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刍议小额担保贷款存在的问题和建议
引用本文:高广智.刍议小额担保贷款存在的问题和建议[J].西部金融,2012(8):81-84.
作者姓名:高广智
作者单位:中国人民银行西安分行,陕西西安,710075
摘    要:小额担保贷款是国家就业再就业政策的重要组成部分。本文介绍了小额担保贷款的政策沿革,阐述了陕西开展该项工作的有关情况,深入分析了当前小额担保贷款存在的主要问题,并提出加大政策宣传力度、简化手续、修改完善操作办法、建立评估体系等政策建议。

关 键 词:小额担保贷款  再就业

The Discussion on Micro Secured Loans: Problems and Suggestions
GAO Guangzhi.The Discussion on Micro Secured Loans: Problems and Suggestions[J].West China Finance,2012(8):81-84.
Authors:GAO Guangzhi
Institution:GAO Guangzhi(Xi’an Branch PBC,Xi’an Shaanxi 710075)
Abstract:The micro secured loan is an important part of the national reemployment policy.The paper introduces the policy evolution of the micro secured loan and the situation in Shaanxi province,deeply analyzes the problems of the micro secured loan,and proposes to increase policy advocacy efforts,simplify procedures,perfect operation measures and establish evaluation systems and other practical policy suggestions.
Keywords:micro secured loan  reemployment
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