Institution: | 1. Rotman School of Management , University of Toronto , 105 St. George Street, Toronto, ON M5S 3E6, Canada;2. National Bureau of Economic Research , 1050 Massachusetts Avenue, Cambridge, MA, 02138, USA ajay.agrawal@rotman.utoronto.ca;4. McCombs School of Business, The University of Texas at Austin , Austin, TX, 78712, USA |