New development: Estate agents’ perspectives of anti-money laundering compliance—four key issues in the UK property market

ABSTRACT

In recent years, money laundering in the property market has come under scrutiny across the world, attracting significant attention from governments, regulators, policy-makers, NGOs, academics and others. However, there remain gaps in knowledge, which is particularly important given practical difficulties in the implementation of anti-money laundering (AML) obligations. This article offers new insights into such implementation in the context of the UK AML regime and the real estate sector. The authors analyse four important issues relating to the UK AML obligations: customer due diligence (CDD); reporting suspicion; training requirements; and letting (rental) agents.     

紫外光对荧光增白剂衰减的影响研究

为了进一步增加纸张的亮度和白度,许多商用纸张都添加了荧光增白剂。荧光增白剂的效力会随在光源下暴露时间的增加而衰减,特别是在加速衰减的测试中和暴露在特殊视觉环境下会产生明显的变化。本实验使用单色仪将含有荧光增白剂的印刷用纸暴露在单波段350nm光源下,研究纸张反射率的变化。实验结果显示,荧光增白剂效力的衰减非常微弱,且快速衰减过程主要集中在第1h内,造成衰减的区域主要是380～420nm。实验总共持续了7．5h,造成纸张色差变化（CIELAB 1976△E^＊ab）约为0．5。     

重在培养学生的创新意识和创新能力

在知识经济迅猛发展时代,知识创新已经成为经济发展的强劲动力,科技、经济竞争归根到底是知识创新和技术创新能力的竞争,是创新人才的竞争.这就要求高等教育应着力培养学生的创新意识和创新能力,积极探索培养高素质人才的措施和途径,努力培养创新型人才.     

异质交易者视角下的人民币外汇市场微观结构模型研究

本文基于异质交易者视角构建了人民币外汇市场微观结构模型以考察市场中基本面交易者和技术交易者的动态调整机制和人民币汇率的运动规律。通过对模型的求解,本文得到不同情况下汇率收敛于基本面汇率的市场微观结构条件和运动轨迹方程。当汇率基本面受到重大的外部冲击时,技术交易者、基本面交易者和做市商等参与者的相互作用会最终导致人民币汇率过度反应,汇率的运动轨迹会不断偏离汇率的基本面价值。而当外部冲击的大小在一定范围内时,人民币汇率会温和的最终趋向汇率的基本面价值。研究结论在一定程度上解释了汇率超调之谜和非线性之谜产生的机制,为促进人民币外汇市场稳健发展提供了政策启示。     

当代多余人--方英文《落红》中唐子羽形象评析

方英文在长篇小说《落红》中所塑造的唐子羽,是一位当代多余人;方英文塑造唐子羽的文学观念和方法,是对十九世纪俄国批判现实主义创作方法的继承和延续;再将唐子羽与加缪笔下的当代多余人作以比较,便能清楚看出唐子羽这个人物的意义来。     

以小说的方式言说文化：文化悬念小说价值阐释——兼评宋耀良《西夏谜城》

与传统悬念小说不同,新悬念小说包括知识悬疑小说和文化悬念小说,在满足读者的解谜欲之外,更多地着眼于人的求知欲,激发人的好奇心。这种类型小说中的文化悬念小说是国外知识悬疑小说中国化后引入的一个概念,传承了＂文以载道＂的传统,以小说的方式言说文化。宋耀良的《西夏谜城》在文化悬念小说作品中颇具代表性。作品以小说的形式来解谜一个消失的王朝———西夏,让被称为＂东方金字塔＂的西夏王陵、拥有过＂中世纪图书馆＂的黑城遗址和＂乍视字皆可识,熟识无一字可识＂的西夏文字等诸多西夏之谜在普通人的眼里绽放出生命的＂音容笑貌、歌舞哀哭＂。     

Artificial worlds and economics,part II

This paper continues the discussion of artificial worlds (AWs) begun in Lane (1993b). Here, the focus is on two kinds of AWs. The first, classifier systems, can be used to represent agents that are capable of generating complex behaviors in response to intermittent rewards from an environment of which they are a part. A collection of such agents, engaging in economic interactions with one another, produces another kind of AW, in which such interesting aggregate behaviors as the formation of bubbles and crashes and technical trading in an artificial stock market, may arise. The second kind of AW considered in this paper is artificial economies. These AWs can provide a dynamic, nonequilibrium, microfounded account of such aggregate-level or macroeconomic phenomena as stable growth paths, business cycles, and Pareto firm-size distributions.     

Aggregate trading behaviour of technical models and the yen/dollar exchange rate 1976–2007

The study analyzes the interaction between the trading behaviour of 1024 moving average and momentum models and the fluctuations of the yen/dollar exchange rate. I show first that these models would have exploited exchange rate trends quite profitably between 1976 and 2007. I then show that the aggregate transactions and positions of technical models exert an excess demand pressure on currency markets since they are mostly on the same side of the market. When technical models produce trading signals almost all of them are either buying or selling, when they maintain open positions they are either long or short. A strong interaction prevails between exchange rate movements and the transactions triggered by technical models. An initial rise of the exchange rate due to news, e.g., is systematically lengthened through a sequence of technical buy signals.