信用卡上持卡人与发卡机构间法律关系之理论与实务探析

信用卡作为一种新型的电子服务产品,在我国日益普及。但随着信用卡业务的迅速扩大,信用卡使用的风险和纠纷日益增多。如何认识和处理信用卡使用引发的纠纷,是当前信用卡法律实务中面临的重要问题。本文通过分析持卡人与发卡机构间的法律关系,为相关信用卡纠纷的解决奠定理论基础,在此基础上对信用卡实务中典型的纠纷类型及其因应之道提出见解,目的在于促进信用卡的良性发展,逐步建立一个有法可依的成熟、完备的信用卡法律制度体系。     

对我国软件产业发展的研究

本文论述了我国软件产业的基本情况,指出了我国软件产业缺乏核心技术、软件盗版严重、企业规模偏小、高级人才不足几个主要问题,提出了加快发展我国软件产业的一些合理建议。     

对《物权法》未规定盗赃物善意取得的反思

在我国,以盗窃或其他方式取得赃物的案件时有发生。当盗赃物通过各种渠道进入商品交易流通领域后,许多与案件无关的第三人在不知道并且事实上通常很难知道其来源的情况下购买或接受该物品。在此情况下,只要赃物仍然存在,是无限制地追缴,还是合理地保护善意受让人的利益？我国新制定的《物权法》对此并未做出明确规定,这实属一大缺漏。因此,有必要对盗赃物之善意取得制度做出明确规定,以保护权利人的权利和市场的交易安全。     

Capital flight from sub‐Saharan Africa: linkages with external borrowing and policy options

Even as African countries became increasingly indebted, they experienced large‐scale capital flight. Some of this was legitimately acquired capital fleeing economic and political uncertainties; some was illegitimately acquired wealth spirited to safer havens abroad. This paper presents new estimates of the magnitude and timing of capital flight from 33 sub‐Saharan African countries from 1970 to 2004. We then analyze its determinants, including linkages to external borrowing. Our results confirm that sub‐Saharan Africa is a net creditor to the rest of the world, in that the subcontinent’s private external assets exceed its public external liabilities: total capital flight amounted to $443 billion (in 2004 dollars), compared to the external debt of $195 billion. Econometric analysis indicates that for every dollar in external loans to Africa in this period, roughly 60 cents flowed back out as capital flight in the same year, a finding that suggests the existence of widespread debt‐fueled capital flight. The results also show a debt‐overhang effect, as increases in the debt stock spur additional capital flight in later years. In addition to policies for recovery of looted wealth and repatriation of externally held assets, we discuss the need for policies to differentiate between legitimate and odious debts, both to ease current burdens on African countries and to improve international financial governance in the future.     

基于RFID及传感技术的物联网在图书馆领域的应用探讨

分析物联网的概念内涵及其关键技术与工作原理,探讨物联网在图书馆领域的具体应用。     

Sport and Queensland Aboriginal reserves in the 1920s and 1930s: Ideology,revenue, and exploitation

Rugby league flourished in the Aboriginal settlements run by the Queensland government in the 1920s and 1930s, as officials relaxed policies of segregation and isolation to allow Aboriginal teams to travel within the state. Revenue from the games, at times significant sums, went to government trust accounts and not directly to the settlements. Available data on this sporting income and government spending policies reveals an exploitative system, ethically comparable to Stolen Wages and reflecting the dispossession of Aboriginal Queenslanders in this era. While sport bolstered community pride, these exploitative dimensions qualify its contribution to Aboriginal wellbeing.