依托农村信用体系建设对破解家庭农场融资困境的探索

吉林省作为农业大省,家庭农场发展迅速,但目前家庭农场存在资金需求旺盛而融资渠道狭窄问题。本文从加强农村信用体系建设的角度,探讨家庭农场融资困境的破解之道。     

The Genetics of Breast and Ovarian Cancer III: A new model of family history with insurance applications

Insurers’ access to genetic test results is often restricted and the only genetic information that might be collected during underwriting in some countries is family history. Previous studies have included family history in a simple way but only for diseases which have no cause other than gene mutations, because then the event ‘affected parent’ contributes all possible information short of a genetic test result. We construct a model of breast cancer (BC) and ovarian cancer (OC) — common diseases with rare genetic variants — in which the development of a family history is represented explicitly as a transition between states, hence as part of the applicant's own life history. This allows the impact of a moratorium to be modelled. We then apply this family history model to life insurance in a semi-Markov framework and to critical illness (CI) insurance in a Markov framework to: (a) estimate premium ratings depending on genotype or family history; and (b) model the potential cost of adverse selection.     

家族企业代际传承研究视角综述

家族企业是世界范围内普遍存在的企业组织形式,并且在世界各国的经济中都占据了举足轻重的地位,家族企业的健康发展也是世界经济平稳发展的关键。我国改革开放以来,家族企业经过三十多年的发展,取得了令人瞩目的成就。然而,在我国的家族企业取得辉煌成就的同时,家族企业的创立者不可避免的步入了人生的老年阶段,家族企业的代际传承迫在眉睫。而家族企业的代际传承,又是家族企业能否持续发展的关键要素之一,因此,家族企业的代际传承的研究开始不断受到实践和理论界的关注,成为研究家族企业的热点问题之一。本文通过对目前家族企业代际传承的研究视角进行整理和汇总,借鉴前人的研究方法和思路,对我国的家族企业的代际传承研究提供有利的理论依据和研究基础。     

Persistence of small-scale,family farms in India: A note

Abstract

The paper analyses the proliferation of small scale family farms in India. It contends that widespread involuntary unemployment in the rural economy is the chief reason for this phenomenon. The problem can be considered as that of coordination failure. The paper attempts to show that such a problem can be overcome through planned, investment promotion by the state, which by reducing unemployment induces the entry of capitalist farmers.     

Harmonizing conflict in husband–wife purchase decision making: perceived fairness and spousal influence dynamics

To market important products to families successfully, salespeople must understand how couples behave in concert to resolve conflict across major decisions. The authors develop a model of spousal fairness and test it with a study of multi-period family purchase decision making. The results show that a spousal sense of fairness serves as a mechanism for contemporary couples to harmonize conflict over time in family decisions. Specifically, spouses’ perceived fairness mediates the relationship between spousal prior influence and spousal decision behavior in subsequent decisions. Spouses also consider their partner’s perceptions of fairness when taking action to restore fairness. Moreover, the effects of perceived fairness are moderated by spousal traits of empathy, egalitarianism, and empowerment in a gendered pattern.

Cultural differences in consumer socialization: A comparison of Chinese–Canadian and Caucasian–Canadian children

Based on the extant literature on the cultural/subcultural differences in socialization goals and parental practices in the childrearing process, this study compares Chinese–Canadian and Caucasian–Canadian families with respect to three issues central to consumer socialization – family communication patterns, children's consumer decision-making styles, and children's influence in family purchase decisions. Some significant results include: (1) Chinese–Canadian children perceived both of their parents as more socio-oriented than Caucasian–Canadian children perceived theirs whereas no significant between-group difference was found on the perceived level of concept-orientation for either parent; (2) Chinese–Canadian children, relative to their Caucasian–Canadian counterparts, exhibited more utilitarian and confused-by-overchoice consumer decision-making orientations but less social/conspicuous and impulsive orientations; and (3) Chinese–Canadian children exercised greater purchase influence than their Caucasian–Canadian counterparts for the adolescent ‘convenience’ product category but no difference was found for the adolescent ‘durable’ product category.     

Exploring alternative strategic management paradigms in high-growth ethnic and non-ethnic family firms

The primary research question examined in this paper is whether ethnic and non-ethnic family firms in the United Kingdom differ in their strategy-making. The paper uses the typology of strategic decision-making produced by Whittington [(1993). What is strategy: and does it matter? New York: Routledge] to derive contrasting predictions of strategy-making by ethnic versus non-ethnic firms. Drawing on a questionnaire study of 76 high-growth family firms, and subsequent in-depth fieldwork with 40 of these, the findings show that the ethnic origin of the controlling family has a significant influence in determining the dominance of a particular strategy paradigm. However, successful high-growth family firms are not associated with any particular school of strategy. The influence of family bonding on strategy-making was greater in ethnic family firms than non-ethnic family firms. The advent of the second generation of South Asians in family firms, and closer integration of immigrant and host communities, has not altered these apparent differences. The findings challenge researchers on family firms to adopt a multiple perspective approach to strategy-making.     

"仁"学价值的"同构性"与"异质性"

孔子的"仁者,人也"思想,为儒学的发展奠定了基本价值旨向。由血缘所形成的家庭是个人走向社会的过渡环节,家庭既有社会性的因素又有个人的形成内容,因此便具有外部社会和内在个体的双重特点。而基于家庭与社会所具有的"同构性"使得由个人所形成的内在道德品质不但在以血缘为基础的家庭中起着重要的作用,而且更为复杂和扩大的社会视域中具有同样的作用;另一方面,个人与社会所具有的"异质性",使得在儒家道德伦理体系中,存在着固有的矛盾即"修己"与"安人";"内圣"与"外王"之间的矛盾。     

意大利美第奇家族银行的兴衰探析

关第奇家族银行从1397年建立,到1494年被其政治对手充公、结束历史使命为止．前后近百年,经历了比齐（1360-1428年）的创业、科西莫（1389-1464年）的辉煌和高多索（1416—1469年）、劳伦佐（1449-1492年）的衰落三个阶段,为中世纪佛罗伦萨经济谱写了辉煌的篇章。美第奇家族银行作为欧洲15世纪最著名的银行之一,在银行管理上形成了独具特色的控股公司的形式。在世界经济发展史上留下了自己的痕迹。在经济日新月异的今天,研究美第奇家族银行对全面了解关第奇家族对意大利文艺复兴的贡献和现代企业的发展仍具有重要的现实意义。     

On the relationship between body mass index and marital dissolution

The economic literature on body mass index (BMI) and marital dissolution uses simple correlations to suggest that it is the latter that alters the former. We argue here that the opposite is also possible because the higher the BMI, the lower the remarriage potential and the greater the demand for health care, which should decrease the probability of marital dissolution. We empirically explore the role of BMI on marital dissolution showing that those who are overweight are more likely to stay married. This is maintained when we examine causality by exploiting the exogeneity of the dates during which data are collected combined with BMI’s seasonality. Although BMI appears to stabilize marriage, this implies a reduction in the bargaining power of individuals with a high BMI in marriage, which, according to our findings, has a greater impact on White women.