增信服务还是腐蚀效应:论金融科技等新兴产业发展过程中的风险信号

提出行业性风险暴发的"腐蚀效应"理论,即存在着一种特殊的行业风险暴发过程:行业中各个企业的倒闭是沿着企业的资质链从低到高的顺序发生的.该过程的存在得到了数据回归证实.对于科技金融等新兴行业,警惕和积极防范腐蚀效应,对防范行业性风险具有重要意义.对于客户信任高度依赖的新兴行业,如金融科技等,最容易出现腐蚀效应.因此,在一度高速膨胀的网络贷款领域出现腐蚀效应具有一定必然性."腐蚀效应"的存在也否定了当前把网络贷款行业大面积爆雷的原因归咎于其开展"增信服务"的普遍观点,真正引发风险的原因是网络贷款行业中的企业资质参差不齐和无序竞争造成的无谓成本的大幅增加.从政府对行业的管理视角来看,在促进行业发展时不忘记防范风险十分重要.这在实质上是对制度-制度接口的设计问题.因此应当以制度设计理论来指导防范风险政策的制定,才能取得更好的效果.     

How novel actors achieve a positive reputation: A case of prep schools with elite‐level hockey programs

How are novel organizations able to build a positive reputation while attempting to enter into a system with established organizations? To address this, we examined the field of elite‐level amateur hockey. Private Secondary Schools (PSS) are novel in that they offer a nontraditional pathway for players with respect to fielding elite‐level hockey teams. Findings from interviews with PSS with elite‐level hockey programs revealed that PSS highlight their Selection Processes, Player Development Practices, and the enhanced Player Experience in an effort to build a positive reputation. This study contributes to the literature on reputation by showing that novel organizations can build a reputation through highlighting the unique value they add. Copyright © 2016 ASAC. Published by John Wiley & Sons, Ltd.     

黑龙江省节水增粮行动(2012—2015年)实施方案

文章通过对黑龙江省高效节水现状,存在问题的分析,结合黑龙江省高效节水发展的支撑能力,阐述黑龙江省节水增粮目标、任务及总体布局,为黑龙江省2012—2015年节水增粮实施提供依据。     

Impact assessment of reservoir desiltation measures for downstream riverbed migration in climate change: A case study in northern Taiwan

Typhoon Aere in 2004 induced severe sedimentation and loss of storage capacity of the Shihmen Reservoir in northern Taiwan. The resulting dramatic increase in the turbidity of the water seriously affected the water supply. To effectively maintain the stability of the water supply and maintain the reservoir’s storage capacity, the government of Taiwan began to plan and construct a series of improvement measures, such as a sediment flushing tunnel, the JhongJhuang Bank-Side Reservoir, and the Amuping Desilting Tunnel. However, previous studies only focused on the impact of the sediment flushing tunnel and the Amuping Desilting Tunnel on the downstream riverbed, and did not consider the possibility of increasing sediment discharge after the completion of the JhongJhuang Bank-Side Reservoir. In addition, climate change will cause the intensity of extreme rainfall to increase enormously in the future. That rainfall and extra sediment flushing will challenge the existing flood prevention facilities. Therefore, this study considered that the JhongJhuang Bank-Side Reservoir will increase sediment discharge of the Shihmen Reservoir, and used dynamical downscaling extreme typhoon data of climate change under the RCP 8.5 scenario to explore the flood prevention and riverbed migration of the main channels of the Dahan and Tamsui Rivers in the future. We used the rainfall–runoff model of Hydrologic Modeling System to simulate rainfall and runoff, and used the hydraulic and sediment transport model of CCHE1D to holistically simulate flood events and consequent river scouring and deposition behaviors. Our results showed that the projected peak discharge during the late 21st century (2075 to 2099) will be at least 50% higher than that during the baseline (1979 to 2003) period. In terms of flood prevention, the potential of overbank flooding will increase in the downstream area, and the trend of long-term change in the riverbed will be dominated by degradation (-0.489 ± 0.743 m) in the future. The improvement measures will have a limited impact on riverbed migration (0.011 ± 0.094 m) in the Dahan and Tamsui Rivers. After the operation of the JhongJhuang Bank-Side Reservoir, the Shihmen Reservoir is expected to increase the sediment discharge ratio by 70% during floods, and it will not cause excessive water turbidity that may affect downstream water supply.     

严监管背景下农信社合规风险管理体系建设

2018年,银行业监管环境进一步趋严,不但强调对银行的监管,更提出了对监管人员职责的监管,这种严格的外部监管环境对农信社的合规风险管理带来了极大的挑战。农信社合规风险管理体系的建设和完善已势不容缓。论文提出了农信社合规风险管理体系建设要从战略定位、文化渗透、防线搭建、专业专职化、考核和追究六个维度入手,推进合规风险管理长效机制的建设。     

“Sensing” the destination: Development of the destination sensescape index

Despite the increasing academic interest in the sensory dimension of the tourist experience, the quantitative empirical research in the field is limited by a lack of measurement instruments for evaluating the sensory stimuli perceived by tourists during a destination visit. The study addresses this gap by developing a composite index to assess the sensory destination panorama, termed as “destination sensescape”. The construct is conceptualised as a formative multidimensional variable with 5 dimensions (visualscape, smellscape, tastescape, soundscape, and hapticscape). The psychometric validity and reliability of the 17 items integrating the formative index were established by a rigorous multi-step procedure based on three empirical studies. The instrument was tested with data collected from visitors of a Mediterranean urban destination. The operationalisation of the destination sensescape construct not only paves the way for future quantitative sensory studies, but also yields a useful tool for Destination Marketing Organisations (DMOs).     

Economic interpretations of DEA

Research on productive efficiency at the firm level has developed as an important and active strand of research the last decades, both within operations research, management science and economics. Two apparently different definitions of efficiency are examined, but it is shown that when both estimation methods are based on solving linear programming problems the definitions of efficiency are identical. The purpose of the paper is to give the basic ideas of efficiency analyses using DEA as a tool for researchers not so familiar with efficiency analysis and DEA. The concept of shadow prices is given special attention.     

建筑企业实施供应链管理的关键因素

首先介绍了建筑企业实施供应链管理的必要性，然后分析了建筑供应链的特征，在此基础上论述了建筑企业实施供应链管理的九个关键成功因素，从而为建筑企业有效实施供应链管理提供依据。     

繁峙县孤山水库帷幕灌浆工程施工

文中叙述了繁峙孤山水库险加固工程帷幕灌浆的施工方案选择、施工过程及工程的质量检查。