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Scornavacca Eusebio Paolone Francesco Za Stefano Martiniello Laura 《The International Entrepreneurship and Management Journal》2020,16(4):1197-1223
International Entrepreneurship and Management Journal - Although the concept of smart cities has been largely discussed in the literature for over almost three decades, there is still a need to... 相似文献
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Tiina Koskelainen Panu Kalmi Eusebio Scornavacca Tero Vartiainen 《The Journal of consumer affairs》2023,57(1):507-528
Digital innovations are transforming financial services and resulting changes in consumer behavior and personal money management. Diffusion of pervasive digital technologies offers individuals quick and easy access to various digital services bringing opportunities and challenges into their personal money management. The study aimed to explore how digitalization affects individuals' financial literacy and financial capability. As a result, we identified three main themes in the intersection of finance and digitalization: Fintech, Financial behavior in digital environments, and Behavioral interventions. We propose directions for measuring digital financial literacy, updates to the financial literacy curriculum, and developments of digital learning tools. Further, we highlight collaboration between the public and private sectors to create a fairer and more inclusive economic landscape. Our study contributes to existing research by proposing a framework for digital financial literacy and financial capability and a research agenda for future studies. 相似文献
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