| 牢守底线应加快建立我国存款保险制度 |
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| 引用本文： | 杨子强.牢守底线应加快建立我国存款保险制度[J].河南金融管理干部学院学报,2013(8):5-7. |
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| 作者姓名： | 杨子强 |
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| 作者单位： | 中国人民银行济南分行,山东济南250021 |
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| 摘 要： | 促进金融业深化转型发展,提高金融支持转方式调结构的能力,无论是构建和完善金融稳定防线、深化金融改革,还是完善金融体系、强化金融监管都亟需建立存款保险制度。目前,我国建立存款保险制度的条件已基本成熟,在参考借鉴国外存款保险制度的基础上,应不失时机地推出适合我国国情的《存款保险条例》和存款保险制度,实施强制保险、实行差别费率和较高额度的限额赔付保险。
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| 关 键 词： | 存款保险制度 比较 建立 |
Accelerating the Establishment of a Deposit Insurance System for Firmly Keeping the Bottom Line of No Systemic Regional Financial Risk Occurring |
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| YANG Ziqiang.Accelerating the Establishment of a Deposit Insurance System for Firmly Keeping the Bottom Line of No Systemic Regional Financial Risk Occurring[J].Journal of Henan College of Financial Management Cadres,2013(8):5-7. |
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| Authors: | YANG Ziqiang |
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| Institution: | YANG Ziqiang inan Branch , The People＇s Ban]{ of China , Jinan , Shandong 250021 , China ) |
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| Abstract: | It＇ s an urgent task to establish a deposit insurance system for deepening financial sector restructuring ＆ development and improving financial supporting capability in transforming growth modes and adjusting the economic structure, specifically, for building and improving the financial stability defense, deepening financial reform, impro- ving the financial system, and strengthening financial supervision. At present, the conditions for establishing the de- posit insurance system are basically mature in China. It＇ s necessary to seek the opportunity to launch ＂Deposit In- surance Act＂ and China＇ s deposit insurance system which are suitable for China＇ s national conditions on the basis of learning from the deposit insurance system abroad, and implement compulsory insurance, differential rates and a higher credit limit claims coverage. |
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| Keywords: | deposit insurance system comparison establishment |
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