浅谈对高职院校教育管理工作的几点思考

21世纪面临许多的新问题、新情况,高职院校教育管理工作要进行全新的研究,全新的思考,其主要职能就是教育人、培养人。要实现这一职能,日常的教育管理工作是关键。因此,对高职院校教育管理工作进行深入的思考和研究十分重要也非常有意义。     

存款保险制度在我国的实行和相关配套政策

存款保险制度的建立和实行对我国银行业的发展具有极其重要的作用.主要结论有:一、现行银行制度在其承担流动性保险功能时有其固有的脆弱性,存款保险制度则可以为类型存款人取款提供一种有效的制度保障;二、我国隐性"超级"存款保险制度的现状加剧了道德风险,亟待出台显性存款保险制度;三、风险预警机制替代市场监控能较好地解决存款保险制度无法解决的信息不对称问题,为存款保险降低道德风险创造条件.     

食品安全管理中HACCP技术的理论研究和应用研究:文献综述

通过对国内外文献进行综述,总结了HACCP技术在食品安全管理中的理论发展、实施意义、影响因素和实施方法,归纳了其实施的障碍和措施,并对目前HACCP技术的行业应用现状进行了评述。据此提出加强HACCP技术的理论研究、创新HACCP技术实施方法的思路。     

Informal Caregiving and the Retirement Decision

The probability of providing informal care grows with one's own age. While labor market effects due to caregiving are moderate, they could be concentrated in the years close to retirement. Therefore, I investigate whether care in the previous year leads to retirement in the year after by using German Socio‐Economic Panel data from 2001 to 2009 and discrete‐time hazard models. The effect of care on the retirement decision is indeed much higher than its effect on the labor or working hours of middle‐aged individuals. Women are affected to a larger extent but the retirement decision of men also reacts to their caregiving obligations.     

信息不对称对保险业的影响及治理措施

保险市场是一个典型的信息不对称市场,保险市场的不对称信息主要包括逆向选择和道德风险。保险市场信息不对称将导致保险市场资源配置的低效率,因此要加强保险市场信息披露,完善和发展保险技术,整顿市场秩序,以促进保险市场的健康发展。     

网络社会中学校德育工作研究

在当今网络社会的大环境下,我们经过多年实践而形成的一套行之有效的德育工作方法、手段、途径等受到了严峻的挑战。面对新情况,需要从德育的观念、德育的内容、德育的主体等方面着手,努力为培育校园道德文明寻找新的对策。     

论高职院校隐性德育课程的建设

隐性德育课程在高职大学生德育工作中发挥着重要的作用,该文阐述了德育隐性课程的基本内涵、主要特征和建设的必要性,并在此基础上对如何加强高职院校隐性德育课程建设提出建议。     

主体间性视域下高校德育中师生关系的异化与建构

主体间性的缺失是影响德育师生关系,造成德育实效性差的根本原因。要增强高校德育的实效性,必须在主体间性视域下研究目前德育中师生关系的异化原因并进行重新建构。把主体间性从哲学领域引进到德育领域,用一种崭新的视角来关注整个德育过程,对研究新时期高校德育师生关系的异化与建构具有重要的理论和实践的指导意义。     

Semi-quantitative risk assessment of groundwater resources for emergency water supply

The submitted paper proposes the possible use of integrated semi-quantitative risk assessment of groundwater resources. There are risks resulting from both natural and anthropogenic hazard sources. Activation of these types of hazard sources can cause damage to, or destruction of, particular hydrogeological structures and technological equipment of selected groundwater resources suitable for the emergency drinking water supply of the population. The process of risk assessment is based on the described register of hazards, including semi-quantitative assessment of the frequency with which the assessed sources of hazards are activated, the register of sensitivity together with the semi-quantitative sensitivity assessment of selected threatened elements of the assessed water resource and the determination of their criticality. The semi-quantitative risk assessment should become one of the important criteria for classifying groundwater resources which have been proposed for emergency water supply. The classification carried out on the basis of the above-mentioned principle can contribute to faster selection and effective use of groundwater resources, as well as to the enhancement of emergency and crisis planning systems when the public system is either damaged or destroyed.     

Moral hazard and adverse selection in the originate-to-distribute model of bank credit

Bank credit has evolved from the traditional relationship banking model to an originate-to-distribute model. We show that the borrowers whose loans are sold in the secondary market underperform their peers by about 9% per year (risk-adjusted) over the three-year period following the initial sale of their loans. Therefore, either banks are originating and selling loans of lower quality borrowers based on unobservable private information (adverse selection), and/or loan sales lead to diminished bank monitoring that affects borrowers negatively (moral hazard). We propose regulatory restrictions on loan sales, increased disclosure, and a loan trading exchange/clearinghouse as mechanisms to alleviate these problems.