金融监管制度变迁与商业银行成长

在经济转轨过程中,商业银行的成长壮大,在很大程度上受到金融监管等外部因素的影响。良好的金融监管不是商业银行的“紧箍咒”,而是商业银行成长的“推进器”,可以更好地促进商业银行的成长和发展;反过来,商业银行的持续成长也进一步促进了金融监管水平的提高。因此,完善金融监管机制,实现金融监管的激励相容,就成为当前金融监管的政策取向。

Modification of Financial Monitoring Policy and the Development of Commercial Banks

In the process of economic transforming,healthy growing of commercial banks is influenced by external factors such as financial monitoring to a large extend.A sound financial monitoring is not a limitation of commercial banks,to the opposite,it should be a promoter which helps the development of commercial banks.Vice verse,the sustaining development of commercial banks also promotes an improvement of financial monitoring standard.As a result,optimizing financial monitoring system,realizing encouragement of financial monitoring should become a policy direction of present financial monitoring system.