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61.
This paper demonstrates that subordinated debt (subdebt thereafter) regulation can be an effective mechanism for disciplining banks. By reducing the chance that managers of distressed banks can take value‐destroying actions to benefit themselves, subdebt regulation may encourage banks to lower asset risk. Moreover, subdebt regulation and bank capital requirements can be complements for alleviating the banks’ moral hazard problems. To make subdebt regulation effective, regulators may need impose ceilings on the interest rates of subdebt, prohibit collusion between banks and subdebt investors, and require subdebt to convert into the issuing bank's equity when the government provides assistance to the bank. 相似文献
62.
井冈山时期,毛泽东带领中国共产党人建立了农村革命根据地,并把人民军队的创建和工农红军的思想政治教育结合起来。我党针对工农红军的具体情况,结合当时的主要任务,采取了一系列恰当的方法,有效地对工农红军进行了思想政治教声,对新时期加强和改进党的思想政治教育工作有极其重要的意义。 相似文献
63.
We investigate the efficiency and equity implications of a redistributive rule that takes into account both local tax collection efforts and deviation of local incomes from respective targets under alternative fiscal mechanisms. We show that, if the general budget constraint is binding, the proposed transfer rule leads to higher fiscal discipline under fiscal decentralization (FD) than under centralized redistribution. Although the centralized decision yields better income distribution than FD, FD also improves income distribution unambiguously when equalization across regions is targeted explicitly. When localities act strategically, the private sector’s utility weight enhances the disciplinary effect of decentralization. 相似文献
64.
《新兴市场金融与贸易》2013,49(1):27-33
This paper examines the link between the issuance of subordinated debt by commercial banks and market discipline. Using cross-sectional and time-series data from 2002 to 2007, we empirically examine the relationship between banks' risk level and their decisions to issue subordinated debts in Taiwan. In particular, we test the hypothesis that the commercial banks with low risk levels prefer to issue subordinated debts more than high-risk banks do, and we reject the hypothesis. We conclude that the application of subordinated debt is not a mature channel for providing market discipline for commercial banks in Taiwan. We offer potential reasons for this finding and discuss the policy implications of our findings. 相似文献
65.
高剑婷 《广西商业高等专科学校学报》2010,(6):56-59
大学生违纪行为的发生,给大学教学工作和日常管理造成一定的危害,对学校、家庭乃至社会造成不良影响。本文就大学生违纪行为的发生,探索大学生的心理特征,从而提出相应的教育对策。 相似文献
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以建设"鲁商文化",引进企业化管理思想和现代商务理念,普及创业教育和企业实践,以专业学科竞赛为平台,将市场营销专业实训教学改革与三位一体创新教学有机结合,围绕蓝黄战略实施,培养具有高度社会责任感、良好的专业素养和实践操作能力,勇于探索和创新,擅长实践的"三能"复合应用型人才。 相似文献
69.
《Journal of Teaching in Travel & Tourism》2013,13(1):17-36
Abstract The teaching of tourism at a higher education level has become well established in British universities, but in the UK, as elsewhere in the world, the place of tourism studies within the academic curricula remains uncertain. The paper considers the diversity and complexities of tourism studies through a categorisation of journal articles, and through an investigation of the underlying debates that have influenced the design of academic curricula in the UK. The paper concludes that tourism, at least at present, should not be regarded as discipline but as a field and that the most common approach in the UK has been to emphasise the business studies subjects. The University of Northumbria's established undergraduate travel and tourism management course is presented as a case study of this approach to the subject field. 相似文献
70.
随着汽车工业的发展,传统的陆路运输方式存在陆路运输车体形庞大、挤占高速公路资源、容易造成道路交通堵塞等诸多劣势,而采用海运方式能降低运输成本。文章介绍了某微型客车前部海运钩的设计过程,在前期总布置已完成的不利情况下,运用UG软件和CAE分析软件成功设计出符合工艺、间隙、强度及安装要求的前部海运钩。 相似文献