多媒体课件制作技巧——在解说词中加入背景音乐

运用Authorware5.0多媒体制作软件,可以在解说词中加入背景音乐,就能使课件更加生动.讨论了需要采用的若干技巧.     

Banks’ external financing costs and the bank lending channel: Results from a SVAR analysis

We analyze the dynamic response of banks’ financing costs to structural, macroeconomic shocks, which we identify by imposing combinations of zero and sign restrictions on impulse responses. For the estimation we combine US bank balance sheet data from the Call reports with macroeconomic aggregates over the period from 1984Q1 to 2007Q3. We find that banks’ financing costs mainly respond to monetary policy and aggregate demand shocks. Furthermore, funding costs of undercapitalized and illiquid banks increase more strongly after a contractionary monetary policy shock as compared to better capitalized and more liquid banks. These results provide support for the view that banks’ financing costs represent an important element of the bank lending channel.     

技工学校钳工技能实训教学改革之我见

钳工是机械制造中不可缺少的工种。如何深化钳工技能实训课程的改革是摆在高级技工学校面前的一个很重要的课题。我从改革教学内容与教学方法;改善实训硬件设施;适当增加有效实训时间;严格实施钳工技术等级考核等四方面提出自己的看法和改进措施。     

全日制技能培训项目设计问题研究

职业培训教育是提高劳动者素质的基本途径。为了提升高考中落榜的普高毕业生的职业技能、增加就业竞争能力。更好地服务于当前我国产业转型升级的需要。通过全日制技能培训来提升职业培训层次应该是个不错的途径。本文在分析高校开展全日制技能培训的现实意义基础上，提出了全日制技能培训项目的设计思路，并着重就如何制定培训教学计划及项目实施保障，提出了一些措施。     

Internationalising Professional Skill Development

ABSTRACT

Internationalisation of education, and more specifically tertiary education, all over the world has contributed to a significant overhaul in student composition. Parallel to this runs the need for graduates to leave university with a range of professional skills. In response to this, universities actively encourage the development of such skills in their programs by integrating the teaching and assessing of professional skills into academic programs. This paper reports on the efficacy of a professional skills program and its support structures as used in the Bachelor of Commerce degree program of a university. The paper outlines how the skills were taught and assessed in the International Management 375 unit and presents data on the changes in students' perceptions of their skill levels. The interpretation of the data is further differentiated on the base of gender, language and country of origin.     

试论应届毕业生的求职技巧及训练指导

在当今大学生就业市场供大于求的背景下，求职技巧在就业者的求职过程中往往起到非常重要的作用．有时甚至决定一个人就业的成败，应届毕业生必须充分认识到求职技巧的重要性，并从求职准备、求职面试、求职心理调适等方面接受专业的就业指导和做好相关训练工作。     

指数风险偏好下的最优保险策略

本文讨论了当投保个体和保险公司为指数风险偏好时，在保费约束下投保个体的最优保险策略问题。本文采用求解对偶优化问题的方法求解这个问题，并给出当损失服从指数分布时最优保险策略解的解析式。本文最后讨论了投保个体和保险公司风险厌恶程度以及保费预算变化对个体最优保险策略的影响。     

Whose firm is it anyway? Analyzing ownership effects on IPO performance

This study revisits current practice that ownership holding at IPO has a homogeneous impact on IPO performance. Using signalling theory, we develop and test a conceptual model explaining the relationships between the aggregated ownership structure and IPO price premium. We argue that aggregated ownership has a direct effect on issue price premium, and offer specific hypotheses on the effect of the shares sold during the offering by each type of owner on IPO performance. We use archival data from a sample of US firms that issued IPOs between 1996 and 2000 and find a significant direct effect of ownership configuration, namely, heterogeneity in effect of each ownership type on IPO performance as well as interaction effects between different ownership types. Copyright © 2013 ASAC. Published by John Wiley & Sons, Ltd.     

Doing good and doing business at the bottom of the pyramid

There is an ongoing debate among scholars regarding the existence of a fortune at the bottom of the income pyramid. While some scholars argue that there is a profitable market at the pyramid base, others refute this proposition, arguing that targeting poor people as customers could lead to unethical business practices and further their exploitation. With the aid of mini cases, this article explains that there is indeed a fortune to be made at the base of the pyramid but that good fortune can be created for both corporations and poor people if the population at the bottom of the pyramid is treated as suppliers, producers, co-owners, and/or employees rather than as mere consumers. However, in terms of consumers, there is a market for firms at the base of the pyramid through which they can earn profits and simultaneously help eradicate poverty, mainly by lowering the cost structure for poor people. In other words, firms that can reduce poverty and provide cost-effective utilitarian goods and services to poor people have more to gain from such individuals than those firms that provide more luxurious goods and services or offer goods with mere aesthetic or emotional value. With the help of mini cases, this article explains four measures firms can use to create fortunes for themselves as well as for poor customers by avoiding affordability and adaptability traps.     

Loan price modelling for local governments using risk premium analysis

Previous studies have highlighted the question of government loan interest as one of great current importance. Government borrowing levels are high, and reducing interest payments would generate savings to meet other spending needs and/or to lower taxation, thus supporting the sustainability of public finances. However, no previous study has presented a method for a local government to calculate its own credit risk and thus be in a position to negotiate lower interest rates on its borrowing. This article defines a financial model that enables local governments to estimate the interest rate payable on a bank loan, based on their credit risk premium, in accordance with the Basel II rules and the findings of our empirical study of large local governments.