. Most tour operators supported the additional fee. Our findings suggest that tourists are willing to pay higher fees to support conservation but that interest in paying for additional ecosystem services from parks may not extend to global and intangible benefits such as carbon sequestration.