Does bank competition promote financial inclusion? A cross-country evidence

The idea of financial inclusion has recently been discussed as one of the key strategies to enhance economic development (World Bank 2014). We move this discussion forward by examining if bank competition is a crucial component enforcing financial inclusion, which is arguably a finance supply-side driven process. In this study, we compute the financial inclusion index built on Sarma (2008) approach to better reflect banks’ willingness and capability to provide financial services. Applying System Generalized Method of Moments to the panel of 93 countries, we find that bank competition promotes financial inclusion.     

Exchange rate volatility and its impact on the transaction costs of covered interest rate parity

This paper provides empirical evidence on the linkage between foreign exchange market volatility and daily 90-day covered interest rate parity (CIP) conditions of the three major exchange rates against the US dollar (US$). Markov regime shifting models were utilized to generate time series of volatility regime probabilities and these were used to explain the first and second moments of the daily deviations from and the transaction cost bands around the covered parity conditions. We find a significant positive relationship between the deviations and the regime probabilities, indicating an increasing probability of higher volatility state being associated with rising deviations (both first and second moments) from the parity condition. Similar positive relationship is found for the transaction bands. Rising (falling) probabilities of high (low) volatility regimes increased the first and second moments of the bands. Furthermore, we find a higher volatility state combined with a US$ depreciation is associated with significantly higher volatility in the daily deviations than an appreciation. Also, US$ depreciation is associated with widening transaction bands. This suggests that the level of market uncertainty was higher when the US$ was depreciating.     

韩中金融合作的现况与今后课题

韩国与中国之间的金融合作是具有很大发展空间的一个领域。但是近年来两国一直比较重视产业合作而忽视了金融合作。特别是在1997年韩国金融危机之前,韩中两国之间的金融合作一直没有引起关注。以亚洲金融危机为契机,无论是直接受到危机影响的韩国,还是间接受到危机影响的中国,都开始认识到了防止危机再次爆发以及合作的必要性。由于中国的金融市场处于不完全开放状态,因此虽然可以很容易地阻止传染途径,但是依然不能够完全摆脱金融危机的影响。韩国与中国的金融合作可以说是在克服亚洲金融危机的过程中,在多边合作的框架内进行的,而ASEAN+…     

面向对象程序设计教学改革与实践

指出了面向对象程序设计教学中存在的问题,针对问题提出了改革措施：采用案例式教学,加强实践教学管理,结合BB教学平台辅助教学。不断提高学生学习的自觉性和主动性,成为教学改革的重要研究内容。     

浅析市场经济背景下受众理论研究对新闻传媒业改革的启发

一、新闻传媒业改革的社会经济背景信息的传播活动是伴随着人类的出现而出现的,微笑与问候,文字与表情,长城烽火台上升起的狼烟,夜空下大海上闪亮的灯塔,还有镌刻在石头上的汉谟拉比法典……穿越时间,穿越空间,将信息流传。信息的传递,真情的传达,事实的通晓,文明的传承,环境的     

Remote control and maintenance outsourcing networks and its applications in supply chain management

The paper analyzes the impact of e-business technologies on maintenance management and supply chain operations. The aim of this work is to investigate the network organization level of supply chains in case of remote maintenance application and to understand how maintenance policies are coupled with information technology (IT) solutions. To this purpose two literature reviews are presented: firstly, on the supply chain and network integration, and then on the evolution of maintenance using information technology. Following this, the paper present four specific industrial case-studies of eMRO network organisation. They have been chosen as reference models from a set of practical applications and pilot tests performed by the authors in different production sectors in the last 5 years. Technology complexity environments, maintenance outsourcing level, and supply chain integration context are discussed for each case-studies with particular regards to the profitable forms of collaboration provided by the introduction of IT and the Web. This analysis work toward the development of a framework useful to: (1) classify different e-maintenance systems and understand the relationships between the different members of the network, and (2) identify the variables which can influence the introduction and development of the systems.     

试论秘书创新意识与创新能力的培养

随着知识经济时代的到来 ,秘书面临着新的挑战和机遇 ,为适应知识经济时代的要求 ,创新势在必行。本文试就秘书工作如何创新作了初步的探讨     

技术标准化中的公司专利战略--以Motorola为例

高科技的发展使得标准与专利之间的关系正在逐步发生变化。以GSM移动通讯标准为例，研究了标准与专利之间关系由冲突走向协调的演进过程，以及在其中发挥重要作用的Motorola公司专利战略，     

智能化立体车库优化车辆存取策略研究

通过对智能化立体车库的研究，提出了三种可提高车库效率的优化车辆存取策略，即分区存取、交叉存取和自调整策略。     

信息网络与地区经济发展

文章运用多数地区模型分析信息网络的导入对地区经济发展的影响,弄清信息网络的导入与各地区的经济福祉之间的关系。另外,还将探讨地区间服务贸易与国际货物贸易之间的关系。