| 基于产业组织理论商业银行盈利能力研究 |
| |
| 引用本文： | 刘宏,闵丹.基于产业组织理论商业银行盈利能力研究[J].税务与经济,2010(3). |
| |
| 作者姓名： | 刘宏 闵丹 |
| |
| 作者单位： | 1. 吉林大学商学院,吉林,长春,130012
2. 吉林财经大学国际交流学院,吉林,长春,130117 |
| |
| 摘 要： | 遵循产业组织理论的经典的SCP范式的分析思路和理论框架,对传统的共谋假设、相对市场力量假设和效率结构假设进行检验。研究发现,我国的银行业市场结构由原来的高寡占的市场向适度集中的市场发展,市场的竞争程度提高,银行总体效率水平呈上升趋势。市场份额、银行效率与商业银行的盈利能力间正相关关系显著,而市场集中度与盈利能力则呈负相关。实证结果支持相对市场力量假设和效率结构假设,但不支持共谋假设。
|
| 关 键 词： | 商业银行 盈利能力 产业组织理论 产业结构 |
A Study on Profitability of Commercial Banks Based on the Theory of Industrial Organization |
| |
| Liu Hong,Min Dan.A Study on Profitability of Commercial Banks Based on the Theory of Industrial Organization[J].Taxation and Economy,2010(3). |
| |
| Authors: | Liu Hong Min Dan |
| |
| Abstract: | A study is conducted to test the traditional collusion hypothesis,the relative market forces hypothesis and the efficient structure hypothesis by using the theoretical framework of the SCP model of the theory of industrial organization.The study shows that the structure of China's banking market transforms from high-oligopoly market to moderate concentration market,which enhances competitiveness and the overall efficiency of banks is on the rise.The positive correlation among the market share,the bank effic... |
| |
| Keywords: | commercial bank profitability theory of industrial organization industrial structure |
| 本文献已被 CNKI 万方数据 等数据库收录！ |
|
