Exploring the future for pensions pillarisation

The pensions pillarisation agenda envisages a reduction in the role of social insurance while simultaneously advocating the parallel expansion of fully funded private sector, occupational and personal retirement contingencies. Widespread perception of looming state failure in the field of pensions delivery highlights the inherent limitations of current pension delivery arrangements. However, moves to de-emphasise the provision afforded by, predominantly, monopillar state-mandated pension systems by expanding private privision represent short-term palliative responses to deep rooted structural and demographic problems. Multipillar systems appear no more capable of guaranteeing system funding in the face of demographic ageing and structural unemployment than existing monopillar systems. Moreover, a diminished role for social insurance will leave the low paid and unemployed significantly more vulnerable in old age. Consequently, this paper argues for a pension reform agenda which, in terms of levels of income substitution, will secure an adequate social insurance element into the future.     

Job change and workplace learning in the public sector: the significance of new technology for unskilled work

Focussing here on local authorities and health services, this paper examines the significance of new technology to unskilled work in the public sector as it is developing and the implications for workplace learning. An argument is developed that new technology is central to a minority of examples of job change, although, significantly, it is more important to staff–initiated change and to workers' ability to fully participate in life beyond the workplace.     

The effects of regulation and competition on the price of AT&T intrastate telephone service

Using data on AT&T intrastate toll prices, this study examines the effect of changing regulatory practices and increased competition on AT&T pricing behavior in the intrastate long-distance telecommunications industry. The results suggest that, with some qualification, the price of AT&T telephone service is lower in states which have the longest history of departure from rate-of-return regulation. Moreover, the regulatory climate has a far more significant effect on AT&T prices than does competition. The paper outlines several possible explanations for these results.     

On Empirical mis Research: The Case of Information Requirements Analysis

A major problem infield research in Management Information Systems (mis) is that of controlling and measuring complex behavioural and organizational factors. This paper addresses the difficulties of field research in the area of Information Requirements Analysis (ira) and examines the relationship between the concept of information value and ira. Measurement of the value of information is thus identified as a major source of experimental difficulty. The use of subjective evaluation by users is suggested as a possible approach, and the absence of conclusive field experiments in ira is noted. Possible reasons why a particular field experiment utilizing subjective evaluations did not yield conclusive results are examined. Re-analysis of the data of that study with a new technique yielded more convincing results demonstrating that obtaining significant results in ira field experiments is possible. It is noted that although statistically significant results are not uncommon in laboratory experiments (e.g., simulations), such successes in mis field experiments are rare. The purpose of this paper is to demonstrate that meaningful results can be obtained in an ira field experiment if the experimental design and technique of analysis are appropriate. Résumé Un des problèmes majeurs dans la recherche relative aux problèmes de gestion de l'information (sgi) est de contrǒler et mesurer les facteurs complexes de comportement et les facteurs organisationnels. Cette étude traite des difficultés que pose la recherche dans le domaine de l'analyse des exigences requises (aer) et examine la relation entre le concept de valeur de l'information et I'aer. La mesure de la valeur de l'information est donc identifiée comme source de difficulté expérimentale. L'usage d'évaluation subjective par les utulisateurs est suggéré à titre d'approche possible et l'absence d'expériences concluantes dans le domaine de I'aer est notée. Les raisons pour laquelle une expérience particulière menée avec des évaluations subjectives n'a pas fourni de résultats concluants ont ete examinées.     

Understanding contemporary marketing: Development of a classification scheme

The term Relationship Marketing has been used in a multitude of ways to describe and define marketing in the contemporary environment. This has led to the term being loosely defined and applied in the literature, resulting in frustration for both researchers and practitioners. Therefore, a classification scheme is developed from analysis of the extant literature, and used to systematically examine the meaning of marketing across twelve dimensions which reflect issues related to marketing practice. From this scheme, the authors identify two ‘perspectives’ of marketing, which encompass four distinguishable ‘types’ of marketing. Implications for future research in the area are discussed.     

Value of Household and Farm Work: Evidence from Alberta Farm Family Data

Estimates of the economic value of unpaid household and farm work of Alberta farm women and men are calculated using two common market alternative cost methods. Time use data for 1984 collected by Doherty and Keating (1985) from 414 Alberta grain farm families as well as Statistics Canada wage data are used. The average annual value of unpaid farm work ranges from $20,647.35 to $29,088.24 for men and from $5,017.54 to $6,604.19 for women. Conversely, unpaid household work performed by women has an average annual value of $17,460.98 to $34,617.66, while the value of men's unpaid household work ranges from $1,943.02 to $3,962.54 annually. When the values of farm and household production and the income generated by off-farm work are accounted for, there is little difference between mend's and womend's total contributions to the economic well-being of the farm family. These estimates illustrate the importance of family membersd' unpaid work to the economic well-being of the family. They also suggest that there is little basis for the historic inequity of legal and other social systems that neglect the economic value of womend's contributions to family welfare. On estime la valeur du travail domestique et agricole non rémunéré des agricultrices et des agriculteurs de l'Alberta au moyen de deux autres méthodes de calcul des coûts, dd'usage courant sur le marché. On se sert pour cela des données de 1984 sur le temps recueillies par Keating and Doherty (1985) auprès de 414 producteurs de céréales de l'Alberta et des données sur les salaires de Statistique Canada. La valeur annuelle moyenne du travail agricole non rémunéré varie de 20 647,35 $ à 29 088,24 $ pour les hommes et de 5 017,54 $ à 6 604,19 $ pour les femmes. Parallèlement, le travail domestique non rémunéré effectuÉ par les femmes vaut de 17 460,98 $ à 34 617,66 $ en moyenne par année, tandis que pour les hommes il varie entre 1 943,02 $ et 3 962,54 $. Lorsqud'on additionne la valeur de la production agricole et domestique et le revenu générÉ par le travail non agricole, on constate qud'il y a peu dd'écart entre la contribution totale de l'homme et celle de la femme au bien-être économique de la famille rurale. Ces estimations prouvent 1d'importance du travail non rémunéré des membres de la famille pour la situation économique de cette derniÈre. Elles suggèrent également qud'il nd'existe pas de véritable fondement à l'injustice historique introduite par les systèmes juridiques et sociaux qui négligent la valeur de la contribution des femmes au bien-être économique de la famille.