| 印度中小企业评级公司的评级模式及对我国的启示 |
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| 引用本文： | 叶文辉.印度中小企业评级公司的评级模式及对我国的启示[J].河南金融管理干部学院学报,2013(4):57-60. |
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| 作者姓名： | 叶文辉 |
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| 作者单位： | 中国人民银行铜陵市中心支行,安徽铜陵244000 |
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| 摘 要： | 印度中小企业评级公司（SMERA）通过向其本土中小企业提供全面、透明、可靠的信用评级，解决中小企业融资难问题。印度的成功做法可以为我国提供有益的借鉴。建议专设中小企业信用评级机构，设计符合中小企业特点的评级体系和收费标准，拓展评级结果运用领域等，进一步完善我国中小企业信用评级体系。
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| 关 键 词： | 信用评级 中小企业 评级结果应用 启示 |
Rating Models of Indian SME Rating Firm and Enlightenment to China |
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| Institution: | YE Wenhu (Tongling City Sub - branch of the Peop]e Bank of China , Tongling , Anhui 244000, China ) |
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| Abstract: | By providing comprehensive, transparent, reliable credit rating services to the local SMEs, the rating firms for small and medium -sized enterprises in India （SMERA） have solved the difficult problem of SME financing. The successful practices in India can be useful reference for China. The corresponding suggestions are as follows ： establishing credit rating agencies especially for SMEs in China, designing a rating system and charging stand- ards complying with the characteristics of SMEs, expanding application fields of the rating results, and further improving the credit rating system for SMEs in China. |
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| Keywords: | credit rating small and medium -sized enterprises （SME） application of rating results enlightenment |
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