| 我国商业银行分支机构经济效率评价研究 |
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| 引用本文： | 王晓芳,曹志鹏,张欣. 我国商业银行分支机构经济效率评价研究[J]. 经济经纬, 2008, 0(2): 148-151 |
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| 作者姓名： | 王晓芳 曹志鹏 张欣 |
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| 作者单位： | 1. 西安交通大学,经济与金融学院,陕西,西安,710049
2. 陕西科技大学,管理学院,陕西,西安,710021 |
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| 摘 要： | 商业银行分支机构的经济效率较低,产出增长还主要依靠营业费用和人力等投入品的外延式增长,其效率有较大的提升空间。风险因素对银行经济效率有明显影响,考虑风险因素较不考虑风险因素的平均经济效率低9.29%。
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| 关 键 词： | 商业银行 综合效率 数据包络模型 经济利润 |
| 文章编号： | 1006-1096(2008)02-0148-04 |
| 修稿时间： | 2007-12-03 |
A Study on the Evaluation of the Economic Efficiency of the Commercial Bank Branches of Our Country |
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| WANG Xiao-fang,CAO Zhi-peng,ZHANG Xin. A Study on the Evaluation of the Economic Efficiency of the Commercial Bank Branches of Our Country[J]. Economic Survey, 2008, 0(2): 148-151 |
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| Authors: | WANG Xiao-fang CAO Zhi-peng ZHANG Xin |
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| Abstract: | The economic efficiency of commercial bank branches is low,their output increase still depends mainly on operating expenses and the extensive increase of manpower input,etc and their efficiency can be improved enormously.The risk factor also has obvious influence on the economic efficiency of commercial bank branches.The average economic efficiency considering risk is 9.29 percent lower than that not considering risk. |
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| Keywords: | commercial bank comprehensive efficiency data envelopment model economic profit |
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