存款保险制度在我国的实行和相关配套政策

存款保险制度的建立和实行对我国银行业的发展具有极其重要的作用.主要结论有:一、现行银行制度在其承担流动性保险功能时有其固有的脆弱性,存款保险制度则可以为类型存款人取款提供一种有效的制度保障;二、我国隐性"超级"存款保险制度的现状加剧了道德风险,亟待出台显性存款保险制度;三、风险预警机制替代市场监控能较好地解决存款保险制度无法解决的信息不对称问题,为存款保险降低道德风险创造条件.     

论农业保险经营模式的选择--基于防范信息不对称之上的研究

信息不对称问题是阻碍农业保险经营与发展的重要障碍,在纯商业化形式不适用的情况下,单纯的政策性农业保险也难以化解此矛盾."互助合作 联合共保"农险经营模式可以充分发挥农业保险作为一项不可替代的经济补偿制度的作用.     

证券投资基金中的委托代理问题

从分析证券投资基金的委托代理关系入手 ,讨论了由于基金存在两级契约安排所引起的逆选择和道德风险问题 ,提出只有设计一系列制度安排以减少信息成本和激励成本 ,投资基金才能凭借其特有的优势 ,发挥出集合投资、分散风险、专家理财、企业监控的功能。具体探讨了第一、第二级契约安排中的委托代理问题。     

违约责任中的精神损害赔偿制度

精神损害赔偿制度在侵权责任领域已经得到立法的认可,但对于违约中的精神损害,《合同法》却持否定态度。人们对精神利益的追求,使得具有精神利益目的的合同逐渐增多,对违约精神损害赔偿制度的建立也引起了更多法律人的关注。在服务型合同中建立违约精神损害赔偿制度的大胆尝试,对推动合同法体制的健全大有裨益。     

我国风险投资事业的法律制度建设研究

法律制度作为制度环境的重要组成部分,对社会的制度安排的演化和创新起着或制约或推动的作用。本文通过对风险投资这种金融创新的制度经济学分析,列举了目前我国法律制度供给与风险投资制度安排需求的冲突与滞后,指出政府进行法律制度的创新才是发展风险投资事业的关键。     

Reaching Goals and Doing Good: Exploring Consumer Responses to Meaningful Advertisements

The purpose of this study is to investigate how consumers respond to meaningful advertisements, which promote products or brands by portraying moral virtues and life meaning. The authors present findings of an online survey in which participants reported their responses to two meaningful advertisements. A conceptual model was proposed and tested based on the survey data. Results demonstrated that when viewing meaningful advertisements participants' perceptions of meaningfulness positively influenced their feelings of elevation, which leaded to favorable attitudes towards the advertisement and brand. Empathy served as a moderator in the conceptual model. Participants who felt low empathy actually experienced stronger feelings of elevation. This study presents how consumers respond to portrayals of moral virtues and life meaning in advertisements. It contributes to the literature of advertising by demonstrating that the emotion of elevation benefits advertising effectiveness. It has significant implications to advertising professionals as well.     

Understanding the denial of abuses of human rights connected to sports mega-events*

Abstract

Academics debate the positive and negative consequences of hosting sports mega-events, and although there is a general recognition that doing so cannot be a panacea for solving other social issues, who wins and who loses tends to be the same. This article considers why mega-events are not more regularly resisted given the routinization of harm to local populations that they tend to invoke. It develops ideas derived from the late sociologist and criminologist Stanley Cohen concerning the relationships between, and the politics of, denial and acknowledgement, with specific attention to the role of academics, non-governmental organizations (NGOs) and the media. The article illustrates the difficulties in exposing, contesting and transforming these human rights abuses, but suggests that there are grounds for optimism as new strategies for communicating human rights abuses in connection with sports mega-events are developed.     

Emerging youth tourism: fostering young travelers’ conservation intentions

Greening is one of the most important issues faced by the tourism industry today. Nevertheless, theoretical and empirical research on young travelers’ sustainable behaviors is scarce. This study developed a conceptual framework involving biospheric value, environmental concern, environmental awareness, ascribed responsibility, and moral norm in order to better explain young travelers’ pro-environmental decision-making process. A total of seven hypotheses were proposed and tested using structural equation modeling. Results revealed that the postulated theoretical model satisfactorily accounted for three dimensions of young tourists’ environmentally responsible intentions; the study variables are all significantly related; and the mediating impact of moral norm and environmental concern was evident. Moreover, the prominent role of moral norm in forming intentions was noteworthy. Our findings from the invariance test further indicated that environmental awareness and ascribed responsibility acted as moderators. The implications of these results are discussed.     

现金股利对会计信息的治理

会计只能提供相对相关和可靠的信息,在控制逆向选择和道德风险方面作用有限,形成了会计目标实现的障碍,这迫使投资者不得不去寻找其他信息渠道,以期更有效地决策。现金股利就是投资者寻找的信息渠道之一,它和会计信息在提高信息的相关性、可靠性以及控制逆向选择和道德风险方面共同发挥作用,并形成竞争态势,这种竞争态势实质上起到了对会计信息的治理作用。     

佤族创世神话中的伦理道德观

佤族的创世神话,蕴涵和展现了世人同宗,团结友爱;勤劳勇敢,为民造福;善恶有报,惩恶扬善和诚信友善,重义轻利等伦理道德观.研究佤族创世神话中的伦理道德观,对于弘扬佤民族精神,建设佤族和谐社会,将起到积极有效的作用.