Website quality and users' intention to use digital libraries: Examining users’ attitudes,online co-creation experiences,and eWOM

This research aims to examine how the website quality affects the intention of digital library users to use the website by considering factors of user's attitudes, online co-creation experiences, and electronic word-of-mouth. The statistical population of the research is composed of the users of Astan Qods Razavi digital library, which is one of the oldest digital libraries in Iran. Data was collected from 402 participants who use the library and analyzed in SPSS and PLS softwares. Construct validity was assessed and confirmed using convergent validity and divergent validity. Data reliability was assessed and confirmed using Cronbach's alpha and composite reliability. The research confirms that website quality affects the attitudes of users towards the website and their intention to participate in online co-creation and eWOM. The effects of user's attitudes to the online co-creation experience, eWOM, and intention to use the library, as well as the effects of the online co-creation experience and eWOM on the intention to use the digital library were also confirmed. Considering the results of the research, it is recommended to digital libraries to provide an efficient user-friendly website designed to increase user participation and establish close contact with them and in this way increase their intention to use digital library services.     

电子商务对贸易发展影响的机制研究

电子商务的兴起对国内外贸易产生了重大影响,传统贸易的组织、业态和经营方式都受到冲击,新的电子商务模式则欣欣向荣。电子商务为什么会对贸易产生颠覆性的影响,它是通过怎样的机理和传导机制改变零售业、批发业和国际贸易的,文章对此进行了研究,从六个方面分析了电子商务对贸易发展的影响机制,并据此引申出电子商务导致的贸易理论创新。     

电子货币对央行货币政策的影响及其对策

电子货币已逐步取代传统的通货成为主要的金融支付工具,是当代经济繁荣发展的不可缺少的推动力之一。在分析电子货币对货币与货币政策影响的基础上,提出了一些具体的对策与建议。     

基于电子化金融服务创新的普惠型农村金融体系重构研究

通过对广西横县、灵山、田东3县电子化金融服务渠道的专题调研,本文分析了信息技术创新对建立普惠型农村金融体系的重要意义。研究结果表明,电子化金融服务渠道创新是建立普惠型农村金融体系的突破口;实现广大乡村地区电子化金融服务的可持续发展是当前存在的主要难题;应充分尊重自下而上的电子化金融服务模式创新;电子化金融服务具有准公共品的特征,在构建该体系的过程中应充分发挥社会各方的积极作用。     

对会计电算化发展的思考

计算机的发展和普及,使会计电算化得到突破性进展。从最初单纯的记账、算账到现在的通用账务及报表一体化,帮助会计人员逐渐摆脱了繁琐的手工劳动,为会计人员提高了工作效率,促进了我国会计电算化的发展和财务管理水平的提高。文章针对会计电算化发展中存在的问题进行研究分析,并提出了促进会计电算化发展的对策及建议。     

Standardization in electronic money

Abstract

Electronic money services are provided by the combination of Integrated Circuit (IC) cards and terminals. The compatibility of different brands of electronic money can be enabled by firms' joint adoption of standard terminals. In this paper, we analyse the effect of achieving compatibility among different brands of electronic money. We show that, if the unit production cost of a standard terminal is not so much different from that of a non-standard one, firms' joint adoption of standard terminals will increase the total sales of IC cards and the network size of terminals, thus raising consumers' surplus and firms' profits. On the other hand, if the unit cost of a standard terminal is so high that firms are discouraged from voluntarily adopting standard ones, the government may employ subsides to enhance efficiency. However, if the duty of implementing standardization is placed solely on the firms without subsidies, all the agents, including consumers and retailers, will be left worse off.     

Customer Channel Preferences in the Finnish Banking Sector

Abstract

This research examined a survey of 3,000 and indepth interviews of 30 financial customers who provided information regarding their usage of, and attitudes towards, financial distribution channels. Improvements in technology are facilitating the development of alternative delivery methods and channels, and this paper examines the implications both for customers and for banks. This study looks at customers' behavior and links it with their usage of financial distribution channels to determine if there are particular behavioral segments of customers who exhibit similar patterns of access to financial services. This should enable financial institutions to more efficiently market their delivery of financial services.     

陆运口岸进口矿产品电子监管系统的开发及应用

陆运口岸进口矿产品电子监管系统已实现进口矿产品的电子申报、电子收发、电子对单和电子签证等系统功能,并能够和CIQ2000管理系统相结合,全面实现检验监管高效、科学、现代化的业务管理,为实现陆运口岸进口矿产品检验监管新模式中的业务数据提供快速处理的具体解决方案。     

我国电子商务中手机支付的产业发展初探

电子商务自出现以来发展势头强劲,网络购物的用户不断增长。与此同时,电子支付工具也得到快速发展,在智能手机出现后,由于手机用户的广泛性,手机移动支付将成为未来发展的主流趋势,具有更广阔的市场。手机支付方便快捷,但是作为一种网络支付方式,却受制于通信网络、标准化和安全性等问题。手机支付产业的良性发展需要政府、金融机构、电信运营商与其它相关机构协作,建立移动支付产业链,为手机用户提供规范安全的支付环境。     

基于B2B平台的长三角产业价值链升级研究

根据价值链和电子商务理论与实践可以发现,B2B电子商务平台正在改变产业价值链模式,为提升产业价值链带来新的战略途径。长三角内外产业价值链的正在经历跨边界重组,较为发达的B2B平台环境则提供了重要的技术条件。以阿里巴巴为例分析来看,B2B平台中存在着国内和国外两类产业价值链的复杂嵌套,而国内企业在全球价值链中还基本处在低端位置。B2B电子商务平台支持的产业价值链租金是长三角价值链高级化的基本动力之一;长三角未来应有意识地引导充分利用中心城市的比较聚集优势,政府通过宏观协调,形成发挥B2B平台优势的产业环境,通过B2B电子商务平台激活高级要素,采取全球产业价值链与国内产业价值链并建的策略。