金融知识对互联网金融参与重要吗

互联网金融发展至今,机遇与挑战并存,收益与风险同在,金融知识作为影响个体金融行为和金融决策的重要因素,是否会影响人们的互联网金融参与?哪类人更容易参与互联网金融市场?互联网金融参与的结果是盆满钵满还是竹篮打水?在互联网金融快速发展的背景下,对这些问题的回答至关重要。本文运用2017年中国家庭金融调查数据,实证检验了金融知识对互联网金融参与的影响。结果表明,金融知识对互联网金融参与有显著的促进作用。分组来看,在中青年、男性、中产阶级群体中,金融知识的影响更大;对于接受过高等教育或从事金融行业的群体,金融知识显著促进互联网金融参与。进一步研究发现,金融知识显著提高互联网理财参与深度,但对投资收益没有显著影响。因此,要降低互联网金融风险,促进互联网金融健康发展,需要更加关注市场微观主体,普及金融知识教育,推动投资者理性决策。     

Cause-Relating Marketing: The Effects of Purchase Quantity and Firm Donation Amount on Consumer Inferences and Participation Intentions

A conceptual model for a cause-related marketing (CRM) campaign, which examines the effects of purchase quantity and firm donation amount on consumer perceptions of the firm (i.e., firm motive and corporate social responsibility) and participation intentions, is developed and tested in three separate studies. In Study 1, we find the positive effect of firm donation amount on participation intentions was fully mediated by consumer inferences about the firm and the negative effect of purchase quantity on participation intentions was only partially mediated by these inferences. In Study 2, and consistent with the persuasion knowledge model, we demonstrate that the effects of purchase quantity on firm inferences and subsequent participation intentions are moderated by consumer participation effort where higher participation requirements (e.g., mail-in proof-of-purchase) yield more negative purchase quantity effects. We extend the model in Study 3 to incorporate multiple exchange mechanisms and find that although purchase quantity does affect participation intentions by social exchange, the effects of purchase quantity are primarily the result of the economic exchange. Recommendations for the design of cause-related marketing campaigns and for future research are discussed.     

Assessment of the Regional Landscape Plan of Sardinia (Italy): A participatory-action-research case study type

The planning activity of the regional administration of Sardinia (Italy) has undergone a deep change after the approval of the Regional Landscape Plan (RLP), which establishes the directions for nearly any future planning activity in Sardinia, and requires that actual sectoral and local plans, as well as plans for protected areas, be changed to comply with its directions. This mandatory adjustment process can be conflictual, if the administrations responsible for these plans disagree with the rules established by the RLP.     

Group size and collective action in a binary contribution game

We consider how group size affects the private provision of a public good with non-refundable binary contributions. A fixed amount of the good is provided if and only if the number of contributors reaches an exogenous threshold. The threshold, the group size, and the identical, non-refundable cost of contributing to the public good are common knowledge. Our focus is on the case in which the threshold is larger than one, so that teamwork is required to produce the public good. We show that both expected payoffs and the probability that the public good is obtained in the best symmetric equilibrium are decreasing in group size. We also characterize the limit outcome when group size converges to infinity and provide precise conditions under which the expected number of contributors is decreasing or increasing in group size for sufficiently large groups.     

日本城市规划中公众参与的制度设计研究

中国的公众参与目前还处于起步阶段,而日本的公众参与则已经逐步成熟与完善,公众有了实质性的参与.本文针对日本规划中公众的制度设计包括法律地位、全过程的参与制度、外部评估机制、规划素质培养机制等方面进行了分析,并对我国公众参与应完善之处提出若干建议.     

家庭收入与中国城镇已婚妇女劳动参与决策分析

在中国经济的转型期间女性劳动参与率出现了明显下降,这种下降趋势在年龄较大以及教育程度较低的妇女群组中表现更为突出。与此同时我国的男女收入差距也在不断扩大。然而丈夫收入并不能充分解释女性劳动参与率的变动。已婚妇女劳动参与率下降最大的家庭并不是丈夫收入增长最快的家庭。1995—2002年间丈夫收入仅仅解释了整体已婚妇女劳动参与率变动的12.87%,以及低收入家庭中已婚妇女劳动参与率变动的7.74%。与其说我国女性劳动参与率的下降是家庭收入提高从而家庭重新分工的自主选择,不如说是严峻的就业形势所迫。     

公众参与及美国城市规划制度的发展

城市规划中公众参与的发展过程与市民运动以及政府行政改革的兴起密切相关.从20世纪60年代在英美等西方发达国家的起步发展到现在,不仅公众参与的社会环境发生了深刻的变化,而且参与活动本身在形式、参与程度等方面与初期相比都发生了极大的变化,进而也对原有的城市规划制度产生了各种深远的影响.回顾美国城市规划中公众参与的发展历程,分析公众参与的主要形式和内容,总结公众参与的主要特点及其发展中的问题,进而探讨公众参与对规划制度的影响以及今后的发展趋势.     

How Do Employees View Their Underwater Stock Options?: Evidence from the Stock Option Exchange Program

This paper examines the participation decisions of employees in a stock option exchange program aimed at restoring value to underwater options. The program invites employees to exchange their existing underwater options for new options, the value of which is determined by the company stock price in 6 months and 1 day. The participation turns out to vary cross-sectionally and, perhaps surprisingly, the employees do not surrender all their underwater options. We find that employees actively and rationally consider a variety of factors to make their participation decisions, rather than blindly surrendering their underwater options. The participation decisions of non-executive employees seem to be well anticipated by stock market investors, since no abnormal stock returns are related to the participation decisions.

环境公民社会视角下的中国现代环境治理系统研究

现代的环境治理是以公民的参与为重要特征的.论文从环境公民社会的视角出发,明确了现代环境治理的主体,并据此提出了现代环境治理的系统构成.公民对环境治理的参与主要体现为个人和NGO组织两种形式,论文指出了它们各自对环境治理的不同作用机制及其作用手段,由此,提出了企业信息公开、社区参与以及科学商店等可以有效促进环境公民社会对环境治理作用效果的建议.