河南区域金融结构特征的统计描述

在金融促进经济发展的过程中,金融总量的增长与金融结构的变化都作出了贡献,但是金融结构的变化更是一种内在的推动力。通过建立衡量金融结构特征的综合指标体系:金融相关比率、金融结构比率、金融机构存贷比、区域融资结构对河南区域金融结构的特征作出定量分析和定性分析,以期能更为客观、真实的反映河南金融业发展水平,从而能为未来河南金融结构优化提供可以借鉴的依据。

The Statistical Description on the Characteristics of Henan Regional Financial Structure

In the process of economic development,financial growth and the change of the financial structure all make contribution to economic development,but the financial structure change is an inner impetus.In the paper,through the establishment of a comprehensive index system: Financial interrelation ratio,Financial structure ratio,Financial institutions deposit and loan ratio,Regional financial structure,quantitative and qualitative analysis the characteristics of Henan regional financial structure.Objective and true reflection the development level of Henan financial industry.Statistical results can offer a reference basis on optimization of Henan financial structure.