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商业银行集团客户授信风险管理研究
引用本文:董爱国,孙润华. 商业银行集团客户授信风险管理研究[J]. 北京市经济管理干部学院学报, 2008, 23(2): 44-48
作者姓名:董爱国  孙润华
作者单位:1. 中国社会科学院研究生院,北京,100102
2. 中国银监会焦作监管分局,焦作,454000
摘    要:银行集团客户巨额贷款损失案件频发,对银行安全运营造成了严重威胁。本文对银行集团客户授信风险特点和存在问题进行了深入分析,并借鉴国外先进管理经验,提出了改进银行集团客户授信风险防控的建议。

关 键 词:商业银行  集团客户  授信风险  风险管理
文章编号:1008-7222(2008)02-0044-05
修稿时间:2008-03-18

A Comparative Analysis of Agencies Regulating and Function Supervision and Some Thoughts of China's Financial Supervision and Management
DONG Ai-guo,SUN Run-hua. A Comparative Analysis of Agencies Regulating and Function Supervision and Some Thoughts of China's Financial Supervision and Management[J]. Journal of Beijing Institute of Economic Management, 2008, 23(2): 44-48
Authors:DONG Ai-guo  SUN Run-hua
Affiliation:DONG Ai-guo, SUN Run-hua (1. Graduate School of the Chinese Academy of Social Sciences, Beijing 100102, China;2. Jiaozuo Sub-Bureau Supervision, of China Banking Regulatory Commission, Jiaozuo 454000, China)
Abstract:Frequent large-loss cases of group enterprises' defaults have heavily threatened banks' safety operation.The paper researches characters and causes of group enterprises' credit risk and refers to some oversea advanced practices.Finally,some suggestions are proposed to improve bank's control over group debtors.
Keywords:commercial bank  group enterprise  credit risk  risk control
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