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关于对利率市场化的再认识
引用本文:王兆华. 关于对利率市场化的再认识[J]. 西部金融, 2012, 0(6): 67-71
作者姓名:王兆华
作者单位:中国人民银行咸阳市中心支行,陕西咸阳,721000
摘    要:利率市场化是我国目前正在积极推进的一项重要金融改革工作。本文对利率市场化的基础、要求和利率传导机制进行了总结,提出了利率市场化风险识别的分析点,考察了目前商业银行理财产品对利率市场化的探索,在此基础上,提出完善利率市场化改革的措施建议。

关 键 词:利率市场化  金融改革

On the Interest Rate Liberalization
Wang Zhaohua. On the Interest Rate Liberalization[J]. West China Finance, 2012, 0(6): 67-71
Authors:Wang Zhaohua
Affiliation:Wang Zhaohua(The PBC Xianyang Sub-branch,Shaanxi,Xianyang,721000)
Abstract:Interest rate liberalization is an important reform actively pushed ahead in China.The paper summarizes the base and requirement of interest rate liberalization as well as the transmission regime of interest rate,analyses the risk of interest rate liberalization,and reviews the status quo of financing product of commercial banks and interest rate liberalization.The paper finally comes up with suggestions on improving interest rate liberalization reform.
Keywords:interest rate liberalization  financial reform
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