排序方式: 共有106条查询结果,搜索用时 31 毫秒
1.
唐贻定 《广西经济管理干部学院学报》2008,20(3):52-55
目前,合作金融在中国遇到了种种困惑,这不是合作金融本身的错。一方面中国从来就没有建立过真正的合作金融;另一方面合作金融与中国当前的经济环境也不相适应。而那种异化了的合作金融既没有存在的必要,也没有存在的可能。股份制取代合作制是一种历史的必然。 相似文献
2.
The issue of surplus distribution has hardly been analyzed in the context of the social economy. This paper highlights the main drivers of distribution between various stakeholders of microfinance institutions (MFIs), which are an example of social enterprises. We focus on three major variables: size, governance structure and subsidies. Our results show that the size of the institution is the main indicator of the surplus that the organization keeps as a self-financial margin. Moreover, MFIs with a cooperative ownership structure allocate a larger part of their surplus to their employees, whereas non-profit organizations and shareholder-firm MFIs do not allocate their surplus in a significantly different way among their main stakeholders. Finally, we do not find any clear-cut effect of subsidies on the surplus allocation process. 相似文献
3.
We study the factors influencing the percentage of organic and fair trade certified coffee sold through a cooperative by growers of five cooperatives in Mexico. The percentage of coffee sold through the cooperative was used as a proxy of growers’ engagement with a cooperative. Using factor analysis and a fractional probit regression, we evaluated the proposition that the level of engagement can be explained by transaction cost economics, social norms and connections, and farmer and farm business characteristics. We found that farm size, uncertainty regarding cooperative time of payment to the members and cooperative commitment on price to be paid negatively influence the level of engagement. In contrast, asset specificity, relational commitment, and price have a positive impact on engagement. Our results may help cooperatives and policy makers to build strategies aiming to increase this level of engagement. This is relevant because lower grower engagement has been found to be positively correlated with weak performing cooperatives. 相似文献
4.
Ignacio Bretos Anjel Errasti Carmen Marcuello 《Annals of Public and Cooperative Economics》2020,91(3):435-458
This article provides an in‐depth, longitudinal analysis combining real‐time and retrospective data on a set of Mondragon's industrial cooperatives that are organized as international groups. We examine the life cycle of these international cooperative groups, which is expected to evolve differently to that of small‐ and medium‐sized cooperatives that operate exclusively on a local scale. The article is theoretically informed by the cooperative life cycle theory, as well as by recent insights from the degeneration and regeneration theses. Our analysis yields an intricate picture of the evolution of cooperatives faced with a ‘grow‐or‐die’ dichotomy. On the one hand, our findings reject the highly simplistic and deterministic view of the degeneration thesis by demonstrating that these cooperatives can mobilize resources to revitalize cooperative values and practices. On the other, we find that regeneration may not occur in a consistent, sequential fashion as the previous literature suggests, but rather degenerative and regenerative tendencies can occur simultaneously, even leading to long‐lasting, unresolvable situations. In light of this, the article asks future research to draw on power‐aware and politically informed approaches for further understanding of how cooperatives manage the tensions at each organizational stage of their life cycle, and of which organizational actors benefit, and how, from reversing some degenerative tendencies while maintaining others intact. 相似文献
5.
兵团特殊性和独特的农业双层经营体制决定了兵团农工专业合作组织的发展有别于地方农村的农民专业合作组织。那么,区别在哪里,兵团农业双层经营体制对农工专业合作组织发展影响又如何?本文在比较兵团农业双层经营体制与地方农村基本经营制度的基础上,结合兵团农工专业合作组织的发展现状,利用新制度经济学相关理论进行分析研究,得出以下主要结论:在兵团农业双层经营体制下,集体行动的困境是兵团农工合作经济组织发展缓慢以及大多数合作组织停留在专业技术协会层面而无法实现向农工专业合作社转变的组织行为学解释;成员资源禀赋不足及资源禀赋互补性不强对兵团农工专业合作组织的组建和发展影响明显;兵团农场“委托一代理”模式的交易费用的节约效用并不明显;兵团的农业种植结构对农工专业合作组织的发展并不是非常有利。最后提出相应对策建议。 相似文献
6.
提高贷款定价能力、增强贷款定价的自主性和科学性是利率市场化条件下农村信用社的必然选择.作为金融支持社会主义新农村建设主力军的湖南省农村信用社,应从自身实际情况出发,选择与之相适应的贷款定价模式--市场与成本相机抉择的成本相加定价模式,并进一步完善具有市场化特征的贷款定价机制. 相似文献
7.
尹志超 《广东经济管理学院学报》2006,21(6):53-59
中国农村信用合作社的发展规模比较小;其经营特征呈现出资产结构异化,股金规模偏低,存贷款剪刀差的特征;其经营效率呈现出高成本、低收益的形势;其资金主要来源于成本较高的定期储蓄存款;经营结果表现为资产质量低,不良资产比例高,经营亏损严重。因此,中国农村信用合作社的改革迫在眉睫。其改革必须从内部和外部两方面入手,在内部应着力组建真正的信用合作组织,在外部应重点构建合理的制度框架。 相似文献
8.
本文分析了辖区农村信用社资本结构以及资本管理现状,同时对资本管理现状产生的原因进行了分析,在此基础上,提出完善资本管理的对策. 相似文献
9.
Agency costs of vertical integration—the case of family firms,investor‐owned firms and cooperatives in the French wine industry 下载免费PDF全文
Julien Cadot 《Agricultural Economics》2015,46(2):187-194
Vertical integration theory has long suggested internal costs related to changes in incentives due to vertical integration, which means that vertical integration may lead to agency costs. In this work, we specify the notion of agency costs of vertical integration and extend Ang et al. (2000)'s measurement of agency costs to provide an empirical assessment of these costs in the French wine industry. Our econometric analysis finds that the agency costs of vertical integration may reach 2–3% of sales. It also showed that operating expenses of vertical integration are lower for cooperatives than for other firms, while vertical integration is less rewarding for them. This raises questions on the relation between agency costs in cooperatives and their performance. 相似文献
10.
小额农贷的推出改变了传统扶贫方式主要依靠国家财政或外来捐赠资金、扶贫效果不明显的局面,依靠一种新型的信贷运作模式实现了部分地区扶贫项目的规范化、长期化运作。但我国农村小额信贷的发展目前仍处于实验探索阶段,还面临着各种各样的风险和挑战。本文以浙江绍兴地区为例分析了我国农村小额信贷发展过程中的问题,并提出有针对性的建议以实现我国小额农贷的可持续发展。 相似文献