选择"责任险方案"投保工伤保险更符合企业利益

(补充)工伤保险是近年来我国商业保险市场的新生事物。在我国产、寿险分业经营的制度下，财产险公司和寿险公司分别从自己的角度推出了适应这个需求的产品。并由此形成了“责任险方案”和“人身险方案”并存的市场供给局面。本文从法定责任转移、纳税优惠以及前瞻性三方面对两种方案进行了分析对比，得出结论：选用“责任险方案”更符合投保企业的利益。     

禽流感对新疆经济的影响分析

2005年11月发生在新疆部分地区的禽流感疫情给新疆经济带来了一定的影响，对大规模养殖家禽的农户影响最大，同时也对饲料业、餐饮业及来年的旅游业造成巨大的负面影响。疫情的出现也引起了我们对目前落后的饲养方式、不合理的卫生习惯，农村薄弱的防疫体系等问题的进一步思考。     

Marketing supplementary food products in LDCs: A case study in Morocco

Developing country governments as well as a number of international agencies have become directly involved in the past two decades in the production and marketing of supplementary food products. This article discusses the Moroccan government's involvement in introducing a weaning food targeted for elaborates on the factors which contributed contributedm to the failure of this and other similar ventures, while drawing attention to the important low-income Moroccan children. It role that marketing plays in launching socially desirable food products in developing country environments.     

Sequential optimization three-way decision model with information gain for credit default risk evaluation

To categorize credit applications into defaulters or non-defaulters, most credit evaluation models have employed binary classification methods based on default probabilities. However, while some loan applications can be directly accepted or rejected, there are others on which immediate accurate credit status decisions cannot be made using existing information. To resolve these issues, this study developed an optimized sequential three-way decision model. First, an information gain objective function was built for the three-way decision, after which a genetic algorithm (GA) was applied to determine the optimal decision thresholds. Then, appropriate accept or reject decisions for some applicants were made using basic credit information, with the remaining applicants, whose credit status was difficult to determine, being divided into a boundary region (BND). Supplementary information was then added to reevaluate the credit applicants in the BND, and a sequential optimization process was employed to ensure more accurate predictions. Therefore, the model’s predictive abilities were improved and the information acquisition costs controlled. The empirical results demonstrated that the proposed model was able to outperform other benchmarking credit models based on performance indicators.     

A general construction of E(s 2)-optimal large supersaturated designs

A general method for construction of E(s ²)-optimal, two-level supersaturated designs (SSDs) with the equal occurrence property, from supplementary difference sets is introduced. It is proved that SSDs constructed in this way are E(s ²)-optimal. Comparisons are made with previous works and it is shown that the proposed method gives promising results for the construction of E(s ²)-optimal large SSDs.     

确立刑事附带民事诉讼精神损害赔偿制度的两个问题

刑事附带民事诉讼缺少对被害人进行精神损害赔偿的规定,这一做法非常的不合理,所以要求确立相关制度的呼声越来越高。文章就确立刑事附带民事诉讼精神赔偿的重要性以及法律依据这两个问题进行了探讨,希望能对读者有所裨益。     

输电线路工程岩溶地质条件下基础的典型处理方法及补充定额研究

岩溶作为一种特殊的不良地质,对输电线路工程建设有较大影响.随着国民经济快速发展,岩溶地质结构在工程中逐步变成大概率事件.在不考虑避让的前提下,施工过程中需对这些特殊地质构造采取相应的处理、防护措施.通常情况对该类地质结构采取换填等措施进行处理,计价则参照已有类似定额,然而由于类似定额的使用场景变化,计算造价和实际造价间...     

Supplementary Services as a Differentiation Strategy

Abstract

Although some studies have been done on supplementary services in the service industry, very little has been explicitly done in the travel and tourism industry. This paper focuses on adding value to core services in the travel and tourism industry, which Lovelock (1996) referred to as “supplementary services.” Supplementary services can be used as differentiation points in a highly competitive industry such as tourism. Some researchers have developed models in an effort to demonstrate how supplementary services can enhance the core services. Shostack (1977) and Lovelock (1996) have developed models specifically designed for the service industry. This research is based on Lovelock's (1996) “Flower of Service” model, focussing on the “Hospitality: Taking Care of the Customer” cluster. This paper contends that supplementary services add value to core services, which gives firms competitive advantage over their competition. In the dynamic and challenging environment of the travel and tourism industry, operators need to differentiate themselves in order to be successful and continue to offer superior performance. One of the strategies to differentiate from the competition is to enhance the core services with supplementary services. A major Midwestern City was selected to test Lovelock's model. Two conventions held in mid-February were chosen for this study. Attendees of the first convention were provided specially trained greeters at selected key locations. The second convention that was held the following week did not have any greeters. Attendees of both the conventions were asked to complete a one page pre-tested questionnaire. They were to rate the host-city on several criteria including overall satisfaction, meeting their expectations, and satisfaction with the hospitality and non-hospitality services. Obtained findings suggest that attendees who were exposed to greeters rated the host-city more favorably in overall impression, and quality of hospitality services, and non-hospitality services, while the convention attendees that were not exposed rated the host-city less favorably. Based on the results from this study, firms in the travel and tourism industry, especially the convention centers, may want to consider providing their customers with supplementary services such as greeters as a differentiation strategy.     

Empirical Research on the Reasons for Supplementary Tutoring of Compulsory Education Students

Supplementary tutoring attaches itself to mainstream schooling, aiming to enhance the students＇ performance, thus it is also called ＂shadow education＂ . Since some reasons for the popularity of supplementary tutoring are still a mystery to the public, the present paper is in an effort to analyze the reasons for supplcmentarytutoring of compulsory education students by questionnaires and interviews.     

建构和发展中国企业年金制度中的认识误区

企业年金是我国正在建立的劳动者养老保障体系中的重要支柱之一。目前我国政府机构、社会保障经办机构或商业保险公司提供的服务出现了一些偏差,原因在于在建构和发展我国企业年金制度过程中出现了若干认识上的误区。文章旨在进一步探讨误区的形成、内容以及如何进一步明确对企业年金的认识。